S vs My ING
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
S
Manage your bank accounts and credit cards on the go. Execute payments, send secure messages, and locate ATMs. You can also simulate loan options and access your banking documents.
- View account and credit card transactions
- Execute Eurotransferts
- Send secure messages
- Locate branches and ATMs
- Simulate personal and mortgage loans
- PIN-login for fast access
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S-Net Mobile, the Banque et Caisse d’Epargne de l’Etat, Luxembourg (Spuerkeess)’s free mobile banking app allows you to: • view the transactions on your accounts and credit cards, • execute payments (Eurotransferts), • send secure messages to the Spuerkeess and access your received mail and documents, • find a Spuerkeess branch or S-BANK ATM, • simulate your personal or mortgage loan. Furthermore, the PIN-login allows an even faster access to your daily banking operations.
My ING
Manage your bank accounts and perform transactions securely from your phone or tablet. This mobile banking app offers e-banking features in French and English, allowing for convenient financial management on the go.
- Mobile banking
- Secure e-banking
- Perform transactions
- Account management
- Available in French and English
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With the ING Mobile banking application, you have your bank always at hand ! Taking all the features of your secure e-banking “My ING” account, this application allows you to easily perform all your banking transactions via your phone or tablet. The application is available in 2 languages: French and English. Please do not hesitate to share your suggestions with us, so that we can continue to improve the app.
Screenshots
Verdict
The clearest difference is rating: S at 3.0 against My ING's 2.3. S also leads on ads (none vs shown) and review sentiment (30% vs 0%). My ING's advantage is ratings volume (6 vs 2). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
S holds the better App Store score, 3.0 against 2.3. Both are backed by a comparable volume of ratings — 2 and 6 respectively. Written reviews point the same way: 30% of S's written reviews are positive against 0% of My ING's.
S ships an update every 5 weeks, My ING every 4 months. The most recent releases landed on September 17, 2026 and July 4, 2026 respectively.
| Parameter | S | My ING |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | 2.3 (6 ratings) |
| Positive reviews | 30.4% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 | 6 — better |
| Update frequency | Every 5 weeks — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 376 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | BCEE | ING Luxembourg S.A. |
Customer experience
S
My ING
In-app purchases
S
No in-app purchases
My ING
No in-app purchases
