Comparison

Checkbook vs Simple Register

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook

Manage your finances across multiple accounts with this intuitive app. Track checking, savings, cash, and credit card balances, schedule recurring transactions, and view detailed reports. Avoid overdraft fees and bank errors with easy-to-use tools.

Highlights
  • Multiple account management
  • Transaction scheduling
  • Receipt attachment
  • Customizable reports
  • Recurring transactions
  • Passcode protection
Features
Read full description

The smartest way to balance your checkbook and reconcile your account, a modern check register and accounts tracker trusted since 2011. No ads. No data collection. Checkbook replaces your paper register with a clean, fast app for iPhone, iPad, and Mac. Track every transaction, reconcile against your bank statement with a tap, and see your true outstanding balance , not just what the bank shows. ※ WHY CHECKBOOK • Reconcile-first design : built around the workflow you already use • Outstanding vs. cleared balance always visible at a glance • Attach photo receipts to any transaction (perfect for HSA, taxes, business expenses) • Multiple accounts: checking, savings, cash, credit cards with custom grouping • Universal app for iPhone, iPad, and Mac • No ads. No data collection. Your data stays on your device. ※ NEW IN VERSION 5 Partner Sharing (Premium Plus) Share a checking, savings, or credit card account with your spouse, partner, or family member in real time over iCloud. Both of you can add, edit, and reconcile transactions, with display names showing who entered what. ※Premium Plus Subscription One annual subscription unlocks: • iCloud Backup — secure, automatic backups across devices • Cash Flow Forecast — projected balances from recurring bills • Bill Reminders — never miss a payment • Spending Insights — monthly trends and category analysis • Smart Search — filter by date, amount, category, or status • Transaction Tags — flexible custom organization • PDF Reports — professional account statements • Tax Summary — categorized annual reports for tax prep • Bank Import — load OFX, QFX, and CSV files from your bank • Receipt Scanner — scan paper receipts to auto-fill transactions • Siri Shortcuts — add transactions and check balances with your voice • Advanced Export — Excel, QIF, and OFX formats ※ CORE FEATURES Accounts • Unlimited accounts with custom grouping • Transfer between accounts in a single tap • Balance, outstanding, and cleared totals always visible ※Transactions • Add, edit, and reconcile in seconds • Attach photo receipts to any transaction • Order a printed copy of any receipt right from the app • Split a transaction across multiple categories • Search by date, amount, category, payee, or memo ※ Recurring • Schedule recurring transactions, income, and transfers • Repeat weekly, biweekly, monthly, quarterly, or yearly • Reliable scheduling — recurring entries post on time, every time ※ Charts & Reports • Pie and bar charts for income and expense by category • 6-month trend charts for spending and income • PDF and print support ※ Security & Backup • Passcode and Face ID protection • Account delete lock prevents accidental data loss • Dropbox and iCloud backup options • Follows your device locale for currency and formatting ※ WHO IT'S FOR Anyone who wants a real check register on their phone — whether you're balancing a household checkbook, tracking small business expenses, managing an HSA, organizing bills, or just trying to avoid overdraft fees. If you've ever kept a paper check register, this is the modern version of that workflow — done right. ※ PRICING Checkbook - Account Tracker is free to use. Optional in-app purchases and a Premium Plus subscription unlock additional capabilities. All previous in-app purchases continue to work. ※ SUPPORT Questions, feedback, or feature requests? Email us — we read every message. Please don't post issues as App Store reviews — we have no way to reply. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html

About

Simple Register

This app provides a digital checkbook register for tracking personal finances. It allows users to quickly record transactions, manage bills, and reconcile statements without connecting to bank accounts. Designed for privacy, it offers local-only mode and optional biometric security.

Highlights
  • Digital checkbook register
  • Record payments, deposits, checks, transfers
  • Bill planning and reminders
  • Statement reconciliation
  • Multiple register support
  • Data export to CSV/PDF
  • Optional biometric security
Features
Read full description

