Mortgage Payment Calc vs Basic Calculator+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mortgage Payment Calc
Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.
- Mortgage, loan, and affordability calculators
- Detailed payment schedules
- Loan management and progress tracking
- Prepayment analysis
- Customizable currency
- Cloud backup and restore
- Passcode protection
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If you are the person who: * Prepare or wish to buy a house; * Have mortgage loans; * Is a housing agency; * want to calculate or manage loans etc. You will need this smart and comprehensive app to calculate the payment each cycle, payoff date, total payment, total interest, affordability, the payment schedule and prepayment etc, and also to manage your loans, track loans’ process and share amortization schedule. There are three calculators: ⁃ Mortgage calculator; ⁃ Loan calculator; ⁃ Affordability calculator. You can save the results for further comparison or consideration. Input value could be house value, frequency, term, interest rate, start date, annual property tax, annual home insurance and PMI. The Frequency could be Weekly, Bi-Weekly, Monthly, Quarterly and Yearly. How you can manage your loans? ⁃ Check your loans in one place. ⁃ Check the process of your total loans and each loan. ⁃ Set notification for each loan. ⁃ Check the payment, principal, interest and balance of each cycle. ⁃ Mark the schedule as paid after it been paid. ⁃ Add extra payment and get the analysis about the new payoff date, new total payment and how much you can save. Other features: ⁃ Set your own currency. ⁃ iCloud and Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports universal version. If you have any question or suggestion, please send email to userfeed@vip.tom.com.
Basic Calculator+
Perform essential arithmetic operations with a straightforward calculator app. Its large buttons and clear display ensure ease of use, supporting both portrait and landscape orientations.
- Basic four functions
- Clear display
- Large buttons
- Portrait and landscape modes
- iPad compatible
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This simple calculator with a clear display and large buttons makes calculations easy. Portrait and landscape modes both available on iPad. This app uses the basic functions of the calculator to make the simplest, best, free calculator in the app store.
Screenshots
Verdict
The clearest difference is rating: Basic Calculator+ at 4.9 against Mortgage Payment Calc's 4.3. Basic Calculator+ also leads on ratings volume (243K vs 10) and review sentiment (87% vs 67%). Mortgage Payment Calc's advantage is monetization model (ad-supported vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Basic Calculator+ holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: Basic Calculator+ has 243K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 67% of Mortgage Payment Calc's written reviews are positive against 87% of Basic Calculator+'s.
Mortgage Payment Calc ships an update every 13 months, Basic Calculator+ every 4 months. The most recent releases landed on June 5, 2026 and September 27, 2026 respectively.
| Parameter | Mortgage Payment Calc | Basic Calculator+ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (10 ratings) | 4.9 (243K ratings) — better |
| Positive reviews | 66.7% of reviews | 87.4% of reviews — better |
| Number of ratings | 10 | 243K — better |
| Update frequency | Every 13 months | Every 4 months — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch | iPhone, iPad, iPod, Apple Watch |
| Requires iOS | 15.6 | 10.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | 倩 赵 | Best Free Apps |
Customer experience
Mortgage Payment Calc
Basic Calculator+
Bugs and requests
Mortgage Payment Calc
Not enough reviews yet to summarise bugs or requests.
Basic Calculator+
Reported bugs
2 issues- Incorrect calculation results
- Ads covering the screen
Requested features
3 requests- Add fraction button
- Implement order of operations
- Include memory function
In-app purchases
Mortgage Payment Calc
No in-app purchases
Basic Calculator+
No in-app purchases
Questions
Is Mortgage Payment Calc free?
Is Basic Calculator+ free?
Which has better reviews, Mortgage Payment Calc or Basic Calculator+?
Do Mortgage Payment Calc or Basic Calculator+ have ads?
Which is updated more often, Mortgage Payment Calc or Basic Calculator+?
Other comparisons
