Comparison

Mazuma Mobile vs Ripple CU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mazuma Mobile

Manage your finances on the go with 24/7 account access. Deposit checks by snapping a photo, pay bills, transfer funds, and view statements securely from anywhere. Find nearby ATMs and branches easily.

Highlights
  • View account balances and transaction history
  • Remote check deposit via photo
  • Easy bill payment
  • Fund transfers
  • View online statements
  • Find ATMs and branches
Read full description

Mazuma Mobile app lets you have access to your accounts 24/7. It’s easy, it’s free, it’s secure and it goes everywhere you go! • View account balances and transaction history • Snap a picture of your checks to deposit them remotely • Pay your bills easily • View and activate cash back offers • Transfers funds • View your online statements • Contact Mazuma securely • Find ATMs and branches in your area To learn how we protect your privacy, please visit https://www.mazuma.org/disclosures/disclosures.php

About

Ripple CU Mobile

Manage your finances conveniently on the go. Check balances, review transaction history, transfer funds between accounts, and make loan or bill payments directly from your mobile device.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay loans
  • Pay bills
Features
Read full description

Health Care Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Pay Bills

Screenshots

Mazuma Mobile4 screens
Ripple CU Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Mazuma Mobile at 77% against Ripple CU Mobile's 0%. Mazuma Mobile also leads on rating (4.8 vs 4.2) and ratings volume (5.7K vs 5). Ripple CU Mobile's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mazuma Mobile holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Mazuma Mobile has 5.7K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 77% of Mazuma Mobile's written reviews are positive against 0% of Ripple CU Mobile's.

UpkeepUpdate frequency

Mazuma Mobile ships an update every 4 months, Ripple CU Mobile every 10 months. The most recent releases landed on November 1, 2026 and September 30, 2026 respectively.

Scorecard7 real differences · 3 level
Mazuma Mobile versus Ripple CU Mobile: the parameters behind the verdict, then further details
ParameterMazuma MobileRipple CU Mobile
PriceFreeFree
Rating4.8 (5.7K ratings) — better4.2 (5 ratings)
Positive reviews77.0% of reviews — better0.0% of reviews
Number of ratings5.7K — better5
Update frequencyEvery 4 months — betterEvery 10 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size108 MB87 MB
Age rating4+4+
DeveloperMazuma Credit UnionHealth Care Credit Union

Customer experience

Mazuma Mobile

All ratings4,875 ratings
Positive95.5%
Neutral2.0%
Negative2.5%
Written reviews87 reviews
Positive77.0%
Neutral3.4%
Negative19.5%

Ripple CU Mobile

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Mazuma Mobile

Reported bugs

3 issues
  • App crashes and freezes
  • Check deposit not working with iOS 16.1
  • Delayed direct deposit funds

Requested features

4 requests
  • Add Zelle support
  • Ability to toggle between multiple accounts
  • Improve check deposit functionality
  • Add Apple Watch widget

Ripple CU Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mazuma Mobile

No in-app purchases

None

Ripple CU Mobile

No in-app purchases

Questions

Is Mazuma Mobile free?
Mazuma Mobile is free to download, with no in-app purchases.
Is Ripple CU Mobile free?
Ripple CU Mobile is free to download, with no in-app purchases.
Which has better reviews, Mazuma Mobile or Ripple CU Mobile?
Mazuma Mobile is rated higher. Mazuma Mobile averages 4.8 out of 5 from 5.7K ratings, while Ripple CU Mobile averages 4.2 from 5 ratings.
Do Mazuma Mobile or Ripple CU Mobile have ads?
Mazuma Mobile shows ads; Ripple CU Mobile does not.
Which is updated more often, Mazuma Mobile or Ripple CU Mobile?
Mazuma Mobile ships an update every 4 months, and Ripple CU Mobile every 10 months. Most recently, Mazuma Mobile was updated on November 1, 2026 and Ripple CU Mobile on September 30, 2026.

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