Mortgage Payment Calc vs PowerWise

If you are the person who: * Prepare or wish to buy a house; * Have mortgage loans; * Is a housing agency; * want to calculate or manage loans etc. You will need this smart and comprehensive app to calculate the payment each cycle, payoff date, total payment, total interest, affordability, the payment schedule and prepayment etc, and also to manage your loans, track loans’ process and share amortization schedule. There are three calculators: ⁃ Mortgage calculator; ⁃ Loan calculator; ⁃ Affordability calculator. You can save the results for further comparison or consideration. Input value could be house value, frequency, term, interest rate, start date, annual property tax, annual home insurance and PMI. The Frequency could be Weekly, Bi-Weekly, Monthly, Quarterly and Yearly. How you can manage your loans? ⁃ Check your loans in one place. ⁃ Check the process of your total loans and each loan. ⁃ Set notification for each loan. ⁃ Check the payment, principal, interest and balance of each cycle. ⁃ Mark the schedule as paid after it been paid. ⁃ Add extra payment and get the analysis about the new payoff date, new total payment and how much you can save. Other features: ⁃ Set your own currency. ⁃ iCloud and Dropbox backup and restore. ⁃ Passcode protection. ⁃ Supports universal version. If you have any question or suggestion, please send email to userfeed@vip.tom.com.

PowerWise makes prepaid electricity simple for homes and businesses across Africa. Buy Tokens Instantly Purchase electricity tokens directly from your phone, 24/7. Instant delivery with automatic retry if the provider is slow. Every purchase comes with a downloadable receipt. This is still a WIP and will soon be enabled. Never Run Out Get push notifications when your balance is running low — before the lights go off. Track your estimated days remaining based on your actual usage patterns. Outage Alerts See real-time outage reports from your community. Get notified the moment power goes out in your area, and again when it's restored. Smart Insights AI-powered recommendations help you understand your usage and find ways to reduce your bill. Ask our AI assistant questions like "How can I save on electricity?" or "When should I top up?" Enterprise & Property Managers Multi-site NOC dashboard with interactive country map, real-time balance monitoring, and automated alerts. Manage dozens of meters across multiple properties from one screen. Secure & Private Sign in with Face ID, Touch ID, or fingerprint. Your data stays encrypted in transit and at rest. Delete your account anytime from Settings — we permanently remove your personal data within 30 days. Built for Africa Works with every BPC meter in Botswana and ZESCO meter in Zambia. Prices in Pula (BWP) and Kwacha (ZMW). Local tariff rates kept up to date. Rest of Africa being enabled one market at a time. Features Buy prepaid electricity (BPC & ZESCO) Push notifications (outages, low balance, purchases) AI usage insights and chat assistant Days remaining estimate with meter calibration Community outage reporting Biometric sign-in (Face ID / Touch ID / fingerprint) Enterprise multi-site NOC dashboard Wallet with cashback rewards Refer friends and earn credits Appliance cost calculator Price tracker for tariff changes Full account deletion support