Comparison

Monthly Expenses Lite vs SpendWave Expense tracker App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly Expenses Lite

Effortlessly track daily expenses, manage budgets, and analyze spending habits with an intuitive interface. Visualize your financial patterns with a calendar view, set reminders for bills, and gain insights through detailed reports and graphs. Customize expense categories to fit your lifestyle and protect your data with backups.

Highlights
  • Calendar expense tracking
  • User-friendly interface
  • Spending reminders
  • Graphs and reports
  • Customizable categories
  • Data backup and iCloud sync
Features
Read full description

Take Control of Your Finances with Monthly Expenses Track your spending in seconds. Just speak your expense or tap a category to record it quickly — then use the calendar, budgets, graphs, and reports to understand where your money goes. Key Features: • Voice Input — Say your expense out loud and quickly record it without typing. • Calendar View — Tap any date to add or review expenses and see your spending at a glance. • Expense Tracking — Organize expenses by category and subcategory, so you always know where your money goes. • Budgeting — Set monthly budgets for your categories and keep track of your spending progress. • Graphs & Reports — Explore clear spending breakdowns and trends to better understand your finances. • Spending Reminders — Set reminders for bills, planned expenses, and recurring spending. • Custom Categories — Start with built-in categories or create your own to match the way you spend. • iCloud Backup & Sync — Keep your expense data backed up and available across your devices. Why Monthly Expenses? • Tracking your spending shouldn't feel like work. Monthly Expenses makes it quick and simple to record everyday expenses, monitor your budgets, and understand your spending habits. • Whether you're tracking household expenses, managing a monthly budget, or simply trying to spend more consciously, Monthly Expenses gives you a simple way to stay organized. • Start tracking your expenses today and get a clearer picture of your finances. Download Monthly Expenses now and take the first step toward financial clarity. Subscription pricing and terms: 'Monthly Expenses Lite' app offers auto-renewing monthly, quarterly, half-yearly and yearly subscriptions at various respective prices to provide you with premium features of our app such as no ads and backup features while you maintain an active subscription. Payment will be charged to the credit card connected to your iTunes Account when you confirm the initial subscription purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. Your account will be charged for renewal within 24-hours prior to the end of the current period, and the cost of the renewal will be identified. You may manage your subscription and auto-renewal may be turned off by going to your Account Settings after the purchase. Privacy Policy: https://appfixconsulting.com/privacypolicy.html Terms of use: https://appfixconsulting.com/termsofuse.html

About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Monthly Expenses Lite4 screens
SpendWave Expense tracker App4 screens

Verdict

The call

The clearest difference is ads: SpendWave Expense tracker App at none against Monthly Expenses Lite's shown. SpendWave Expense tracker App also leads on review sentiment (70% vs 38%) and rating (4.8 vs 4.4). Monthly Expenses Lite's advantage is ratings volume (47 vs 9). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monthly Expenses Lite sells 7 in-app purchases, starting at $0.99 per month and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SpendWave Expense tracker App holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Monthly Expenses Lite has 47 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 38% of Monthly Expenses Lite's written reviews are positive against 70% of SpendWave Expense tracker App's.

UpkeepUpdate frequency

Monthly Expenses Lite ships an update every 2 weeks, SpendWave Expense tracker App fortnightly. Both last shipped on October 19, 2026.

Scorecard5 real differences · 5 level
Monthly Expenses Lite versus SpendWave Expense tracker App: the parameters behind the verdict, then further details
ParameterMonthly Expenses LiteSpendWave Expense tracker App
PriceFreeFree
Rating4.4 (47 ratings)4.8 (9 ratings) — better
Positive reviews38.5% of reviews70.0% of reviews — better
Number of ratings47 — better9
Update frequencyEvery 2 weeksFortnightly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS16.0 — better17.6
Further details — not scored
Size24 MB19 MB
Age rating4+4+
DeveloperJanarthanan VRobin Guido Schmidt

Customer experience

Monthly Expenses Lite

All ratings47 ratings
Positive85.1%
Neutral4.3%
Negative10.6%
Written reviews52 reviews
Positive38.5%
Neutral5.8%
Negative55.8%

SpendWave Expense tracker App

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

In-app purchases

7 purchases

Monthly Expenses Lite

Subscriptions4
  • Monthly Premium3 Days trial$0.991 Month
  • Quarterly Premium3 Days trial$2.993 Months
  • Half-Yearly Premium3 Days trial$4.996 Months
Show 1 more
  • Yearly Premium3 Days trial$7.991 Year
One-time3
  • Buy Ad Removal Pack$2.99
  • Backup Lite$2.99
  • Buy 'Backup Pro'$3.99
4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly7 Days trial$0.991 Month
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Yearly7 Days trial$8.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Monthly Expenses Lite free?
Monthly Expenses Lite is free to download, with in-app purchases available.
Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Which has better reviews, Monthly Expenses Lite or SpendWave Expense tracker App?
SpendWave Expense tracker App is rated higher. Monthly Expenses Lite averages 4.4 out of 5 from 47 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.
Do Monthly Expenses Lite or SpendWave Expense tracker App have ads?
Monthly Expenses Lite shows ads; SpendWave Expense tracker App does not.
Which is updated more often, Monthly Expenses Lite or SpendWave Expense tracker App?
Monthly Expenses Lite ships an update every 2 weeks, and SpendWave Expense tracker App fortnightly. Most recently, Monthly Expenses Lite was updated on October 19, 2026 and SpendWave Expense tracker App on October 19, 2026.

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