Mortgage Payment Calc vs MySCE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mortgage Payment Calc
Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.
- Mortgage, loan, and affordability calculators
- Detailed payment schedules
- Loan management and progress tracking
- Prepayment analysis
- Customizable currency
- Cloud backup and restore
- Passcode protection
Read full descriptionHide full description
If you are the person who: * Prepare or wish to buy a house; * Have mortgage loans; * Is a housing agency; * want to calculate or manage loans etc. You will need this smart and comprehensive app to calculate the payment each cycle, payoff date, total payment, total interest, affordability, the payment schedule and prepayment etc, and also to manage your loans, track loans’ process and share amortization schedule. There are three calculators: ⁃ Mortgage calculator; ⁃ Loan calculator; ⁃ Affordability calculator. You can save the results for further comparison or consideration. Input value could be house value, frequency, term, interest rate, start date, annual property tax, annual home insurance and PMI. The Frequency could be Weekly, Bi-Weekly, Monthly, Quarterly and Yearly. How you can manage your loans? ⁃ Check your loans in one place. ⁃ Check the process of your total loans and each loan. ⁃ Set notification for each loan. ⁃ Check the payment, principal, interest and balance of each cycle. ⁃ Mark the schedule as paid after it been paid. ⁃ Add extra payment and get the analysis about the new payoff date, new total payment and how much you can save. Other features: ⁃ Set your own currency. ⁃ iCloud and Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports universal version. If you have any question or suggestion, please send email to userfeed@vip.tom.com.
MySCE
Manage your electricity service with ease. View bills, track energy usage, report outages, and make payments. The app offers a simplified design for quick access to account information and payment arrangements.
- View and pay bills
- Track energy usage
- Report power outages
- Check outage status
- Create payment arrangements
- Fingerprint/Face login
- Set usage alerts
Read full descriptionHide full description
Experience the convenience of managing your power with just a tap of our app. The MySCE app makes it easy to manage your SCE residential and business accounts - view your projected next bill amount and energy usage, download and pay your bill, make a payment arrangement, report an outage, check outage status by address, and more. Note: This app supports SCE residential and business customers with up to 10 service addresses. A new, simplified design makes it even easier to use app features: BILLING AND PAYMENT - View your current bill and make a payment - Access a link to pay with a credit card or digital payments - Add a payment method or manage your saved payment methods - View, download, or print a PDF bill - Create and view a payment arrangement ENERGY USE INFORMATION - View your projected monthly bill amount and usage - Track your current, daily, time of use (TOU), and past energy use - View your historical energy cost and usage - Create monthly usage limit or bill amount targets and receive alerts OUTAGE INFORMATION - Report a power outage for your home, business, or streetlight - Search for an outage and check the restoration progress - View public safety power outages and SCE customer resources ACCOUNT MANAGEMENT - Fingerprint and Face login to access information quickly - Register for account access - Update your account profile – email address and phone number
Screenshots
Verdict
The clearest difference is review sentiment: Mortgage Payment Calc at 67% against MySCE's 10%. Mortgage Payment Calc also leads on rating (4.3 vs 1.9). MySCE's advantage is ads (none vs shown) and update cadence (monthly vs every 14 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mortgage Payment Calc holds the better App Store score, 4.3 against 1.9. That said, the two scores are not equally well evidenced: MySCE has 1.5K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 67% of Mortgage Payment Calc's written reviews are positive against 10% of MySCE's.
Mortgage Payment Calc ships an update every 14 months, MySCE monthly. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.
| Parameter | Mortgage Payment Calc | MySCE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (10 ratings) — better | 1.9 (1.5K ratings) |
| Positive reviews | 66.7% of reviews — better | 10.1% of reviews |
| Number of ratings | 10 | 1.5K — better |
| Update frequency | Every 14 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 33 MB | 191 MB |
| Age rating | 4+ | 4+ |
| Developer | 倩 赵 | Southern California Edison |
Customer experience
Mortgage Payment Calc
MySCE
Bugs and requests
Mortgage Payment Calc
Not enough reviews yet to summarise bugs or requests.
MySCE
Reported bugs
5 issues- Login screen freezes
- Incompatible with latest iOS
- App crashes after update
- App won't open or load profile
- Biometrics no longer work
Requested features
4 requests- Bring back daily/hourly usage tracking
- Add ability to see projected bill amount
- Implement Face ID login
- Provide hourly usage data
In-app purchases
Mortgage Payment Calc
No in-app purchases
MySCE
No in-app purchases
Questions
Is Mortgage Payment Calc free?
Is MySCE free?
Which has better reviews, Mortgage Payment Calc or MySCE?
Do Mortgage Payment Calc or MySCE have ads?
Which is updated more often, Mortgage Payment Calc or MySCE?
Other comparisons















