Comparison

Bank Account vs bil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bank Account

This app helps you manage multiple bank accounts and track transactions locally on your device. It offers features like total balance overview, currency selection, and transaction backups to CSV or TXT files. It's designed for personal financial tracking and includes an optional ad-free subscription.

Highlights
  • Manage multiple accounts
  • Total balance overview
  • Currency selection per account
  • Backup/restore transactions
  • Search transactions
  • Expense breakdown by category
  • Lock screen option
Features
Read full description

Note: this app keeps transactions locally on the device only, it does not sync or back up to the cloud automatically. Manual backups must be used. You can now backup your transactions to .csv or .txt file and restore from a back up! **All functionality is available for Free -NEW! Ability to use Siri to add a transaction -NEW! Ability to upload receipts to a transaction and auto import the value. Receipts are optionally saved on export -Manage multiple accounts! -Shows a 'Total' Balance of all accounts -Select the currency for each account -Backup your transactions to .csv or .txt file -Restore from a backup -Add 2 widget options to your Home Screen -Search for transactions -Overview of balance, by month or by year -Breakdown of expenses by category -Ability to add a lock screen with Face/Touch ID -Mark as Cleared -Prompts user and asks if a transaction is the starting balance, if a starting balance has not been created yet. -Simple to use -Perfect for anyone to track their transactions, from checks to debit card purchases. (Use for personal tracking of Bank Account balance only. Check monthly with real bank statement to verify transactions) A quarterly (every 3 months) subscription is available to remove ads for $.99 cents. Cancel anytime. Please view the End User License Agreement here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

bil

Read full description

Flexible, simple bill tracking. We believe you should have more control over how you track finances, so we set out to build bil with flexibility and simplicity in mind. Have a bill that's due every 3 months? Go ahead and add it, as is. Pitching in $25 every week when you carpool to work? Weekly expenses are welcomed here, too. Keep forgetting about that yearly subscription until you see it hit your bank account? We can help. bil gives you the ability to visualize your cash flow, in our out, in a number of different ways and allows you to group it in whatever way you see fit.

Screenshots

Bank Account4 screens
bil4 screens

Verdict

The call

The clearest difference is in-app purchases: bil at none against Bank Account's 1. bil also leads on ads (none vs shown) and update cadence (weekly vs every 4 months). Bank Account's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bank Account sells 1 in-app purchase, starting at $0.99 per 3 months. bil asks for nothing beyond the download.

UpkeepUpdate frequency

Bank Account ships an update every 4 months, bil weekly. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
Bank Account versus bil: the parameters behind the verdict, then further details
ParameterBank Accountbil
PriceFreeFree
Rating4.0 (32 ratings) — better—
Positive reviews79.7% of reviews—
Number of ratings32 — better—
Update frequencyEvery 4 monthsWeekly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size5 MB13 MB
Age rating4+4+
DeveloperHarden Consulting LLCRollingbit LLC

Bugs and requests

Bank Account

Reported bugs

16 issues
  • Forget to select 'save', no warning
  • Ledger can be off
  • Missing items with no notification
  • Unable to change dollar amount
  • Doesn't work anymore
Show 11 more
  • Not working after last upgrade
  • Can't input transactions
  • Not working
  • Can't see the date
  • Can't reconcile accounts
  • Won't add info between phones
  • Check number and payee in same box
  • Crashes frequently
  • Can't reconcile with wife's phone
  • Secondary user can't reconcile
  • Switching to secondary causes crash

Requested features

20 requests
  • Simplify entry process
  • Redesign to address 'save' issue
  • Duplicate entry saved on exit
  • See all accounts on one screen
  • Reconcile each transaction
Show 15 more
  • Transfer between accounts easily
  • Import/export capability
  • Editable transactions
  • See 'current' and 'cleared' balance per account
  • Add transactions for the future (pending)
  • Cleared function for bank statement balancing
  • Separate entries for check number and payee
  • iCloud support
  • Note section for transactions
  • Numerical passcode without enter button
  • Recurring events
  • Recurring transactions
  • Notes section for more detail
  • Password lock for security
  • Categorize expenses

bil

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Bank Account

Subscriptions1
  • Remove Ads$0.993 Months
None

bil

No in-app purchases

Questions

Is Bank Account free?
Bank Account is free to download, with in-app purchases available.
Is bil free?
bil is free to download, with no in-app purchases.
Do Bank Account or bil have ads?
Bank Account shows ads; bil does not.
Which is updated more often, Bank Account or bil?
Bank Account ships an update every 4 months, and bil weekly. Most recently, Bank Account was updated on November 1, 2026 and bil on October 27, 2026.

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