WCTFCU Mobile Access vs 401 Play
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WCTFCU Mobile Access
Manage your finances conveniently from your mobile device. Check account balances, review transaction history, deposit checks remotely, and transfer funds between accounts. You can also pay bills directly through the app.
- Check account balances
- View transaction history
- Deposit checks remotely
- Transfer funds
- Pay bills
Read full descriptionHide full description
Waterbury CT Teachers FCU Mobile Access allows you to check balances, view transaction history, deposit checks, and transfer funds on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Bills - Deposit Checks
401 Play
This app helps employees plan, save for, and enjoy dream vacations through payroll deductions. Access exclusive travel discounts and cash back rewards. Requires employer participation in the 401(Play) benefit program.
- Vacation planning
- Payroll deductions for savings
- Exclusive travel discounts
- Cash back rewards
- Benefit program access
Read full descriptionHide full description
The 401(Play) app is designed for employees whose employers offer the 401(Play) benefit—a revolutionary program that helps you plan, save, and enjoy your dream vacations with ease. Through convenient payroll deductions, you can automatically set aside funds for your next getaway, while also accessing exclusive travel discounts and cash back rewards. Please note: The 401(Play) app is only available for employees whose employers offer this benefit. If your company does not participate, this app will not be functional.
Screenshots
Verdict
The clearest difference is monetization model: 401 Play at free against WCTFCU Mobile Access's free with in-app purchases. 401 Play also leads on rating (5.0 vs 4.8). WCTFCU Mobile Access's advantage is ratings volume (594 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
401 Play holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: WCTFCU Mobile Access has 594 ratings behind it against 4, so its average is the more settled of the two.
WCTFCU Mobile Access ships an update every 5 weeks, 401 Play monthly. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.
| Parameter | WCTFCU Mobile Access | 401 Play |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (594 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 594 — better | 4 |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 86 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Waterbury Connecticut Teachers Federal Credit Union | 401 Play |
Customer experience
WCTFCU Mobile Access
401 Play
Bugs and requests
WCTFCU Mobile Access
Reported bugs
6 issues- Sign-in functionality broken or invalid credentials error
- App freezes and lags with iOS 8 and later updates
- Session timeout during mobile check deposit
- Sign-out function freezes after iOS 8
- Password entry requires multiple taps and causes freezing
Show 1 moreShow fewer
- iOS 9.0 requirement incompatible with iPhone 4 and earlier models
Requested features
2 requests- Restore 'pay anyone' feature
- Improved data migration from old app versions
401 Play
Not enough reviews yet to summarise bugs or requests.
In-app purchases
WCTFCU Mobile Access
No in-app purchases
401 Play
No in-app purchases
Questions
Is WCTFCU Mobile Access free?
Is 401 Play free?
Which has better reviews, WCTFCU Mobile Access or 401 Play?
Do WCTFCU Mobile Access or 401 Play have ads?
Which is updated more often, WCTFCU Mobile Access or 401 Play?
Other comparisons
