Mortgage Payment Calc vs Authenticator App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mortgage Payment Calc
Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.
- Mortgage, loan, and affordability calculators
- Detailed payment schedules
- Loan management and progress tracking
- Prepayment analysis
- Customizable currency
- Cloud backup and restore
- Passcode protection
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If you are the person who: * Prepare or wish to buy a house; * Have mortgage loans; * Is a housing agency; * want to calculate or manage loans etc. You will need this smart and comprehensive app to calculate the payment each cycle, payoff date, total payment, total interest, affordability, the payment schedule and prepayment etc, and also to manage your loans, track loans’ process and share amortization schedule. There are three calculators: ⁃ Mortgage calculator; ⁃ Loan calculator; ⁃ Affordability calculator. You can save the results for further comparison or consideration. Input value could be house value, frequency, term, interest rate, start date, annual property tax, annual home insurance and PMI. The Frequency could be Weekly, Bi-Weekly, Monthly, Quarterly and Yearly. How you can manage your loans? ⁃ Check your loans in one place. ⁃ Check the process of your total loans and each loan. ⁃ Set notification for each loan. ⁃ Check the payment, principal, interest and balance of each cycle. ⁃ Mark the schedule as paid after it been paid. ⁃ Add extra payment and get the analysis about the new payoff date, new total payment and how much you can save. Other features: ⁃ Set your own currency. ⁃ iCloud and Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports universal version. If you have any question or suggestion, please send email to userfeed@vip.tom.com.
Authenticator App
Secure your online accounts with industry-standard two-factor authentication. Easily add accounts, generate time-based OTPs, and benefit from encrypted backups. Organize and manage your TFA with features like folders, brand logos, and search.
- Add accounts via QR code or manual entry
- Time-based OTPs (offline access)
- Encrypted backup and secure recovery
- Sync secrets across devices
- Organize accounts with folders
- Brand logos for easy identification
- Passwordless sign-in options
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OneAuth is an industry standard authenticator app developed by Zoho. You can now enable TFA and secure all your online accounts like Twitter, Facebook, LinkedIn, and more. Over 1 million users trust OneAuth to enable 2FA and secure their online accounts. Take charge of your online security with two factor authentication - ADD online accounts to OneAuth easily by either scanning a QR code or manually entering the details. - AUTHENTICATE your online accounts using Time-based OTPs. These OTPs can be accessed offline too. - Backing up your online accounts in OneAuth is easy. We offer ENCRYPTED BACKUP for all your online accounts and they can be recovered securely by means of a Passphrase. The Passphrase is unique and known only to you and aids in recovery in case of lost or broken device. - OneAuth syncs your OTP secrets across all your devices. Making it easy for you to access OTPs from anywhere. - OneAuth is AVAILABLE ON ALL PLATFORMS. Experience secure authentication on iOS, iPadOS, macOS, and watch OS devices. An authenticator app that provides enhanced user experience - CREATE FOLDERS to organize your TFA accounts to your convenience. You can create and reorder personal and work folders separately for easy access. You can also move accounts within and in between folders. - Identify your 2FA accounts easily by associating them with their BRAND LOGOS. - SEARCH and find your accounts quicker with Oneauth's inbuilt search. - Explore OneAuth to its fullest potential without creating an account. GUEST USERS can use the export and import option while switching to a new device. - Users can also MIGRATE their existing online accounts to OneAuth easily from Google Authenticator. Greater security for your Zoho accounts with multi-factor authentication Passwords are just not enough. You need additional layers to ensure your account is properly safeguarded. OneAuth does that for you! - With OneAuth, you can enable MFA for all your Zoho accounts. - Set up PASSWORDLESS SIGN-IN. Avoid the everyday hassle of typing out your passwords. - Prefer a sign-in mode of your choice. You can select from multiple options like push notification, QR code, and Time-based OTPs. Even in case you're offline, you can access your account with Time-based OTPs. - Toughen up your account security. Ensure ONLY you can access your account by enabling BIOMETRIC AUTHENTICATION(Face ID or Touch ID). - Monitor devices and sessions in OneAuth, track login locations and designate devices into primary and secondary. OneAuth quickly adopts to the latest Apple OS and always keeps up with emerging technologies. Here are some of the iOS features that OneAuth supports - Widgets: Gets you the OTPs quickly to help you log in to your accounts. - Watch Face widgets: Gets you the right OTPs directly from your Apple watch. - Passkeys: Enhances your login experience across all Zoho apps. - Focus Filters: Allows you to associate the appropriate Zoho account for each Focus mode. - Quick Notes: Lets you intuitively edit 2FA accounts with seamless deep linking. - Live Text: Enables you to easily add 2FA accounts by reading information from web pages and documents. - Time-sensitive push notifications: Gets your critical information from OneAuth that you need to know or act upon immediately. - Dark mode: Reduce strain and improve your user experience by turning on dark mode. These extensions elevate your overall OneAuth experience to another level on your Apple device. Think Privacy. Think Zoho. At Zoho, data privacy and security is core to our business. We believe that every individual has a right to access the internet securely and thus our authenticator app OneAuth will be free forever. SUPPORT Our help channels are available 24*7 for customers. Email us at support@zohoaccounts.com Download today!
Screenshots
Verdict
The clearest difference is ads: Authenticator App at none against Mortgage Payment Calc's shown. Authenticator App also leads on update cadence (every 9 days vs every 14 months) and rating (4.7 vs 4.3). Mortgage Payment Calc's advantage is review sentiment (67% vs 45%). On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Authenticator App holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Authenticator App has 34K ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 67% of Mortgage Payment Calc's written reviews are positive against 45% of Authenticator App's, so the app with the better star average is not the one people write more warmly about.
Mortgage Payment Calc ships an update every 14 months, Authenticator App every 9 days. Both last shipped on September 28, 2026.
| Parameter | Mortgage Payment Calc | Authenticator App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (10 ratings) | 4.7 (34K ratings) — better |
| Positive reviews | 66.7% of reviews — better | 44.9% of reviews |
| Number of ratings | 10 | 34K — better |
| Update frequency | Every 14 months | Every 9 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod, Mac, Apple Watch — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 220 MB |
| Age rating | 4+ | 4+ |
| Developer | 倩 赵 | Zoho Corporation |
Customer experience
Mortgage Payment Calc
Authenticator App
Bugs and requests
Mortgage Payment Calc
Not enough reviews yet to summarise bugs or requests.
Authenticator App
Reported bugs
4 issues- Push notifications not working
- Endless authentication loops
- Incompatibility with new devices
- Locking users out of accounts
Requested features
4 requests- Support for multiple accounts
- Ability to export data to other authenticator apps
- Improved error handling and feedback
- Simpler setup and onboarding process
In-app purchases
Mortgage Payment Calc
No in-app purchases
Authenticator App
No in-app purchases
Questions
Is Mortgage Payment Calc free?
Is Authenticator App free?
Which has better reviews, Mortgage Payment Calc or Authenticator App?
Do Mortgage Payment Calc or Authenticator App have ads?
Which is updated more often, Mortgage Payment Calc or Authenticator App?
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