Comparison

FRED Economic Data vs OnGuardAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FRED Economic Data

Access a vast collection of economic data from numerous sources on the go. Visualize trends with custom graphs and easily share insights. Stay updated with the latest economic news and research.

Highlights
  • Access 149,000+ economic data series
  • Browse data by category, source, or popularity
  • Create custom data graphs
  • Store favorite data series
  • Share data series and graphs
  • Receive economic news and updates
Features
Read full description

Take the economy with you wherever you go. The FRED app gets you the economic data you need— anytime, anywhere. Enjoy full access to nearly 149,000 economic data series from 59 regional, national and international sources. The graphs and supporting data are housed on the St. Louis Fed’s signature database—FRED (Federal Reserve Economic Database). The FRED app is perfect for students, financial market professionals, academics and anyone else interested in economic data. What you can do with this app: •browse for data by category, release, source and popularity or search by keywords or series ID; •view and create custom graphs; •store your favorite data series for quick and easy access; •share your favorite data series or graphs via e-mail or post them directly to your Twitter or Facebook account; •and receive the latest news on new data series , updates, and St. Louis Fed economic research. The app is free to download. If you encounter problems or have suggestions for improving our app, please contact us at webmaster@research.stlouisfed.org.

About

OnGuardAI

This app analyzes calls and voicemails in real-time to detect and warn users about phone scams. It provides instant alerts, protects against caller ID spoofing, and can notify a trusted contact of high-risk scams. The service prioritizes user privacy by not storing call data.

Highlights
  • Real-time scam detection during calls
  • Instant scam alerts and recommendations
  • Protection against caller ID spoofing
  • Voicemail scam analysis
  • Trusted contact notifications for high-risk scams
  • Privacy-focused with no call data storage
Read full description

OnGuardAI: Smart AI Call Protection Against Phone Scams Phone scams have never been more sophisticated, and never harder to spot. Scammers now use AI to research their targets, fake caller IDs, and craft scripts designed to bypass even the sharpest instincts. OnGuardAI was built to fight back. It analyzes every call and voicemail in real time, detects scam tactics the moment they appear, and delivers instant warnings before any damage is done. Whether you're protecting yourself or someone you love, OnGuardAI works quietly in the background so no one has to face a scammer alone. REAL-TIME SCAM DETECTION While a call is happening, OnGuardAI analyzes it silently. The moment something sounds suspicious (artificial urgency, impersonation, suspicious financial requests), an instant alert appears with a clear recommendation to hang up. SEE THROUGH CALLER ID SPOOFING Scammers fake caller IDs in nearly 70% of attacks, impersonating banks, police, and even family members. OnGuardAI looks past the name on the screen and analyzes the live audio itself, detecting threats regardless of who the caller claims to be. TRUSTED CONTACT ALERTS Designate someone you trust. The moment a high-risk scam is detected, they receive an instant notification so you can talk it through together before any decision is made. VOICEMAIL PROTECTION Scammers don't just call; they leave intimidating messages designed to cause panic. OnGuardAI analyzes every voicemail for fraudulent intent and flags dangerous messages automatically. NO BLOCKED CALLS. NO MISSED CONNECTIONS. OnGuardAI doesn't block calls. It analyzes them. You stay reachable to doctors, pharmacies, and the people who matter, while staying protected from the ones who don't. YOUR PRIVACY, FULLY PROTECTED OnGuardAI analyzes your calls in real time and never stores them. Once a call ends, all audio and data are immediately deleted —recordings, no transcripts, no personal information retained anywhere. What happens on your call stays on your call. Protection without surveillance, always. SIMPLE BY DESIGN Set it up once and forget about it. OnGuardAI runs quietly in the background, delivering easy-to-read alerts through an interface anyone can use with confidence. You can even purchase and configure the app on behalf of a loved one directly from your own phone. They'll receive a link to download it, already set up and ready to go. OnGuardAI service includes: • Free trial available • Purchase on behalf of a loved one directly from your own device • Monthly and annual subscription options • Payment charged to your iTunes account at confirmation of purchase • Subscription renews automatically unless cancelled at least 24 hours before the end of the current period • Manage or cancel auto-renewal anytime in Account Settings Privacy Policy: https://www.getonguard.ai/privacy-policy Terms of Service: https://www.getonguard.ai/terms-of-service OnGuardAI is a tool to assist in scam detection. Users should always exercise caution with unknown callers.

Screenshots

FRED Economic Data4 screens
OnGuardAI4 screens

Verdict

The call

The clearest difference is review sentiment: OnGuardAI at 100% against FRED Economic Data's 40%. OnGuardAI also leads on rating (5.0 vs 3.4) and update cadence (every 6 weeks vs every 4 months). FRED Economic Data's advantage is in-app purchases (none vs 2) and ratings volume (90 vs 4). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OnGuardAI sells 2 in-app purchases, starting at $8.99 per month. FRED Economic Data asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

OnGuardAI holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: FRED Economic Data has 90 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 40% of FRED Economic Data's written reviews are positive against 100% of OnGuardAI's.

UpkeepUpdate frequency

FRED Economic Data ships an update every 4 months, OnGuardAI every 6 weeks. The most recent releases landed on November 1, 2026 and September 24, 2026 respectively.

