Checkbook vs Caffeinated Checkbook

The smartest way to balance your checkbook and reconcile your account, a modern check register and accounts tracker trusted since 2011. No ads. No data collection. Checkbook replaces your paper register with a clean, fast app for iPhone, iPad, and Mac. Track every transaction, reconcile against your bank statement with a tap, and see your true outstanding balance , not just what the bank shows. ※ WHY CHECKBOOK • Reconcile-first design : built around the workflow you already use • Outstanding vs. cleared balance always visible at a glance • Attach photo receipts to any transaction (perfect for HSA, taxes, business expenses) • Multiple accounts: checking, savings, cash, credit cards with custom grouping • Universal app for iPhone, iPad, and Mac • No ads. No data collection. Your data stays on your device. ※ NEW IN VERSION 5 Partner Sharing (Premium Plus) Share a checking, savings, or credit card account with your spouse, partner, or family member in real time over iCloud. Both of you can add, edit, and reconcile transactions, with display names showing who entered what. ※Premium Plus Subscription One annual subscription unlocks: • iCloud Backup — secure, automatic backups across devices • Cash Flow Forecast — projected balances from recurring bills • Bill Reminders — never miss a payment • Spending Insights — monthly trends and category analysis • Smart Search — filter by date, amount, category, or status • Transaction Tags — flexible custom organization • PDF Reports — professional account statements • Tax Summary — categorized annual reports for tax prep • Bank Import — load OFX, QFX, and CSV files from your bank • Receipt Scanner — scan paper receipts to auto-fill transactions • Siri Shortcuts — add transactions and check balances with your voice • Advanced Export — Excel, QIF, and OFX formats ※ CORE FEATURES Accounts • Unlimited accounts with custom grouping • Transfer between accounts in a single tap • Balance, outstanding, and cleared totals always visible ※Transactions • Add, edit, and reconcile in seconds • Attach photo receipts to any transaction • Order a printed copy of any receipt right from the app • Split a transaction across multiple categories • Search by date, amount, category, payee, or memo ※ Recurring • Schedule recurring transactions, income, and transfers • Repeat weekly, biweekly, monthly, quarterly, or yearly • Reliable scheduling — recurring entries post on time, every time ※ Charts & Reports • Pie and bar charts for income and expense by category • 6-month trend charts for spending and income • PDF and print support ※ Security & Backup • Passcode and Face ID protection • Account delete lock prevents accidental data loss • Dropbox and iCloud backup options • Follows your device locale for currency and formatting ※ WHO IT'S FOR Anyone who wants a real check register on their phone — whether you're balancing a household checkbook, tracking small business expenses, managing an HSA, organizing bills, or just trying to avoid overdraft fees. If you've ever kept a paper check register, this is the modern version of that workflow — done right. ※ PRICING Checkbook - Account Tracker is free to use. Optional in-app purchases and a Premium Plus subscription unlock additional capabilities. All previous in-app purchases continue to work. ※ SUPPORT Questions, feedback, or feature requests? Email us — we read every message. Please don't post issues as App Store reviews — we have no way to reply. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html

Caffeinated Checkbook is a digital checkbook register for people who want to track their money themselves. It doesn't connect to your bank. It doesn't sync your transactions automatically. It doesn't sell your data or show you ads. It's a notebook that does math. Record payments, deposits, and transfers across as many accounts as you need: checking, savings, credit cards, cash, or investments. Every transaction gets a running balance, just like a paper checkbook register. When you're ready, reconcile against your bank statement to make sure everything matches. No account required. No internet required. Your data lives on your device in an encrypted local database that you control. Caffeinated Checkbook works completely offline and always will. FEATURES Manage multiple accounts with full transaction registers and running balances. Enter transactions with payee, amount, category, memo, and check number. Smart auto-fill remembers your frequent payees. Split transactions across categories. Transfer between accounts with linked transaction pairs. Void, duplicate, and search transactions instantly. Reconcile your accounts against bank statements with a guided workflow. Track cleared vs. uncleared balances. View reconciliation history. Set up recurring transactions for bills and regular income. Choose manual confirmation or auto-posting. Never forget a payment. Run reports: spending by category, payee summaries, cash flow, year-over-year comparisons, and tax-relevant expense reports with IRS schedule classifications. Export any report to CSV. 50+ built-in categories with tax-relevant flags for medical, charitable, mortgage interest, property tax, and more. Create your own categories and subcategories. SYNC & SHARING The app is free to use on a single device with no limitations. For those who want more: An Individual subscription adds multi-device sync, keeping your data consistent across your phone, tablet, and desktop. A Family subscription includes multi-device sync for up to five members, plus the ability to share specific accounts with other members of your household. Keep personal accounts private while sharing joint accounts, each person controls what they share. A single Caffeinated Account unlocks sync across the entire Caffeinated Softworks suite. One account, one subscription, all of the apps. WHAT THIS APP IS NOT Caffeinated Checkbook does not connect to banks or financial institutions. It cannot move money, pay bills, or access your account credentials. It is a record-keeping tool, the digital equivalent of the paper register in your checkbook. You enter what you spent, and it keeps track. No ads. No tracking. No data collection. Your finances are yours. Part of the Caffeinated Softworks suite. Terms of Use: https://caffeinatedsoftworks.com/terms/ Privacy Policy: https://caffeinatedsoftworks.com/privacy/