Excite Mobile Banking vs JAMS Cloud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Excite Mobile Banking
Manage your finances conveniently from anywhere with 24/7 access to your accounts. Deposit checks remotely, transfer funds, view statements, and pay bills with ease. Locate branches and ATMs, set alerts, and even apply for loans.
- 24/7 account access
- Remote check deposits
- Real-time money transfers
- Bill payment and stop payments
- Branch and ATM locator
- Account alerts
- Loan applications
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Skip the line and save some time with the Excite Credit Union mobile app. Get 24/7 access to your Excite CU accounts with all the modern amenities so you can spend more time binge watching shows, avoiding people, and living your life how you want. Here’s what the app includes: • 24/7 access • View current balances • Remote deposits – deposit checks from your couch • Transfer money in real time or schedule it • View statements • Locate branches and ATMs • Set account alerts • Pay bills or stop payments • Schedule an in person appointment • Apply for loans and other offers To learn how we protect your privacy, please visit http://www.excitecu.org.
JAMS Cloud
Manage your union membership and employment details conveniently. This app allows you to handle payments, update your information, view reports, and receive important union notices.
- Manage Autopay and one-time payments
- Update skills and certifications
- View and download dispatch reports
- Update contact information
- Receive membership payment reminders
- View employment and hours history
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Experience the convenience of round-the-clock customer service. The JAMS Cloud app allows you to do the following : • Setup and manage Autopay • Make a one-time payment • Sign the out-of-work list • Update your skills and/or certifications • View and download your dispatch report • Update your contact information • Receive reminders about membership payments • Submit your termination • View your employment and hours history • View important notices from the union • Request a detailer stamp • Log your detailer stamp usage • View elective contributions and submit requests to change them Please click on the More option in the app, click on Rate the App, or Contact Us to give us feedback so we can continue to make improvements.
Screenshots
Verdict
The clearest difference is update cadence: JAMS Cloud at every 6 weeks against Excite Mobile Banking's every 4 months. Excite Mobile Banking's advantage is review sentiment (77% vs 67%). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Excite Mobile Banking against 4.7 for JAMS Cloud. Both are backed by a comparable volume of ratings — 3.1K and 1.1K respectively. Written reviews are what separate them: 77% of Excite Mobile Banking's written reviews are positive against 67% of JAMS Cloud's.
Excite Mobile Banking ships an update every 4 months, JAMS Cloud every 6 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.
| Parameter | Excite Mobile Banking | JAMS Cloud |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.1K ratings) — better | 4.7 (1.1K ratings) |
| Positive reviews | 77.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 3.1K — better | 1.1K |
| Update frequency | Every 4 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 104 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Excite Credit Union | Sheet Metal Workers Local Union No. 104 |
Customer experience
Excite Mobile Banking
JAMS Cloud
User reviews
Excite Mobile Banking
From 3.1K App Store ratingsWhat we love
- 👍 Convenient banking
- 🚀 Easy to use
- 💡 Helpful app
- 🚀 Intuitive design
- 👍 Reliable
Room to improve
- 🐛 Frequent errors/app not working
- 🐛 Check deposit issues
- 🐛 Camera not working for check deposits
- 🐛 Login issues for additional users
- 🐛 Inconsistent performance
JAMS Cloud
From 1.1K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 Accommodating and accessible
- 👍 User-friendly app
- 👍 Great way to pay dues
- 👍 Thorough
Room to improve
- 🐛 Login issues
- 🐛 Doesn't remember user info
- 🐛 Crashes after verifying info
- 🐛 Touch ID doesn't work
Bugs and requests
Excite Mobile Banking
Reported bugs
5 issues- Check deposit feature not working
- Camera issues for check deposits
- Login problems for additional users
- Frequent errors and app not working
- Compatibility issues with new iOS versions
Requested features
4 requests- Facial recognition login
- Ability to pay credit card bills within the app
- Cash deposit functionality
- Improved ATM locator with dynamic map updates
JAMS Cloud
Reported bugs
3 issues- Login screen freezes
- Incompatible with older devices
- Can't save name or password
Requested features
3 requests- Allow more control over 401k, healthcare, etc.
- Bring back past employer comments
- Improve notification settings
In-app purchases
Excite Mobile Banking
No in-app purchases
JAMS Cloud
No in-app purchases
Questions
Is Excite Mobile Banking free?
Is JAMS Cloud free?
Which has better reviews, Excite Mobile Banking or JAMS Cloud?
Do Excite Mobile Banking or JAMS Cloud have ads?
Which is updated more often, Excite Mobile Banking or JAMS Cloud?
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