Your checkbook register, exactly as you remember it. Simple Register brings the familiar paper checkbook register to your Apple devices. Open it, enter a transaction, see your balance, and close it. No bank connections, no complicated budgeting system, and no subscription. TRY IT FREE FOR 7 DAYS New customers can start a seven-day free trial with every feature. After the trial, unlock permanently with one purchase: US $9.99, with local pricing shown in the app. There is no subscription or automatic charge. Your existing records stay available to read and export after the trial. Customers who already own the paid app keep full access at no additional charge. FAST, FAMILIAR ENTRY • Record payments, deposits, checks, and transfers • Type 1254 and Simple Register enters $12.54 • A type-ahead payee list as you type, built from your own history • Save an entry and immediately add another • See your running and cleared balances at a glance • Move an entry to a different register when it landed in the wrong one RECONCILE WITH CONFIDENCE Enter your statement balance, check off cleared transactions, and watch the difference reach zero. Simple Register never changes your transaction amounts just from checking them off. Found something you forgot to enter, or a mistyped amount, while matching your statement? Add or fix it without losing your place — and if you need to step away, your checked items and statement amount are still there when you come back. SCHEDULED, ON ONE CALENDAR Set up anything that repeats — a paycheck, the mortgage, a bill whose exact amount isn't known yet — and see every register's upcoming entries on one monthly calendar. An entry that should post itself does; one you'd rather confirm yourself shows as a reminder until you say it's handled, or until a matching payment checks it off on its own. BIG ORDERS, HANDLED Enter a large order once at its full total — even if the bank bills it as several separate charges. List each charge under the entry as it posts, check them off one by one, and reconcile against your statement exactly the way the bank sees it. MADE FOR HOUSEHOLDS Keep as many registers as your household needs — checking, savings, a credit card, vacation fund, gift money — each with its own column labels so a savings register and a card balance never look like a checkbook. Transfers record both sides automatically and stay linked, and every entry shows who added it. YOUR REGISTER, YOUR STYLE Choose from familiar checkbook-inspired covers and ledger styles while keeping every number clear and readable. PRIVATE BY DESIGN • No bank logins • No Plaid or financial account linking • No ads • No analytics • No Simple Register account • Optional local-only mode • Optional Face ID, Touch ID, or passcode protection YOUR DATA STAYS USEFUL Export your register to CSV or PDF whenever you need it. Edit history and Recently Deleted help protect you from mistakes. BUILT FOR APPLE DEVICES Use Simple Register on iPhone, iPad, and Mac, with your private iCloud keeping your registers in step across your devices. Simple Register is for people who want to track their money themselves — without handing their financial history to another service. If you'd like to support development, an entirely optional one-time tip is available from Settings & Privacy — it never changes what the app unlocks.

Screenshots

Checkbook4 screens
Simple Register4 screens

Verdict

The call

The clearest difference is review sentiment: Simple Register at 100% against Checkbook's 49%. Simple Register also leads on rating (5.0 vs 4.5). Checkbook's advantage is ratings volume (6K vs 11) and update cadence (every 3 days vs every 2 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook sells 4 in-app purchases, starting at $9.99 per year and Simple Register sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Simple Register holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Checkbook has 6K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 49% of Checkbook's written reviews are positive against 100% of Simple Register's.

UpkeepUpdate frequency

Checkbook ships an update every 3 days, Simple Register every 2 weeks. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 4 level
Checkbook versus Simple Register: the parameters behind the verdict, then further details
ParameterCheckbookSimple Register
PriceFreeFree
Rating4.5 (6K ratings)5.0 (11 ratings) — better
Positive reviews49.2% of reviews100.0% of reviews — better
Number of ratings6K — better11
Update frequencyEvery 3 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS16.6 — better26.5
Further details — not scored
Size26 MB14 MB
Age rating4+4+
DeveloperMobile Innovations LLCJennifer Hendrickson

Customer experience

Checkbook

All ratings6,008 ratings
Positive87.5%
Neutral4.4%
Negative8.0%
Written reviews303 reviews
Positive49.2%
Neutral16.5%
Negative34.3%

Simple Register

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Checkbook

Reported bugs

5 issues
  • Recurring transactions not populating correctly
  • Backup to Dropbox not working
  • Transactions disappearing or data loss
  • Search function issues
  • Inability to update Dropbox login credentials

Requested features

5 requests
  • Ability to reconcile accounts
  • Option to view upcoming/future transactions
  • Landscape mode support on iPad
  • Sync across multiple devices
  • More customization options

Simple Register

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Checkbook

Subscriptions1
  • Premium Plus7 Days trial$9.991 Year
One-time3
  • Dropbox Support$1.99
  • Budgets$1.99
  • Multiple Accounts$2.99
5 purchases

Simple Register

One-time5
  • 7-day TrialFree
  • Small Tip$1.99
  • Medium Tip$4.99
Show 2 more
  • Full Unlock$9.99
  • Generous Tip$9.99

Questions

Is Checkbook free?
Checkbook is free to download, with in-app purchases available.
Is Simple Register free?
Simple Register is free to download, with in-app purchases available.
Which has better reviews, Checkbook or Simple Register?
Simple Register is rated higher. Checkbook averages 4.5 out of 5 from 6K ratings, while Simple Register averages 5.0 from 11 ratings.
Do Checkbook or Simple Register have ads?
Neither Checkbook nor Simple Register shows ads.
Which is updated more often, Checkbook or Simple Register?
Checkbook ships an update every 3 days, and Simple Register every 2 weeks. Most recently, Checkbook was updated on November 1, 2026 and Simple Register on October 31, 2026.

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