Comparison

Swedbank Lietuva vs Substrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swedbank Lietuva

Manage your finances conveniently from your phone. View account balances, make payments, manage cards, and track spending. Offers tools for budgeting and saving, with options for business clients.

Highlights
  • View account balances and statements
  • Make international payments and use digital wallets
  • Confirm payments with biometrics or PIN
  • Manage and order new cards
  • Access loans, insurance, and investments
  • Track spending and save with budgeting tools
  • Manage payment terminals for business clients
Features
Read full description

Paprastai ir patogiai tvarkykite savo finansus telefone: - Matykite banko sąskaitų likučius ir išrašus, patogiai nukopijuokite banko sąskaitos numerį. - Naudokitės daugybe mokėjimų galimybių, įskaitant tarptautinius pervedimus bei skaitmenines pinigines – atsiskaitant telefonu ar naudojant „Apple Pay“ . - Tvirtinkite operacijas jums patogiais būdais – biometrika, programėlės PIN kodu, „Smart-ID“ ir kt. - Patogiai valdykite savo korteles: užsisakykite naujas, peržiūrėkite jų duomenis ir PIN kodus. - Valdykite turimas banko paslaugas: paskolas, draudimą, kaupimą pensijai, investicijas, santaupas ir kt. - Gaukite programėlės pranešimus, pasirinkite norimą ekrano režimą, naudokite sąskaitos likučio rodymo valdiklį. - Peržiūrėkite klientams skirtų programų privalumus, jei jose dalyvaujate. - Stebėkite savo išlaidas įrankyje „Mano biudžetas“ ir sumaniai taupykite E. taupyklėje. - Verslo klientams: patogiai valdykite mokėjimų kortele priėmimo terminalus. Saugumas Visuomet naudokite telefono ekrano užraktą. Savo telefone neišsaugokite kitų žmonių biometrinių duomenų. Asmens duomenų tvarkymas Jūsų asmens duomenų saugumas yra didžiausias mūsų prioritetas. Siekiame, kad jūs žinotumėte, kokius klientų asmens duomenis renkame, kam juos naudojame ir kaip jūs galite valdyti prieigą prie jų. Daugiau apie tai – swedbank.lt skiltyje „Asmens duomenų tvarkymas“. You can do all your everyday banking through our app: - View your account balances and statements, easily copy your bank account number. - Choose from a variety of payment methods, including international payments and digital wallets such as Apple Pay. - Confirm payments however you choose – with biometrics, app PIN, Smart-ID, etc. - Manage your cards or order a new card, access card details, including card’s PIN. - Access your services: loans, insurance, pension, investments and savings, etc. - Get app notifications, change app theme to dark mode, and view account balance in the widget. - Check customers' programs' benefits, if you are a member of one. - You can also track your spending in the My Budget tool and start saving with the Easy Saver. - As a business customer, you can manage the Smart Terminal. Safety & Security Always protect your device with a screen lock. Do not store anyone else’s biometric data on your device. Processing of personal data Protecting the integrity of personal data is a top priority for us. To know why and what personal data we collect, how we use it, and what control you have over it see on our website swedbank.lt.

About

Substrack

Effortlessly track all your recurring subscriptions in one place. Understand your monthly and yearly spending by category and identify areas to save money. This app offers a clean interface and strong privacy features, working offline without requiring an account.

Highlights
  • Easy subscription tracking
  • Automatic cost calculation
  • Spending by category
  • Minimalist UI
  • Offline functionality
  • Fort Knox privacy
Features
Read full description

WRANGLE THOSE WILD SUBSCRIPTIONS, HERO. Your coins are escaping into the digital void every month and you don't even know where they're going. Substrack and Penny the Horse will be your personal finance guardian, tracking all your subscriptions in one totally algebraic place. Peep your monthly and yearly totals faster than a horse at races. Understand your spending by category, and reclaim your treasure hoard. AWESOME POWERS * Easy Subscription Wrangling - Add all your subscriptions with just a few taps. Corral Netflix, Spotify, Adobe, iCloud, and whatever other mystical services are draining your wallet. * Instant Math Magic - Your monthly and yearly costs appear automatically. Zero brain-melting required. * Quick Stats Scrolls - Get the juicy intel: average cost per subscription, total categories, yearly damage, and how much vanishes each day. * Clean UI - A minimal and simple interface that won't harsh your mellow. Tracking subscriptions shouldn't cause friction but better than your notes app. * Fort Knox Privacy - Your secrets stay in your device. No accounts, no creepy tracking, no annoying ads. Just you and your data, chillin'. * Works in the Wilderness - No internet? No problem. Your info lives right on your device, like a loyal sword in your inventory. PERFECT FOR ADVENTURERS LIKE * Anyone juggling multiple streaming potions, software spells, or recurring quests * Coin-savers ready to banish unnecessary expenses to the abyss * Budget warriors who demand to know exactly where their loot disappears to * Privacy champions who want a simple, ad-free adventure SUBSTRACK IS SO NEAT One righteous tool that does one thing spectacularly: helps you understand where your subscription coins are actually going. Download Substrack today and start your quest toward financial enlightenment.

Screenshots

Swedbank Lietuva4 screens
Substrack3 screens

Verdict

The call

The clearest difference is price: Swedbank Lietuva at Free against Substrack's $0.99. Swedbank Lietuva also leads on ratings volume (41 vs 2). Substrack's advantage is update cadence (daily vs monthly) and rating (5.0 vs 4.8). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Swedbank Lietuva is free to download; Substrack costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Substrack holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Swedbank Lietuva has 41 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Swedbank Lietuva ships an update monthly, Substrack daily. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Swedbank Lietuva versus Substrack: the parameters behind the verdict, then further details
ParameterSwedbank LietuvaSubstrack
PriceFree — better$0.99
Rating4.8 (41 ratings)5.0 (2 ratings) — better
Positive reviews27.4% of reviews—
Number of ratings41 — better2
Update frequencyMonthlyDaily — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterPaid
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size202 MB27 MB
Age rating4+4+
DeveloperSwedbankOrbit Space Studio LLC

Customer experience

Swedbank Lietuva

All ratings41 ratings
Positive95.1%
Neutral0.0%
Negative4.9%
Written reviews62 reviews
Positive27.4%
Neutral4.8%
Negative67.7%

Substrack

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Swedbank Lietuva

No in-app purchases

None

Substrack

No in-app purchases

Questions

Is Swedbank Lietuva free?
Swedbank Lietuva is free to download, with no in-app purchases.
Is Substrack free?
Substrack costs $0.99, with no in-app purchases.
Which has better reviews, Swedbank Lietuva or Substrack?
Substrack is rated higher. Swedbank Lietuva averages 4.8 out of 5 from 41 ratings, while Substrack averages 5.0 from 2 ratings.
Do Swedbank Lietuva or Substrack have ads?
Neither Swedbank Lietuva nor Substrack shows ads.
Which is updated more often, Swedbank Lietuva or Substrack?
Swedbank Lietuva ships an update monthly, and Substrack daily. Most recently, Swedbank Lietuva was updated on October 25, 2026 and Substrack on October 24, 2026.

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