Mazuma Mobile vs Ripple CU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mazuma Mobile
Manage your finances on the go with 24/7 account access. Deposit checks by snapping a photo, pay bills, transfer funds, and view statements securely from anywhere. Find nearby ATMs and branches easily.
- View account balances and transaction history
- Remote check deposit via photo
- Easy bill payment
- Fund transfers
- View online statements
- Find ATMs and branches
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Mazuma Mobile app lets you have access to your accounts 24/7. It’s easy, it’s free, it’s secure and it goes everywhere you go! • View account balances and transaction history • Snap a picture of your checks to deposit them remotely • Pay your bills easily • View and activate cash back offers • Transfers funds • View your online statements • Contact Mazuma securely • Find ATMs and branches in your area To learn how we protect your privacy, please visit https://www.mazuma.org/disclosures/disclosures.php
Ripple CU Mobile
Manage your finances conveniently on the go. Check balances, review transaction history, transfer funds between accounts, and make loan or bill payments directly from your mobile device.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Pay bills
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Health Care Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Pay Bills
Screenshots
Verdict
The clearest difference is review sentiment: Mazuma Mobile at 77% against Ripple CU Mobile's 0%. Mazuma Mobile also leads on rating (4.8 vs 4.2) and ratings volume (5.7K vs 5). Ripple CU Mobile's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mazuma Mobile holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Mazuma Mobile has 5.7K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 77% of Mazuma Mobile's written reviews are positive against 0% of Ripple CU Mobile's.
Mazuma Mobile ships an update every 4 months, Ripple CU Mobile every 10 months. The most recent releases landed on November 1, 2026 and September 30, 2026 respectively.
| Parameter | Mazuma Mobile | Ripple CU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5.7K ratings) — better | 4.2 (5 ratings) |
| Positive reviews | 77.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 5.7K — better | 5 |
| Update frequency | Every 4 months — better | Every 10 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 108 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | Mazuma Credit Union | Health Care Credit Union |
Customer experience
Mazuma Mobile
Ripple CU Mobile
Bugs and requests
Mazuma Mobile
Reported bugs
3 issues- App crashes and freezes
- Check deposit not working with iOS 16.1
- Delayed direct deposit funds
Requested features
4 requests- Add Zelle support
- Ability to toggle between multiple accounts
- Improve check deposit functionality
- Add Apple Watch widget
Ripple CU Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mazuma Mobile
No in-app purchases
Ripple CU Mobile
No in-app purchases
Questions
Is Mazuma Mobile free?
Is Ripple CU Mobile free?
Which has better reviews, Mazuma Mobile or Ripple CU Mobile?
Do Mazuma Mobile or Ripple CU Mobile have ads?
Which is updated more often, Mazuma Mobile or Ripple CU Mobile?
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