Comparison

Excite Mobile Banking vs GoBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Excite Mobile Banking

Manage your finances conveniently from anywhere with 24/7 access to your accounts. Deposit checks remotely, transfer funds, view statements, and pay bills with ease. Locate branches and ATMs, set alerts, and even apply for loans.

Highlights
  • 24/7 account access
  • Remote check deposits
  • Real-time money transfers
  • Bill payment and stop payments
  • Branch and ATM locator
  • Account alerts
  • Loan applications
Features
Read full description

Skip the line and save some time with the Excite Credit Union mobile app. Get 24/7 access to your Excite CU accounts with all the modern amenities so you can spend more time binge watching shows, avoiding people, and living your life how you want. Here’s what the app includes: • 24/7 access • View current balances • Remote deposits – deposit checks from your couch • Transfer money in real time or schedule it • View statements • Locate branches and ATMs • Set account alerts • Pay bills or stop payments • Schedule an in person appointment • Apply for loans and other offers To learn how we protect your privacy, please visit http://www.excitecu.org.

About

GoBank

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

Highlights
  • No surprise fees
  • Early direct deposit
  • Free ATM network
  • Bill pay
  • Send money
  • Mobile check deposit
  • Budgeting tool
Features
Read full description

Free ATM network. Limits apply*. No surprise fees. No worries. Try GoBank’s award-winning mobile app now! GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek). WHY GOBANK? NO SURPRISE FEES Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean. GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients. SIGN UP FOR DIRECT DEPOSIT If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check! FREE ATMS*. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. PAY BILLS Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free. SEND MONEY FAST Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message. DEPOSIT CASH Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply. MOBILE DEPOSITS Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID. FREE ADVICE: FORTUNE TELLER™ Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created. FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features. Questions about your GoBank account? Call us at the number on the back of your card (24/7 support). Or log in to gobank.com & email us through the Contact Us page. Stay in touch with us! Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage. ©2013-2022 Green Dot Bank. All rights reserved. Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf Privacy Policy: https://m.gobank.com/privacy-policy Technology Privacy Statement: https://m.gobank.com/banking-agreement

Screenshots

Excite Mobile Banking4 screens
GoBank4 screens

Verdict

The call

The clearest difference is review sentiment: Excite Mobile Banking at 77% against GoBank's 17%. Excite Mobile Banking also leads on rating (4.8 vs 4.1). GoBank's advantage is update cadence (every 6 weeks vs every 4 months) and iOS requirement (15.5 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Excite Mobile Banking holds the better App Store score, 4.8 against 4.1. Both are backed by a comparable volume of ratings — 3.1K and 5.3K respectively. Written reviews point the same way: 77% of Excite Mobile Banking's written reviews are positive against 17% of GoBank's.

UpkeepUpdate frequency

Excite Mobile Banking ships an update every 4 months, GoBank every 6 weeks. Both last shipped on November 1, 2026.

Scorecard4 real differences · 6 level
Excite Mobile Banking versus GoBank: the parameters behind the verdict, then further details
ParameterExcite Mobile BankingGoBank
PriceFreeFree
Rating4.8 (3.1K ratings) — better4.1 (5.3K ratings)
Positive reviews77.0% of reviews — better16.9% of reviews
Number of ratings3.1K5.3K — better
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod, Apple Watch — better
Requires iOS17.015.5 — better
Further details — not scored
Size104 MB89 MB
Age rating4+17+
DeveloperExcite Credit UnionGreen Dot Corporation

Customer experience

Excite Mobile Banking

All ratings3,096 ratings
Positive95.4%
Neutral1.7%
Negative2.8%
Written reviews74 reviews
Positive77.0%
Neutral4.1%
Negative18.9%

GoBank

All ratings5,307 ratings
Positive77.9%
Neutral3.3%
Negative18.8%
Written reviews118 reviews
Positive16.9%
Neutral9.3%
Negative73.7%

User reviews

Excite Mobile Banking

From 3.1K App Store ratings

What we love

  • 👍 Convenient banking
  • 🚀 Easy to use
  • 💡 Helpful app
  • 🚀 Intuitive design
  • 👍 Reliable

Room to improve

  • 🐛 Frequent errors/app not working
  • 🐛 Check deposit issues
  • 🐛 Camera not working for check deposits
  • 🐛 Login issues for additional users
  • 🐛 Inconsistent performance

GoBank

From 5.3K App Store ratings

What we love

  • 🚀 Great app to pay and go
  • 💡 Ability to stash money and check balance without logging in
  • 👍 Convenient for Uber drivers

Room to improve

  • 🐛 Frequent app crashes and errors
  • 🔒 Inability to access own money due to security issues
  • 💰 Many hidden fees and charges
  • ⚠️ Unreliable customer service and account management

Bugs and requests

Excite Mobile Banking

Reported bugs

5 issues
  • Check deposit feature not working
  • Camera issues for check deposits
  • Login problems for additional users
  • Frequent errors and app not working
  • Compatibility issues with new iOS versions

Requested features

4 requests
  • Facial recognition login
  • Ability to pay credit card bills within the app
  • Cash deposit functionality
  • Improved ATM locator with dynamic map updates

GoBank

Reported bugs

3 issues
  • Inability to log in or access account
  • Disappearing vault and missing money issues
  • Unreliable bill pay and money transfer features

Requested features

3 requests
  • Improved app stability and functionality
  • Faster check deposit processing
  • Better communication on account changes and fees

In-app purchases

None

Excite Mobile Banking

No in-app purchases

None

GoBank

No in-app purchases

Questions

Is Excite Mobile Banking free?
Excite Mobile Banking is free to download, with no in-app purchases.
Is GoBank free?
GoBank is free to download, with no in-app purchases.
Which has better reviews, Excite Mobile Banking or GoBank?
Excite Mobile Banking is rated higher. Excite Mobile Banking averages 4.8 out of 5 from 3.1K ratings, while GoBank averages 4.1 from 5.3K ratings.
Do Excite Mobile Banking or GoBank have ads?
Neither Excite Mobile Banking nor GoBank shows ads.
Which is updated more often, Excite Mobile Banking or GoBank?
Excite Mobile Banking ships an update every 4 months, and GoBank every 6 weeks. Most recently, Excite Mobile Banking was updated on November 1, 2026 and GoBank on November 1, 2026.

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