Comparison

HTCAgent ONE vs Mortgage Calculator Plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HTCAgent ONE

This app helps real estate professionals quickly generate buyer estimates and seller net sheets. It offers customizable email and printout options for client presentations. A free trial is available for subscription plans.

Highlights
  • Generate buyer estimates
  • Create seller net sheets
  • Customizable email/printouts
  • City/County specific calculations
  • Real estate professional focused
Features
Read full description

HTCAgent ONE is City/County Specific Closing Cost app that comes preloaded with calculations and closing costs for Real Estate Professionals. It allows them to easily and quickly generate Buyer Estimates and Seller Net Sheets from their iPhone and iPad. HTCAgent ONE also allows the user to fully customize email/printouts for their clients. Visit htcagent.com for more details. We offer a free 30-day trial for the monthly and yearly subscriptions. The amount will be charged to your iTunes account. Subscriptions purchased in-app renew automatically monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time from your iTunes account settings. Terms of Service: http://palmagent.com/terms/ Privacy Policy: http://palmagent.com/privacy/

About

Mortgage Calculator Plus

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

Highlights
  • Intuitive mortgage calculation
  • Detailed amortization schedules
  • Enhanced mortgage analytics
  • Interest and principal breakdown graphs
  • Save and email mortgage calculations
  • Input extra payments, taxes, insurance, PMI
  • Multi-currency support
Features
Read full description

Mortgage Calculator Plus is the easiest to use Mortgage Calculator available on the App Store. *** The #1 Mortgage app in the United States!!! *** A Top 100 finance app in the U.S, Canada, New Zealand, UK, India, Australia, China, France plus 26 other countries!!! What some of Mortgage Calculator Plus’s users have said… “This app makes my life so much easier, it's simple to use and it's just great! Would definitely recommend this to anyone that is looking for a mortgage calculator.” “I have been searching for a decent Mortgage Calculator for a while now and did a bit of research online and this was getting good reviews, so I gave it a try. I have to say I am really impressed, it's so simple to use, it doesn’t take long to get used to it and its very helpful to have as it will help you plan your finances better.” Visually appealing and intuitive • Mortgage Calculator Plus’ easy to use interface helps you make snap decisions at a moments notice • Unlike other mortgage apps, Mortgage Calculator Plus gets rid of all the clutter • Optimized for tablet and phone Enhanced Mortgage Analytics • Mortgage Calculator Plus gives you relevant analysis on your mortgage • Dynamically build your amortization schedule right in front of your eyes, giving you detailed information regarding when, what and how much you are paying • You can also save your Mortgages for later reference or email them for convenience • Includes graphing tools to help you see how much of what you’ll be paying is made up of interest and how much is actually going towards paying down your mortgage The Most Complete Mortgage Calculator available on the App store • Mortgage Calculator Plus allows you to input extra payments, to consider taxes, insurance, PMI and a whole bunch of other options to give you the most comprehensive mortgage calculation • You can even change the currency symbol of your mortgage to include $ £ € ¥ • Some countries outside the United States require mortgages to be compounded semi annually, such as Canada. Mortgage Calculator Plus gives you the option to do so Mortgage Calculator Plus is perfect if you’re… • Shopping around for a mortgage • If you’re a realtor • A broker • A financial advisor • Or if you just want to learn more about your mortgage Give yourself the tools you need to make better mortgage decisions by giving Mortgage Calculator Plus a try.

Screenshots

HTCAgent ONE4 screens
Mortgage Calculator Plus4 screens

Verdict

The call

The clearest difference is rating: HTCAgent ONE at 4.2 against Mortgage Calculator Plus's 3.2. HTCAgent ONE also leads on ads (none vs shown) and review sentiment (60% vs 50%). Mortgage Calculator Plus's advantage is update cadence (monthly vs every 2 months) and iOS requirement (13.0 vs 16.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. HTCAgent ONE sells 2 in-app purchases, starting at $0.99 per month and Mortgage Calculator Plus sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

HTCAgent ONE holds the better App Store score, 4.2 against 3.2. Both are backed by a comparable volume of ratings — 10 and 12 respectively. Written reviews point the same way: 60% of HTCAgent ONE's written reviews are positive against 50% of Mortgage Calculator Plus's.

UpkeepUpdate frequency

HTCAgent ONE ships an update every 2 months, Mortgage Calculator Plus monthly. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.

Scorecard5 real differences · 5 level
HTCAgent ONE versus Mortgage Calculator Plus: the parameters behind the verdict, then further details
ParameterHTCAgent ONEMortgage Calculator Plus
PriceFreeFree
Rating4.2 (10 ratings) — better3.2 (12 ratings)
Positive reviews60.0% of reviews — better50.3% of reviews
Number of ratings1012 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size356 MB9 MB
Age rating9+4+
DeveloperPalmAgent SoftwareAppRebel, Inc.

Customer experience

HTCAgent ONE

All ratings9 ratings
Positive77.8%
Neutral11.1%
Negative11.1%
Written reviews5 reviews
Positive60.0%
Neutral20.0%
Negative20.0%

Mortgage Calculator Plus

All ratings11 ratings
Positive45.5%
Neutral0.0%
Negative54.5%
Written reviews161 reviews
Positive50.3%
Neutral9.9%
Negative39.8%

Bugs and requests

HTCAgent ONE

Not enough reviews yet to summarise bugs or requests.

Mortgage Calculator Plus

Reported bugs

4 issues
  • Button to remove ads not working
  • Calculations for property tax often incorrect
  • Years of data lost
  • App keeps crashing on launch

Requested features

4 requests
  • Add interest-only option
  • Allow entering taxes as fixed amount
  • Add ability to sync with existing mortgage balance
  • Enable multiple extra payments at different times

In-app purchases

2 purchases

HTCAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
1 purchases

Mortgage Calculator Plus

One-time1
  • Remove ads$3.99

Questions

Is HTCAgent ONE free?
HTCAgent ONE is free to download, with in-app purchases available.
Is Mortgage Calculator Plus free?
Mortgage Calculator Plus is free to download, with in-app purchases available.
Which has better reviews, HTCAgent ONE or Mortgage Calculator Plus?
HTCAgent ONE is rated higher. HTCAgent ONE averages 4.2 out of 5 from 10 ratings, while Mortgage Calculator Plus averages 3.2 from 12 ratings.
Do HTCAgent ONE or Mortgage Calculator Plus have ads?
Mortgage Calculator Plus shows ads; HTCAgent ONE does not.
Which is updated more often, HTCAgent ONE or Mortgage Calculator Plus?
HTCAgent ONE ships an update every 2 months, and Mortgage Calculator Plus monthly. Most recently, HTCAgent ONE was updated on November 5, 2026 and Mortgage Calculator Plus on November 1, 2026.

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