Comparison

Excite Mobile Banking vs CommonWealth Central CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Excite Mobile Banking

Manage your finances conveniently from anywhere with 24/7 access to your accounts. Deposit checks remotely, transfer funds, view statements, and pay bills with ease. Locate branches and ATMs, set alerts, and even apply for loans.

Highlights
  • 24/7 account access
  • Remote check deposits
  • Real-time money transfers
  • Bill payment and stop payments
  • Branch and ATM locator
  • Account alerts
  • Loan applications
Features
Read full description

Skip the line and save some time with the Excite Credit Union mobile app. Get 24/7 access to your Excite CU accounts with all the modern amenities so you can spend more time binge watching shows, avoiding people, and living your life how you want. Here’s what the app includes: • 24/7 access • View current balances • Remote deposits – deposit checks from your couch • Transfer money in real time or schedule it • View statements • Locate branches and ATMs • Set account alerts • Pay bills or stop payments • Schedule an in person appointment • Apply for loans and other offers To learn how we protect your privacy, please visit http://www.excitecu.org.

About

CommonWealth Central CU

Manage your credit union accounts conveniently from anywhere. Check balances, transfer funds, pay bills, and deposit checks with ease. The app also offers a virtual assistant for quick help and branch/ATM locators.

Highlights
  • Check account balances and history
  • Apply for loans
  • Pay bills
  • Deposit checks
  • Transfer funds
  • Find branches and ATMs
  • Virtual assistant support
Features
Read full description

Access your CommonWealth Central Credit Union accounts at your convenience, whether you are on the go or simply relaxing at home. Some of the many features include: * Check account balances and transaction history * Apply for a loan * Pay bills * Deposit checks * Transfer funds * Find the nearest branch and ATMs * Contact us Accounts • View account balances, transaction details and images Mobile Check Deposit • Snap a pic and deposit your check; from anywhere Transfers • Transfer money between your CommonWealth Central Credit Union accounts or link accounts you have at another financial institution Bill Pay • Schedule and pay your bills quickly and easily Archie our Virtual Assistant • Archie can help you view transactions, check balances, and answer questions

Screenshots

Excite Mobile Banking4 screens
CommonWealth Central CU4 screens

Verdict

The call

Excite Mobile Banking and CommonWealth Central CU both sit at 4.8 stars, but that hides the real split: 89% of CommonWealth Central CU's written reviews are positive against 77% of Excite Mobile Banking's. Excite Mobile Banking's advantage is ratings volume (3.1K vs 972). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Excite Mobile Banking against 4.7 for CommonWealth Central CU. Both are backed by a comparable volume of ratings — 3.1K and 972 respectively. Written reviews are what separate them: 77% of Excite Mobile Banking's written reviews are positive against 89% of CommonWealth Central CU's.

UpkeepUpdate frequency

Excite Mobile Banking ships an update every 4 months, CommonWealth Central CU every 2 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

Scorecard2 real differences · 8 level
Excite Mobile Banking versus CommonWealth Central CU: the parameters behind the verdict, then further details
ParameterExcite Mobile BankingCommonWealth Central CU
PriceFreeFree
Rating4.8 (3.1K ratings) — better4.7 (972 ratings)
Positive reviews77.0% of reviews89.3% of reviews — better
Number of ratings3.1K — better972
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size104 MB48 MB
Age rating4+4+
DeveloperExcite Credit UnionCommonWealth Central Credit Union

Customer experience

Excite Mobile Banking

All ratings3,096 ratings
Positive95.4%
Neutral1.7%
Negative2.8%
Written reviews74 reviews
Positive77.0%
Neutral4.1%
Negative18.9%

CommonWealth Central CU

All ratings915 ratings
Positive93.2%
Neutral2.4%
Negative4.4%
Written reviews280 reviews
Positive89.3%
Neutral4.6%
Negative6.1%

User reviews

Excite Mobile Banking

From 3.1K App Store ratings

What we love

  • 👍 Convenient banking
  • 🚀 Easy to use
  • 💡 Helpful app
  • 🚀 Intuitive design
  • 👍 Reliable

Room to improve

  • 🐛 Frequent errors/app not working
  • 🐛 Check deposit issues
  • 🐛 Camera not working for check deposits
  • 🐛 Login issues for additional users
  • 🐛 Inconsistent performance

CommonWealth Central CU

From 972 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient banking
  • 🔒 Secure access
  • 💡 Helpful features
  • 👍 User-friendly interface

Room to improve

  • 🐛 Occasional bugs
  • 🔍 Missing account details
  • 🔍 Unclear transaction descriptions
  • 🔍 Limited functionality

Bugs and requests

Excite Mobile Banking

Reported bugs

5 issues
  • Check deposit feature not working
  • Camera issues for check deposits
  • Login problems for additional users
  • Frequent errors and app not working
  • Compatibility issues with new iOS versions

Requested features

4 requests
  • Facial recognition login
  • Ability to pay credit card bills within the app
  • Cash deposit functionality
  • Improved ATM locator with dynamic map updates

CommonWealth Central CU

Reported bugs

3 issues
  • Mobile deposit issues
  • Accounts disappearing from app
  • Blurry check deposit images

Requested features

4 requests
  • Add Zelle integration
  • Improve bill pay experience
  • Allow customization of account order
  • Provide more transaction details

In-app purchases

None

Excite Mobile Banking

No in-app purchases

None

CommonWealth Central CU

No in-app purchases

Questions

Is Excite Mobile Banking free?
Excite Mobile Banking is free to download, with no in-app purchases.
Is CommonWealth Central CU free?
CommonWealth Central CU is free to download, with no in-app purchases.
Which has better reviews, Excite Mobile Banking or CommonWealth Central CU?
Excite Mobile Banking is rated higher. Excite Mobile Banking averages 4.8 out of 5 from 3.1K ratings, while CommonWealth Central CU averages 4.7 from 972 ratings.
Do Excite Mobile Banking or CommonWealth Central CU have ads?
Neither Excite Mobile Banking nor CommonWealth Central CU shows ads.
Which is updated more often, Excite Mobile Banking or CommonWealth Central CU?
Excite Mobile Banking ships an update every 4 months, and CommonWealth Central CU every 2 months. Most recently, Excite Mobile Banking was updated on November 6, 2026 and CommonWealth Central CU on November 2, 2026.

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