CIBC Mobile Wealth vs OCCU Mobile Banking

Build your wealth with the CIBC Mobile Wealth App Access your accounts with CIBC Investor’s Edge, CIBC Imperial Investor Services, CIBC Wood Gundy and CIBC Private Investment Counsel – all in one place to monitor your investments. Are you an Investor’s Edge client? With your CIBC Investor’s Edge account, you can also discover investment ideas, trade on the go and never miss an opportunity. Choose from stocks, ETFs, cypto ETFs, options, mutual funds, GICs, bonds and more. Trade in CAD or USD in your TFSA, RRSP, FHSA, RESP, as well as many other registered and non-registered accounts. Get the benefits of our powerful desktop platform on the app. Take advantage of advanced order types, trading in extended hours, and research tools to evaluate investing ideas. Make saving easy by automatically adding money from your bank account each week or month. You can also automatically reinvest your dividends too. Enjoy low pricing to help your money go further. Plus, there’s no minimum account balance. Investor’s Edge, Imperial Investor Service and Wood Gundy clients can: Monitor investments Know exactly how your accounts are doing with detailed information, including intraday and daily change values, book values and total gains or losses. Use customizable charts Identify trends and trading opportunities, and analyze stock performance with interactive and customizable charts. You can also access advanced charts through Quotes and Research. Access eDocuments Whether it’s your trade confirmations, account statements or your tax documents, they’re all available on the go. CIBC Private Investment Counsel clients can: You can view your portfolio and portfolio holdings, which include book value, market price and market value. Get your My Investment Counsellor information If you need to get in touch on the go, your My Investment Counsellor details are available on the app. And as always, you’re protected by the CIBC Digital Banking Guarantee. Important info to know LANGUAGES English and French PRIVACY Your privacy and security come first. Learn more (https://www.cibc.com/en/privacy-security.html). LEGAL Ready to download the CIBC Mobile Wealth App? Great! When you do, it means you consent to the installation and any automatic updates/upgrades. Heads up – the app might: - Communicate with our servers to deliver features/functionality and record usage - Affect preferences or data stored on your device - Collect, use and disclose personal info, per our privacy policy Uninstall the app to withdraw consent. Your service provider might charge you fees to access our app. Check with them if you have any questions. NEED HELP? CONTACT US: CIBC Investor’s Edge https://www.investorsedge.cibc.com/en/contact-us.html CIBC Imperial Investor Services https://www.imperialinvestor.cibc.com/en/contact-us.html CIBC Wood Gundy https://www.woodgundy.cibc.com/en/contact-us.html CIBC Private Investment Counsel https://www.cibc.com/ca/private-wealth-management/find-advisor.html Or the old-fashioned way: CIBC Head Office, 81 Bay Street, CIBC Square, Toronto, Ontario, Canada M5J 0E7 DISCLAIMERS CIBC and related marks are trademarks of CIBC. To use the CIBC Mobile Wealth App, you must first be registered for online access.

OCCU Mobile Banking allows you to do your banking securely at anytime and anywhere – in the palm of your hand! Access and view your account balances, pay your bills, and transfer money conveniently. Use OCCU Mobile Banking for fast, easy, on-the-go banking. There are no new passwords to remember – all account login information is the same as your online banking. The app is compatible with iPhone, iPod Touch and iPad. With OCCU Mobile Banking you can: • Log in with your Username and Password • Set-up Fingerprint ID or Facial Recognition for secure and quick access • View your account activity, balances and recent transactions • Pay bills now or set them up for a future payment date • View and edit upcoming scheduled bills and transfers • Send money instantly with Interac e-Transfer® • Transfer money between your accounts, including different memberships • Quickly and securely deposit your cheques by using your smartphone or tablet • Display your balances at-a-glance without having to log in with QuickView It’s simple to use and free* Security Your security is our top priority, which is why our mobile banking app uses the same level of secure protection as our full online banking. Permissions In order to use OCCU Mobile Banking, you'll need to grant our app permission to access certain functions on your mobile phone, including: • Full network access – Allows our app to connect to the Internet. • Take pictures and videos – Deposit cheques using Deposit Anywhere™ right from your mobile phone by allowing our app access to your phone camera. • Access to your phone contacts – Get the utmost in convenience by allowing our app to access your list of contacts, that way you can send an Interac e-Transfer® to someone on your contact list without manually setting them up as a recipient in mobile banking. Access Access is available to all members who currently use our online banking service. If you’re not an Oshawa Community Credit Union member, no problem – simply contact us and set up a new membership. You’ll be set up with access right away. Use of the mobile app is subject to the terms and conditions found in our Oshawa Community Credit Union Account Access Agreement for personal accounts. *You may incur service charges for various online services depending on the type of account you have. In addition, your mobile carrier may charge you for using your mobile device to access the services provided by our mobile app.