Comparison

Excite Mobile Banking vs JAMS Cloud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Excite Mobile Banking

Manage your finances conveniently from anywhere with 24/7 access to your accounts. Deposit checks remotely, transfer funds, view statements, and pay bills with ease. Locate branches and ATMs, set alerts, and even apply for loans.

Highlights
  • 24/7 account access
  • Remote check deposits
  • Real-time money transfers
  • Bill payment and stop payments
  • Branch and ATM locator
  • Account alerts
  • Loan applications
Features
Read full description

Skip the line and save some time with the Excite Credit Union mobile app. Get 24/7 access to your Excite CU accounts with all the modern amenities so you can spend more time binge watching shows, avoiding people, and living your life how you want. Here’s what the app includes: • 24/7 access • View current balances • Remote deposits – deposit checks from your couch • Transfer money in real time or schedule it • View statements • Locate branches and ATMs • Set account alerts • Pay bills or stop payments • Schedule an in person appointment • Apply for loans and other offers To learn how we protect your privacy, please visit http://www.excitecu.org.

About

JAMS Cloud

Manage your union membership and employment details conveniently. This app allows you to handle payments, update your information, view reports, and receive important union notices.

Highlights
  • Manage Autopay and one-time payments
  • Update skills and certifications
  • View and download dispatch reports
  • Update contact information
  • Receive membership payment reminders
  • View employment and hours history
Features
Read full description

Experience the convenience of round-the-clock customer service. The JAMS Cloud app allows you to do the following : • Setup and manage Autopay • Make a one-time payment • Sign the out-of-work list • Update your skills and/or certifications • View and download your dispatch report • Update your contact information • Receive reminders about membership payments • Submit your termination • View your employment and hours history • View important notices from the union • Request a detailer stamp • Log your detailer stamp usage • View elective contributions and submit requests to change them Please click on the More option in the app, click on Rate the App, or Contact Us to give us feedback so we can continue to make improvements.

Screenshots

Excite Mobile Banking4 screens
JAMS Cloud4 screens

Verdict

The call

The clearest difference is update cadence: JAMS Cloud at every 6 weeks against Excite Mobile Banking's every 4 months. Excite Mobile Banking's advantage is review sentiment (77% vs 67%). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Excite Mobile Banking against 4.7 for JAMS Cloud. Both are backed by a comparable volume of ratings — 3.1K and 1.1K respectively. Written reviews are what separate them: 77% of Excite Mobile Banking's written reviews are positive against 67% of JAMS Cloud's.

UpkeepUpdate frequency

Excite Mobile Banking ships an update every 4 months, JAMS Cloud every 6 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
Excite Mobile Banking versus JAMS Cloud: the parameters behind the verdict, then further details
ParameterExcite Mobile BankingJAMS Cloud
PriceFreeFree
Rating4.8 (3.1K ratings) — better4.7 (1.1K ratings)
Positive reviews77.0% of reviews — better66.7% of reviews
Number of ratings3.1K — better1.1K
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size104 MB52 MB
Age rating4+4+
DeveloperExcite Credit UnionSheet Metal Workers Local Union No. 104

Customer experience

Excite Mobile Banking

All ratings3,096 ratings
Positive95.4%
Neutral1.7%
Negative2.8%
Written reviews74 reviews
Positive77.0%
Neutral4.1%
Negative18.9%

JAMS Cloud

All ratings1,095 ratings
Positive92.5%
Neutral2.8%
Negative4.7%
Written reviews27 reviews
Positive66.7%
Neutral3.7%
Negative29.6%

User reviews

Excite Mobile Banking

From 3.1K App Store ratings

What we love

  • 👍 Convenient banking
  • 🚀 Easy to use
  • 💡 Helpful app
  • 🚀 Intuitive design
  • 👍 Reliable

Room to improve

  • 🐛 Frequent errors/app not working
  • 🐛 Check deposit issues
  • 🐛 Camera not working for check deposits
  • 🐛 Login issues for additional users
  • 🐛 Inconsistent performance

JAMS Cloud

From 1.1K App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Accommodating and accessible
  • 👍 User-friendly app
  • 👍 Great way to pay dues
  • 👍 Thorough

Room to improve

  • 🐛 Login issues
  • 🐛 Doesn't remember user info
  • 🐛 Crashes after verifying info
  • 🐛 Touch ID doesn't work

Bugs and requests

Excite Mobile Banking

Reported bugs

5 issues
  • Check deposit feature not working
  • Camera issues for check deposits
  • Login problems for additional users
  • Frequent errors and app not working
  • Compatibility issues with new iOS versions

Requested features

4 requests
  • Facial recognition login
  • Ability to pay credit card bills within the app
  • Cash deposit functionality
  • Improved ATM locator with dynamic map updates

JAMS Cloud

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • Can't save name or password

Requested features

3 requests
  • Allow more control over 401k, healthcare, etc.
  • Bring back past employer comments
  • Improve notification settings

In-app purchases

None

Excite Mobile Banking

No in-app purchases

None

JAMS Cloud

No in-app purchases

Questions

Is Excite Mobile Banking free?
Excite Mobile Banking is free to download, with no in-app purchases.
Is JAMS Cloud free?
JAMS Cloud is free to download, with no in-app purchases.
Which has better reviews, Excite Mobile Banking or JAMS Cloud?
Excite Mobile Banking is rated higher. Excite Mobile Banking averages 4.8 out of 5 from 3.1K ratings, while JAMS Cloud averages 4.7 from 1.1K ratings.
Do Excite Mobile Banking or JAMS Cloud have ads?
Neither Excite Mobile Banking nor JAMS Cloud shows ads.
Which is updated more often, Excite Mobile Banking or JAMS Cloud?
Excite Mobile Banking ships an update every 4 months, and JAMS Cloud every 6 weeks. Most recently, Excite Mobile Banking was updated on November 10, 2026 and JAMS Cloud on November 6, 2026.

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