Comparison

First Security Bank vs Clad

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Security Bank

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Find nearby branches and ATMs, and enjoy secure login options.

Highlights
  • Check account balances
  • Search transactions
  • Transfer funds between accounts
  • Pay bills
  • Manage payees
  • Deposit checks via camera
  • Find branches and ATMs
Features
Read full description

Start banking wherever you are with First Security Mobile Banking app. Available to all First Security Bank online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Manage Payees: •Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: •Submit check deposits using your device’s camera. Locations: •Find nearby branches and ATMs using your device’s built-in GPS. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

About

Clad

This app simplifies tuition and childcare payments for both providers and families. It offers automated payouts, flexible payment plans, and clear financial tracking. Securely manage all your educational payment needs in one place.

Highlights
  • Automated tuition payouts
  • Flexible payment plans
  • Real-time payment tracking
  • Guardian enrollment
  • Secure payment processing
  • Payment history and receipts
Features
Read full description

Clad makes tuition and childcare payments simple — for schools, childcare providers, and the families they serve. For schools and childcare providers: • Record tuition obligations and invite guardians to enroll in payment plans • Automated payouts through Stripe, with clear reconciliation and reporting • Real-time visibility into who has paid, who is overdue, and what is in arrears • Bulk-manage enrollment, plans, and refunds in a single dashboard For parents and guardians: • See exactly what is owed for your child's tuition or childcare • Set up flexible payment plans that fit your budget • Pay automatically by card or bank account, with no late nights chasing invoices • Get receipts, reminders, and a complete payment history in one place Why Clad: • Payments processed by Stripe — your card and bank details are never stored on Clad's servers • Designed for schools, after-school programs, daycares, and preschools • Secure by default: TLS in transit, encryption at rest, and role-based access controls • Friendly support from a US-based team Whether you run a single preschool or a network of childcare centers, Clad gives your team less paperwork and your families more peace of mind. Privacy Policy: https://cladedu.com/privacy-policy Terms of Use: https://cladedu.com/terms-of-use Support: support@cladpayments.com

Screenshots

First Security Bank4 screens
Clad4 screens

Verdict

The call

The clearest difference is update cadence: Clad at every 11 days against First Security Bank's every 2 months. First Security Bank's advantage is ratings volume (13K vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Clad holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: First Security Bank has 13K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

First Security Bank ships an update every 2 months, Clad every 11 days. The most recent releases landed on November 1, 2026 and October 23, 2026 respectively.

Scorecard2 real differences · 8 level
First Security Bank versus Clad: the parameters behind the verdict, then further details
ParameterFirst Security BankClad
PriceFreeFree
Rating4.8 (13K ratings)5.0 (3 ratings) — better
Positive reviews67.0% of reviews—
Number of ratings13K — better3
Update frequencyEvery 2 monthsEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.514.0 — better
Further details — not scored
Size199 MB24 MB
Age rating4+4+
DeveloperFirst Security BankClad

Customer experience

First Security Bank

All ratings13,023 ratings
Positive96.5%
Neutral1.6%
Negative2.0%
Written reviews103 reviews
Positive67.0%
Neutral4.9%
Negative28.2%

Clad

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

First Security Bank

Reported bugs

5 issues
  • App crashes after iOS updates
  • Login issues and account lockouts
  • Incorrect account balances and pending transactions
  • Mobile deposit camera not working
  • Incompatibility with newer iOS versions

Requested features

5 requests
  • Improved mobile deposit functionality
  • Ability to view past 30 days of transactions
  • Automatic bill pay management
  • Instant transaction notifications
  • Dark mode option

Clad

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Security Bank

No in-app purchases

None

Clad

No in-app purchases

Questions

Is First Security Bank free?
First Security Bank is free to download, with no in-app purchases.
Is Clad free?
Clad is free to download, with no in-app purchases.
Which has better reviews, First Security Bank or Clad?
Clad is rated higher. First Security Bank averages 4.8 out of 5 from 13K ratings, while Clad averages 5.0 from 3 ratings.
Do First Security Bank or Clad have ads?
Neither First Security Bank nor Clad shows ads.
Which is updated more often, First Security Bank or Clad?
First Security Bank ships an update every 2 months, and Clad every 11 days. Most recently, First Security Bank was updated on November 1, 2026 and Clad on October 23, 2026.

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