Bank Account vs bil
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bank Account
This app helps you manage multiple bank accounts and track transactions locally on your device. It offers features like total balance overview, currency selection, and transaction backups to CSV or TXT files. It's designed for personal financial tracking and includes an optional ad-free subscription.
- Manage multiple accounts
- Total balance overview
- Currency selection per account
- Backup/restore transactions
- Search transactions
- Expense breakdown by category
- Lock screen option
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Note: this app keeps transactions locally on the device only, it does not sync or back up to the cloud automatically. Manual backups must be used. You can now backup your transactions to .csv or .txt file and restore from a back up! **All functionality is available for Free -NEW! Ability to use Siri to add a transaction -NEW! Ability to upload receipts to a transaction and auto import the value. Receipts are optionally saved on export -Manage multiple accounts! -Shows a 'Total' Balance of all accounts -Select the currency for each account -Backup your transactions to .csv or .txt file -Restore from a backup -Add 2 widget options to your Home Screen -Search for transactions -Overview of balance, by month or by year -Breakdown of expenses by category -Ability to add a lock screen with Face/Touch ID -Mark as Cleared -Prompts user and asks if a transaction is the starting balance, if a starting balance has not been created yet. -Simple to use -Perfect for anyone to track their transactions, from checks to debit card purchases. (Use for personal tracking of Bank Account balance only. Check monthly with real bank statement to verify transactions) A quarterly (every 3 months) subscription is available to remove ads for $.99 cents. Cancel anytime. Please view the End User License Agreement here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
bil
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Flexible, simple bill tracking. We believe you should have more control over how you track finances, so we set out to build bil with flexibility and simplicity in mind. Have a bill that's due every 3 months? Go ahead and add it, as is. Pitching in $25 every week when you carpool to work? Weekly expenses are welcomed here, too. Keep forgetting about that yearly subscription until you see it hit your bank account? We can help. bil gives you the ability to visualize your cash flow, in our out, in a number of different ways and allows you to group it in whatever way you see fit.
Screenshots
Verdict
The clearest difference is in-app purchases: bil at none against Bank Account's 1. bil also leads on ads (none vs shown) and update cadence (weekly vs every 4 months). Bank Account's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bank Account sells 1 in-app purchase, starting at $0.99 per 3 months. bil asks for nothing beyond the download.
Bank Account ships an update every 4 months, bil weekly. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.
| Parameter | Bank Account | bil |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (32 ratings) — better | — |
| Positive reviews | 79.7% of reviews | — |
| Number of ratings | 32 — better | — |
| Update frequency | Every 4 months | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 5 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Harden Consulting LLC | Rollingbit LLC |
Bugs and requests
Bank Account
Reported bugs
16 issues- Forget to select 'save', no warning
- Ledger can be off
- Missing items with no notification
- Unable to change dollar amount
- Doesn't work anymore
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- Not working after last upgrade
- Can't input transactions
- Not working
- Can't see the date
- Can't reconcile accounts
- Won't add info between phones
- Check number and payee in same box
- Crashes frequently
- Can't reconcile with wife's phone
- Secondary user can't reconcile
- Switching to secondary causes crash
Requested features
20 requests- Simplify entry process
- Redesign to address 'save' issue
- Duplicate entry saved on exit
- See all accounts on one screen
- Reconcile each transaction
Show 15 moreShow fewer
- Transfer between accounts easily
- Import/export capability
- Editable transactions
- See 'current' and 'cleared' balance per account
- Add transactions for the future (pending)
- Cleared function for bank statement balancing
- Separate entries for check number and payee
- iCloud support
- Note section for transactions
- Numerical passcode without enter button
- Recurring events
- Recurring transactions
- Notes section for more detail
- Password lock for security
- Categorize expenses
bil
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Bank Account
- Remove Ads$0.993 Months
bil
No in-app purchases









