ACE Elite Prepaid vs ePic Check
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACE Elite Prepaid
Manage your prepaid account on the go with this app. Easily check balances, view transactions, send money, and reload funds. It offers secure and fast account management, including loading checks via photo.
- Check account balance and history
- Send money to friends and family
- Find reload locations
- Load checks via photo
- Secure account management
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The ACE Elite app lets you manage your account wherever you are, whenever you need it. That means it’s easy to do things like: • Check your account balance and transaction history • Send money to friends and family • Find ACE Cash Express reload locations • Load checks straight to your account – it’s as easy as taking a picture* It’s secure, fast, and best of all, free. ** * Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. ** While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for details.
ePic Check
This app provides mobile deposit functionality for financial institutions. It offers easy setup and competitive rates, allowing banks to offer mobile deposits regardless of size. Get your financial institution up and running with mobile deposit capabilities quickly.
- Mobile deposit functionality
- Easy setup for financial institutions
- Competitive rates
- Scalable for any size institution
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CFS, Inc. knows that in today's fast paced, technology centered world mobile deposit is a must for financial institutions to offer, but getting to market takes time and money. ePic Check offers mobile deposit functionality to all financial institutions. With easy set up and a competitive rate your financial institution can offer mobile deposit functionality no matter how large or how small the financial institution.
Screenshots
Verdict
The clearest difference is rating: ACE Elite Prepaid at 4.7 against ePic Check's 2.5. ACE Elite Prepaid also leads on review sentiment (41% vs 0%) and ratings volume (869 vs 8). ePic Check's advantage is iOS requirement (8.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ACE Elite Prepaid holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: ACE Elite Prepaid has 869 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 41% of ACE Elite Prepaid's written reviews are positive against 0% of ePic Check's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | ACE Elite Prepaid | ePic Check |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (869 ratings) — better | 2.5 (8 ratings) |
| Positive reviews | 40.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 869 — better | 8 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 68 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Netspend Corporation | C.F.S., INC. |
Customer experience
ACE Elite Prepaid
ePic Check
Bugs and requests
ACE Elite Prepaid
Reported bugs
5 issues- App crashes and freezes
- Account information not updating properly
- Mobile check deposit not functioning
- Login and activation issues
- Compatibility problems with certain devices
Requested features
5 requests- Fingerprint/Touch ID login
- Overdraft protection or credit options
- Improved app performance and stability
- Support for newer phone models
- Faster mobile check clearing times
ePic Check
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ACE Elite Prepaid
No in-app purchases
ePic Check
No in-app purchases
Questions
Is ACE Elite Prepaid free?
Is ePic Check free?
Which has better reviews, ACE Elite Prepaid or ePic Check?
Do ACE Elite Prepaid or ePic Check have ads?
Which is updated more often, ACE Elite Prepaid or ePic Check?
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