Comparison

Mortgage Payment Calc vs MySCE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mortgage Payment Calc

Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.

Highlights
  • Mortgage, loan, and affordability calculators
  • Detailed payment schedules
  • Loan management and progress tracking
  • Prepayment analysis
  • Customizable currency
  • Cloud backup and restore
  • Passcode protection
Features
Read full description

If you are the person who: * Prepare or wish to buy a house; * Have mortgage loans; * Is a housing agency; * want to calculate or manage loans etc. You will need this smart and comprehensive app to calculate the payment each cycle, payoff date, total payment, total interest, affordability, the payment schedule and prepayment etc, and also to manage your loans, track loans’ process and share amortization schedule. There are three calculators: ⁃ Mortgage calculator; ⁃ Loan calculator; ⁃ Affordability calculator. You can save the results for further comparison or consideration. Input value could be house value, frequency, term, interest rate, start date, annual property tax, annual home insurance and PMI. The Frequency could be Weekly, Bi-Weekly, Monthly, Quarterly and Yearly. How you can manage your loans? ⁃ Check your loans in one place. ⁃ Check the process of your total loans and each loan. ⁃ Set notification for each loan. ⁃ Check the payment, principal, interest and balance of each cycle. ⁃ Mark the schedule as paid after it been paid. ⁃ Add extra payment and get the analysis about the new payoff date, new total payment and how much you can save. Other features: ⁃ Set your own currency. ⁃ iCloud and Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports universal version. If you have any question or suggestion, please send email to userfeed@vip.tom.com.

About

MySCE

Manage your electricity service with ease. View bills, track energy usage, report outages, and make payments. The app offers a simplified design for quick access to account information and payment arrangements.

Highlights
  • View and pay bills
  • Track energy usage
  • Report power outages
  • Check outage status
  • Create payment arrangements
  • Fingerprint/Face login
  • Set usage alerts
Features
Read full description

Experience the convenience of managing your power with just a tap of our app. The MySCE app makes it easy to manage your SCE residential and business accounts - view your projected next bill amount and energy usage, download and pay your bill, make a payment arrangement, report an outage, check outage status by address, and more. Note: This app supports SCE residential and business customers with up to 10 service addresses. A new, simplified design makes it even easier to use app features: BILLING AND PAYMENT - View your current bill and make a payment - Access a link to pay with a credit card or digital payments - Add a payment method or manage your saved payment methods - View, download, or print a PDF bill - Create and view a payment arrangement ENERGY USE INFORMATION - View your projected monthly bill amount and usage - Track your current, daily, time of use (TOU), and past energy use - View your historical energy cost and usage - Create monthly usage limit or bill amount targets and receive alerts OUTAGE INFORMATION - Report a power outage for your home, business, or streetlight - Search for an outage and check the restoration progress - View public safety power outages and SCE customer resources ACCOUNT MANAGEMENT - Fingerprint and Face login to access information quickly - Register for account access - Update your account profile – email address and phone number

Screenshots

Mortgage Payment Calc4 screens
MySCE4 screens

Verdict

The call

The clearest difference is review sentiment: Mortgage Payment Calc at 67% against MySCE's 10%. Mortgage Payment Calc also leads on rating (4.3 vs 1.9). MySCE's advantage is ads (none vs shown) and update cadence (monthly vs every 14 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mortgage Payment Calc holds the better App Store score, 4.3 against 1.9. That said, the two scores are not equally well evidenced: MySCE has 1.5K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 67% of Mortgage Payment Calc's written reviews are positive against 10% of MySCE's.

UpkeepUpdate frequency

Mortgage Payment Calc ships an update every 14 months, MySCE monthly. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard6 real differences · 4 level
Mortgage Payment Calc versus MySCE: the parameters behind the verdict, then further details
ParameterMortgage Payment CalcMySCE
PriceFreeFree
Rating4.3 (10 ratings) — better1.9 (1.5K ratings)
Positive reviews66.7% of reviews — better10.1% of reviews
Number of ratings101.5K — better
Update frequencyEvery 14 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size33 MB191 MB
Age rating4+4+
Developer倩 赵Southern California Edison

Customer experience

Mortgage Payment Calc

All ratings10 ratings
Positive80.0%
Neutral20.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

MySCE

All ratings1,510 ratings
Positive19.9%
Neutral3.4%
Negative76.6%
Written reviews258 reviews
Positive10.1%
Neutral3.9%
Negative86.0%

Bugs and requests

Mortgage Payment Calc

Not enough reviews yet to summarise bugs or requests.

MySCE

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with latest iOS
  • App crashes after update
  • App won't open or load profile
  • Biometrics no longer work

Requested features

4 requests
  • Bring back daily/hourly usage tracking
  • Add ability to see projected bill amount
  • Implement Face ID login
  • Provide hourly usage data

In-app purchases

None

Mortgage Payment Calc

No in-app purchases

None

MySCE

No in-app purchases

Questions

Is Mortgage Payment Calc free?
Mortgage Payment Calc is free to download, with no in-app purchases.
Is MySCE free?
MySCE is free to download, with no in-app purchases.
Which has better reviews, Mortgage Payment Calc or MySCE?
Mortgage Payment Calc is rated higher. Mortgage Payment Calc averages 4.3 out of 5 from 10 ratings, while MySCE averages 1.9 from 1.5K ratings.
Do Mortgage Payment Calc or MySCE have ads?
Mortgage Payment Calc shows ads; MySCE does not.
Which is updated more often, Mortgage Payment Calc or MySCE?
Mortgage Payment Calc ships an update every 14 months, and MySCE monthly. Most recently, Mortgage Payment Calc was updated on October 23, 2026 and MySCE on October 29, 2026.

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