Checkbook vs CheckStream

The smartest way to balance your checkbook and reconcile your account, a modern check register and accounts tracker trusted since 2011. No ads. No data collection. Checkbook replaces your paper register with a clean, fast app for iPhone, iPad, and Mac. Track every transaction, reconcile against your bank statement with a tap, and see your true outstanding balance , not just what the bank shows. ※ WHY CHECKBOOK • Reconcile-first design : built around the workflow you already use • Outstanding vs. cleared balance always visible at a glance • Attach photo receipts to any transaction (perfect for HSA, taxes, business expenses) • Multiple accounts: checking, savings, cash, credit cards with custom grouping • Universal app for iPhone, iPad, and Mac • No ads. No data collection. Your data stays on your device. ※ NEW IN VERSION 5 Partner Sharing (Premium Plus) Share a checking, savings, or credit card account with your spouse, partner, or family member in real time over iCloud. Both of you can add, edit, and reconcile transactions, with display names showing who entered what. ※Premium Plus Subscription One annual subscription unlocks: • iCloud Backup — secure, automatic backups across devices • Cash Flow Forecast — projected balances from recurring bills • Bill Reminders — never miss a payment • Spending Insights — monthly trends and category analysis • Smart Search — filter by date, amount, category, or status • Transaction Tags — flexible custom organization • PDF Reports — professional account statements • Tax Summary — categorized annual reports for tax prep • Bank Import — load OFX, QFX, and CSV files from your bank • Receipt Scanner — scan paper receipts to auto-fill transactions • Siri Shortcuts — add transactions and check balances with your voice • Advanced Export — Excel, QIF, and OFX formats ※ CORE FEATURES Accounts • Unlimited accounts with custom grouping • Transfer between accounts in a single tap • Balance, outstanding, and cleared totals always visible ※Transactions • Add, edit, and reconcile in seconds • Attach photo receipts to any transaction • Order a printed copy of any receipt right from the app • Split a transaction across multiple categories • Search by date, amount, category, payee, or memo ※ Recurring • Schedule recurring transactions, income, and transfers • Repeat weekly, biweekly, monthly, quarterly, or yearly • Reliable scheduling — recurring entries post on time, every time ※ Charts & Reports • Pie and bar charts for income and expense by category • 6-month trend charts for spending and income • PDF and print support ※ Security & Backup • Passcode and Face ID protection • Account delete lock prevents accidental data loss • Dropbox and iCloud backup options • Follows your device locale for currency and formatting ※ WHO IT'S FOR Anyone who wants a real check register on their phone — whether you're balancing a household checkbook, tracking small business expenses, managing an HSA, organizing bills, or just trying to avoid overdraft fees. If you've ever kept a paper check register, this is the modern version of that workflow — done right. ※ PRICING Checkbook - Account Tracker is free to use. Optional in-app purchases and a Premium Plus subscription unlock additional capabilities. All previous in-app purchases continue to work. ※ SUPPORT Questions, feedback, or feature requests? Email us — we read every message. Please don't post issues as App Store reviews — we have no way to reply. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html

CheckStream is a checkbook register built for real households — the way you'd balance a checkbook by hand, brought into the modern age and shared with the people who need it. TRACK EVERY ACCOUNT Add as many bank accounts as you need. Each one shows your Current Balance, Uncleared Credit, Uncleared Debit, and — most importantly — your Available Balance, so you always know what you can actually spend. RECONCILE WITH CONFIDENCE Just like the paper register you grew up with: outstanding transactions stay in one list, and a single tap moves them to Reconciled once they clear. Search and filter by category, merchant, or amount to find anything in seconds. NEVER FORGET A BILL Set up recurring transactions — rent, subscriptions, paychecks — and CheckStream posts them automatically on schedule: weekly, biweekly, monthly, yearly, or a specific day of the month. SEE THE WHOLE PICTURE Your Home screen splits Bank Accounts from Debts, with running totals for Assets, Liabilities, and Net Worth. Monthly Reports break down spending by category with a pie chart and percentages — tap any category to see exactly which charges make it up. PAY OFF DEBT ON PURPOSE Track credit cards, car loans, and mortgages with balance, interest rate, and monthly payment. CheckStream calculates your payoff date and total interest automatically, and updates the balance each month as payments post. SHARE WITH YOUR HOUSEHOLD One tap shares every account and debt with a spouse or family member through iCloud — no separate accounts, no passwords to manage. Everything you enter, they see. Everything they enter, you see. In real time. BUILT FOR PRIVACY Your financial data lives in your own iCloud account, not on a company's servers. CheckStream never sees your data, never sells it, and never shows ads. CheckStream doesn't link to your bank — you enter transactions yourself, the way you always have. That's by design: no bank credentials to hand over, no subscription fees, no middleman. Just a clear, honest picture of your money, kept exactly the way you and your family want it.