Scorecard8 real differences · 2 level
FRED Economic Data versus OnGuardAI: the parameters behind the verdict, then further details
ParameterFRED Economic DataOnGuardAI
PriceFreeFree
Rating3.4 (90 ratings)5.0 (4 ratings) — better
Positive reviews39.6% of reviews100.0% of reviews — better
Number of ratings90 — better4
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size26 MB21 MB
Age rating4+4+
DeveloperFederal Reserve Bank of St. LouisOnGuardAI Inc

Customer experience

FRED Economic Data

All ratings87 ratings
Positive50.6%
Neutral13.8%
Negative35.6%
Written reviews101 reviews
Positive39.6%
Neutral13.9%
Negative46.5%

OnGuardAI

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

FRED Economic Data

Reported bugs

78 issues
  • App is non-functional
  • Graph images are cropped
  • Graph images are cropped, only top half visible
  • Saving photo only saves top half of graph
  • Cannot login with Apple account
Show 73 more
  • Cannot remove favorites
  • Charts are miniscule and unreadable
  • Expanding graph axes go off page
  • Graphs are off the screen
  • Cannot be viewed properly
  • Issues with logging in
  • Issues with saving data or comparisons
  • Chart is cut off at the bottom
  • Doesn’t let you scroll through the graph
  • Only see half the charts
  • Cannot change settings or parameters in horizontal view
  • Select years automatically gives projections instead of actual
  • Expanded horizontal view bugged out, did not show half of data
  • X axis often isn’t visible
  • Bad Request: Account Verification Failed
  • Full screen view of saved graphs often glitches and does not show full screen
  • Cannot view saved dashboards
  • Poor search functionality
  • Search bar doesn’t narrow down list
  • Doesn’t update
  • Doesn’t work
  • Search is a disaster
  • App runs like it's 2005
  • App is buggy
  • App is buggy again
  • Buggy search
  • Charts on iPhone in portrait mode is idiotic
  • When rotating phone, chart goes from five-year to max chart
  • iPhone keyboard screen covers login page
  • Thumbnail charts too small to read
  • Cannot be used in landscape mode
  • Formatted in a huge image that puts axes off the page
  • Still inappropriately formatted in landscape
  • Text is almost microscopic in landscape
  • Stays in portrait mode on iPad
  • iPad Pro charts are clipped
  • Cannot zoom on graphs
  • Graph scale incorrect to the point of obfuscation
  • Cannot share blog posts
  • Won’t display in landscape
  • No value add over the website
  • Crashes when attempting to add new series to a graph
  • App crashes sometimes when comparing two graphs
  • Navigation path to current page is unknown
  • App is very buggy
  • App crashed when attempting to add a graph
  • New version needs months of testing
  • Older version was more stable and reliable
  • Can’t navigate because of screen layout
  • App is broken
  • Cannot launch app on iOS
  • Issa broken
  • Unusable as of this date
  • Won’t launch on iOS 11
  • App is broken, but can get past splash screen with workaround
  • App is currently totally broken and unusable
  • Death upon arrival
  • Cannot pass the “New Features” page
  • “Get Started” button aligned with home touch button
  • App cant load
  • Cannot get past the “New Features” screen
  • “Get Started” link is outside the usable space
  • App freezes
  • Fails to load on current iOS and iPhone 8
  • Can’t make it past preferences screen
  • Screen has a “get started” window over the app that doesn’t allow interaction
  • App was useful prior to iPhone X, now broken and useless
  • Cannot get past the new features page
  • Wouldn’t even start
  • App takes forever to load
  • App showed splash screen and exited
  • Crashed a few times
  • App gets crash sometimes

Requested features

12 requests
  • Include widgets for favorites
  • Include all web version edit graph features
  • Allow saving and sharing in multiple formats (PDF, Excel)
  • View saved dashboards
  • Use graphing editor tool
Show 7 more
  • Add help section with common definitions
  • Allow indexing two datasets for comparison
  • Add a button for zero-based Y-axis
  • Add URL for series on info page
  • Ability to add different series to the same graph
  • View data in list form as % change
  • More detail in descriptions for each data set

OnGuardAI

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FRED Economic Data

No in-app purchases

2 purchases

OnGuardAI

Subscriptions2
  • OnGuardAI Premium1 Month trial$8.991 Month
  • OnGuardAI Premium1 Month trial$89.991 Year

Questions

Is FRED Economic Data free?
FRED Economic Data is free to download, with no in-app purchases.
Is OnGuardAI free?
OnGuardAI is free to download, with in-app purchases available.
Which has better reviews, FRED Economic Data or OnGuardAI?
OnGuardAI is rated higher. FRED Economic Data averages 3.4 out of 5 from 90 ratings, while OnGuardAI averages 5.0 from 4 ratings.
Do FRED Economic Data or OnGuardAI have ads?
Neither FRED Economic Data nor OnGuardAI shows ads.
Which is updated more often, FRED Economic Data or OnGuardAI?
FRED Economic Data ships an update every 4 months, and OnGuardAI every 6 weeks. Most recently, FRED Economic Data was updated on November 1, 2026 and OnGuardAI on September 24, 2026.

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