Comparison

BILnet vs Bento

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BILnet

Manage your accounts, make instant payments, and access all your banking documents. This app allows for easy transaction tracking, loan management, and secure communication with your bank.

Highlights
  • Account management and grouping
  • Real-time balance and transaction viewing
  • Instant SEPA payments
  • Loan management and details
  • Electronic document access and signing
  • Secure messaging with bank
Features
Read full description

BILnet: simple, fast, and easy to use. You can perform all of your essential transactions on your mobile! Manage, group, and rename your accounts independently - View your account and credit card balances and transactions in real time - Log in as the account holder or an agent - When you log in to BILnet as an agent, your accounts are now grouped. Tip: to make organising your accounts easier, feel free to rename your accounts and/or change the order in which they are displayed. Free instant payments, made in a few seconds and in just a few clicks! - Your eligible SEPA (single euro payment area) payments are now made instantly, within a few seconds, 24/7, and for free! * - If your instant payment cannot be made, for example if the receiving bank does not accept instant payments, then your payment will be treated as a standard transfer under the relevant time frame. The interface for your transfers and standing orders has been tweaked - Extra fields are now provided when entering details about the beneficiaries of your transfers. From your computer you can set up a standing order directly from the transfer entry screen. Just tick the “Make this a standing order” box. Tip: to avoid making a mistake when you enter your new beneficiary’s IBAN, you can copy/paste it straight into the appropriate field. Better loan management - Your mortgages and your personal, student and investment loans appear in the dedicated “Loan” section of BILnet. These loans now take the form of a contract rather than an account on which movements are recorded. - You can now find additional information about your loans in BILnet, including: o type of loan o amount borrowed/used o current interest rate o next due dates o capital outstanding Find all your electronic documents easily - Download your banking documents in PDF format - Take advantage of the free and environmentally friendly paper-free option so that you no longer receive your documents by post - Sign your documents electronically - All electronic documents are now sorted by date Contact us whenever you need to - Communicate with the bank using secure messaging and share any attachments required Don’t have an account yet? Visit bil.com for more information. The app is available in three languages (FR, DE, EN). *For more information about our tariffs, visit bil.com

About

Bento

Features
Read full description

Bento AI is a smart budgeting app that helps you take control of your finances with AI-powered insights. BUDGET SMARTER Set your monthly income, choose spending categories, and let Bento allocate your budget intelligently. Track every expense with receipt scanning or manual entry. AI-POWERED INSIGHTS Get personalized financial advice, spending forecasts... TRACK EVERY EXPENSE Scan receipts with your camera, import from gallery, or add expenses manually. Each transaction is categorized into your Bento budget. ANALYTICS & PACE See daily and weekly spending pace, money health score, and accumulated savings. Know exactly where you stand at any moment. FREE FEATURES - Budget setup with custom categories - Manual expense & income tracking - Receipt scanning (4/month) - Dashboard with monthly overview - Push notifications PRO SUBSCRIPTION - AI budget allocation - Budget structure recommendations - Monthly reports - 15 receipt scans/month PREMIUM SUBSCRIPTION - AI insights & spending forecast - Daily & weekly budget pace - PDF expense reports - Unlimited receipt scans Terms of Use (EULA): https://bento-ai.net/terms-of-service Privacy Policy URL : https://bento-ai.net/privacy-policy.

Screenshots

BILnet4 screens
Bento4 screens

Verdict

The call

The clearest difference is in-app purchases: BILnet at none against Bento's 8. Bento's advantage is iOS requirement (13.0 vs 16.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bento sells 8 in-app purchases, starting at $5.99 per month. BILnet asks for nothing beyond the download.

UpkeepUpdate frequency

BILnet ships an update every 3 weeks, Bento fortnightly. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
BILnet versus Bento: the parameters behind the verdict, then further details
ParameterBILnetBento
PriceFreeFree
Rating4.6 (148 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings148 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.613.0 — better
Further details — not scored
Size148 MB40 MB
Age rating4+17+
DeveloperBanque Internationale a LuxembourgBento AI LLC

In-app purchases

None

BILnet

No in-app purchases

8 purchases

Bento

Subscriptions6
  • Bento Pro7 Days trial$5.991 Month
  • Bento Premium7 Days trial$9.991 Month
  • Bento Ultimate7 Days trial$29.991 Month
Show 3 more
  • Bento Pro7 Days trial$34.991 Year
  • Bento Premium7 Days trial$49.991 Year
  • Bento Ultimate7 Days trial$69.991 Year
One-time2
  • Pro Extra Scans$1.99
  • Premium Extra Scans$2.99

Questions

Is BILnet free?
BILnet is free to download, with no in-app purchases.
Is Bento free?
Bento is free to download, with in-app purchases available.
Do BILnet or Bento have ads?
Neither BILnet nor Bento shows ads.
Which is updated more often, BILnet or Bento?
BILnet ships an update every 3 weeks, and Bento fortnightly. Most recently, BILnet was updated on October 6, 2026 and Bento on October 10, 2026.

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