Comparison

Checkbook vs Tip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your finances across multiple accounts with this intuitive app. Track checking, savings, cash, and credit card balances, schedule recurring transactions, and view detailed reports. Avoid overdraft fees and bank errors with easy-to-use tools.

Highlights
  • Multiple account management
  • Transaction scheduling
  • Receipt attachment
  • Customizable reports
  • Recurring transactions
  • Passcode protection
Features
Read full description

The smartest way to balance your checkbook and reconcile your account, a modern check register and accounts tracker trusted since 2011. No ads. No data collection. Checkbook replaces your paper register with a clean, fast app for iPhone, iPad, and Mac. Track every transaction, reconcile against your bank statement with a tap, and see your true outstanding balance , not just what the bank shows. ※ WHY CHECKBOOK • Reconcile-first design : built around the workflow you already use • Outstanding vs. cleared balance always visible at a glance • Attach photo receipts to any transaction (perfect for HSA, taxes, business expenses) • Multiple accounts: checking, savings, cash, credit cards with custom grouping • Universal app for iPhone, iPad, and Mac • No ads. No data collection. Your data stays on your device. ※ NEW IN VERSION 5 Partner Sharing (Premium Plus) Share a checking, savings, or credit card account with your spouse, partner, or family member in real time over iCloud. Both of you can add, edit, and reconcile transactions, with display names showing who entered what. ※Premium Plus Subscription One annual subscription unlocks: • iCloud Backup — secure, automatic backups across devices • Cash Flow Forecast — projected balances from recurring bills • Bill Reminders — never miss a payment • Spending Insights — monthly trends and category analysis • Smart Search — filter by date, amount, category, or status • Transaction Tags — flexible custom organization • PDF Reports — professional account statements • Tax Summary — categorized annual reports for tax prep • Bank Import — load OFX, QFX, and CSV files from your bank • Receipt Scanner — scan paper receipts to auto-fill transactions • Siri Shortcuts — add transactions and check balances with your voice • Advanced Export — Excel, QIF, and OFX formats ※ CORE FEATURES Accounts • Unlimited accounts with custom grouping • Transfer between accounts in a single tap • Balance, outstanding, and cleared totals always visible ※Transactions • Add, edit, and reconcile in seconds • Attach photo receipts to any transaction • Order a printed copy of any receipt right from the app • Split a transaction across multiple categories • Search by date, amount, category, payee, or memo ※ Recurring • Schedule recurring transactions, income, and transfers • Repeat weekly, biweekly, monthly, quarterly, or yearly • Reliable scheduling — recurring entries post on time, every time ※ Charts & Reports • Pie and bar charts for income and expense by category • 6-month trend charts for spending and income • PDF and print support ※ Security & Backup • Passcode and Face ID protection • Account delete lock prevents accidental data loss • Dropbox and iCloud backup options • Follows your device locale for currency and formatting ※ WHO IT'S FOR Anyone who wants a real check register on their phone — whether you're balancing a household checkbook, tracking small business expenses, managing an HSA, organizing bills, or just trying to avoid overdraft fees. If you've ever kept a paper check register, this is the modern version of that workflow — done right. ※ PRICING Checkbook - Account Tracker is free to use. Optional in-app purchases and a Premium Plus subscription unlock additional capabilities. All previous in-app purchases continue to work. ※ SUPPORT Questions, feedback, or feature requests? Email us — we read every message. Please don't post issues as App Store reviews — we have no way to reply. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html

About

Tip

Effortlessly split bills with AI-powered receipt scanning. Instantly detect items, prices, tax, and tip to see everyone's total at a glance. Syncs across Apple devices for seamless expense sharing.

Highlights
  • AI-powered receipt scanning
  • Smart bill splitting
  • Item assignment to individuals/groups
  • Automatic tax and tip distribution
  • iCloud sync across Apple devices
  • Export bills as CSV
  • Share bills via Messages, Email, AirDrop
Features
Read full description

Tip Split - Split Bills Smarter Tired of awkward math at dinner? Tip Split makes splitting bills effortless with AI-powered receipt scanning and smart calculations. AI-Powered Scanning Snap a photo of any receipt and let our advanced AI instantly detect items, prices, tax, and tip. No more manual entry—just scan and split in seconds. Smart Bill Splitting Assign items to individuals or groups Automatic tax and tip distribution Link balances when one person pays for multiple people See everyone's total at a glance iCloud Sync Your bills sync seamlessly across all your Apple devices. Start on your iPhone, finish on your iPad—your data is always up to date. Perfect For: Group dinners with friends Couples sharing expenses Roommates splitting groceries Team lunches at work Key Features: 5 FREE AI scans to get started Clean, intuitive dark mode interface Secure Sign in with Apple Export bills as CSV Share individual bills via Messages, Email, or AirDrop Privacy-first design—your data stays yours How It Works: Scan your receipt with AI or enter items manually Assign items to people Add tax and tip Done! Everyone sees their total instantly Premium Scanning Need more scans? Unlock more AI-powered receipt scanning with a one-time purchase of just $0.99. Privacy and Security We take your privacy seriously. All data is encrypted and synced via your private iCloud account. We never sell your information. Download Tip Split today and never argue about the bill again!

Screenshots

Checkbook4 screens
Tip3 screens

Verdict

The call

The clearest difference is rating: Tip at 5.0 against Checkbook's 4.5. Tip also leads on in-app purchases (none vs 4). Checkbook's advantage is ratings volume (6K vs 1) and iOS requirement (16.6 vs 18.6). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 4 in-app purchases, starting at $9.99 per year. Tip asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Tip holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Checkbook has 6K ratings behind it against 1, so its average is the more settled of the two.

Scorecard4 real differences · 6 level
Checkbook versus Tip: the parameters behind the verdict, then further details
ParameterCheckbookTip
PriceFreeFree
Rating4.5 (6K ratings)5.0 (1 ratings) — better
Positive reviews49.3% of reviews—
Number of ratings6K — better1
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.6 — better18.6
Further details — not scored
Size26 MB6 MB
Age rating4+4+
DeveloperMobile Innovations LLCDASHPLUS LLC

Customer experience

Checkbook

All ratings6,008 ratings
Positive87.5%
Neutral4.4%
Negative8.0%
Written reviews300 reviews
Positive49.3%
Neutral16.3%
Negative34.3%

Tip

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Checkbook

Reported bugs

5 issues
  • Recurring transactions not populating correctly
  • Backup to Dropbox not working
  • Transactions disappearing or data loss
  • Search function issues
  • Inability to update Dropbox login credentials

Requested features

5 requests
  • Ability to reconcile accounts
  • Option to view upcoming/future transactions
  • Landscape mode support on iPad
  • Sync across multiple devices
  • More customization options

Tip

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Checkbook

Subscriptions1
  • Premium Plus7 Days trial$9.991 Year
One-time3
  • Dropbox Support$1.99
  • Budgets$1.99
  • Multiple Accounts$2.99
None

Tip

No in-app purchases

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Tip free?
Tip is free to download, with no in-app purchases.
Which has better reviews, Checkbook or Tip?
Tip is rated higher. Checkbook averages 4.5 out of 5 from 6K ratings, while Tip averages 5.0 from 1 ratings.
Do Checkbook or Tip have ads?
Neither Checkbook nor Tip shows ads.

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