Debt Payoff Planner vs TinyDebt

Debt Payoff Planner helps you reduce debt faster with clear payoff scenarios based on your own numbers. Whether you are paying down credit cards or planning mortgage payoff options, the app gives you practical projections so you can make better financial decisions with confidence. What you can do: • Estimate how long it will take to pay off your debt • See projected total interest and total paid over time • Compare payoff outcomes by changing monthly payment amounts • Set a target payoff timeline and view the payment needed to reach it • Explore mortgage payment impact, including principal, interest, escrow, and extra payments • Test different scenarios to find a plan that fits your budget Credit Card Payoff Features: • Add and manage multiple credit cards • Track total balance and weighted APR • Switch between “Payment Amount” and “Installments” planning modes • See repayment period, total interest, and total paid estimates • Visualize principal vs. interest with clear charts • View strategy alternatives to evaluate payoff tradeoffs • Access plain-language explanations for selected payoff results inside the credit payoff screen Mortgage Features: • Calculate monthly payment based on home price, down payment, rate, and term • Include property tax, insurance, HOA, and extra monthly payments • Compare baseline vs. accelerated payoff results • See estimated interest saved and years saved from extra payments • Use interactive controls to quickly test different assumptions Who it’s for: • People who want a simple, practical debt payoff planner • Users comparing repayment strategies before committing to a plan • Anyone looking to reduce interest cost and become debt-free sooner Important Disclaimer: Debt Payoff Planner provides educational estimates and planning support only. It does not provide financial, legal, tax, or investment advice. Results depend on your assumptions and may differ from real-world outcomes. Questions or feedback: BI-Systems@live.com

Take control of your finances and become debt-free with TinyDebt, the ultimate debt payoff tracker. Stop struggling with complicated spreadsheets. TinyDebt is a simple loan manager designed to help you organize credit card debt, personal loans, and mortgages in one place. Whether you prefer the Debt Snowball or Debt Avalanche method, our payoff planner gives you a clear path to financial freedom. Stay Organized (Free Debt Tracker) - Track Loans: Manage up to 3 debts including credit cards and student loans. - Debt Dashboard: View your total balance and monthly repayment plan at a glance. - Progress Tracking: Log payments manually and watch your debt-free date get closer. Go Pro (Accelerate Your Debt Payoff) Upgrade to TinyDebt Pro for advanced finance tools that help you save money on interest: - Unlimited Debts: Track your entire financial portfolio. - Snowball & Avalanche: Automatically calculate the fastest way to pay off debt. - What-If Calculator: See how extra payments reduce your interest and time. - Payment Reminders: Never miss a due date with smart notifications. Secure & Private Loan Management As a solo developer, I value your privacy. Your financial data stays on your device. TinyDebt is an offline debt tracker—no bank syncing required and no data sharing. Why Choose TinyDebt? Users love our intuitive debt calculator and motivating charts. If you need a clean IOU tracker or a professional debt payoff planner, TinyDebt is the simplest tool on the App Store. Start your journey today. Download the best debt tracker and see how fast you can become debt-free! By using this app, you agree to Apple's Standard End User License Agreement (EULA). You can read the full EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/