BILnet vs DipOut

BILnet: simple, fast, and easy to use. You can perform all of your essential transactions on your mobile! Manage, group, and rename your accounts independently - View your account and credit card balances and transactions in real time - Log in as the account holder or an agent - When you log in to BILnet as an agent, your accounts are now grouped. Tip: to make organising your accounts easier, feel free to rename your accounts and/or change the order in which they are displayed. Free instant payments, made in a few seconds and in just a few clicks! - Your eligible SEPA (single euro payment area) payments are now made instantly, within a few seconds, 24/7, and for free! * - If your instant payment cannot be made, for example if the receiving bank does not accept instant payments, then your payment will be treated as a standard transfer under the relevant time frame. The interface for your transfers and standing orders has been tweaked - Extra fields are now provided when entering details about the beneficiaries of your transfers. From your computer you can set up a standing order directly from the transfer entry screen. Just tick the “Make this a standing order” box. Tip: to avoid making a mistake when you enter your new beneficiary’s IBAN, you can copy/paste it straight into the appropriate field. Better loan management - Your mortgages and your personal, student and investment loans appear in the dedicated “Loan” section of BILnet. These loans now take the form of a contract rather than an account on which movements are recorded. - You can now find additional information about your loans in BILnet, including: o type of loan o amount borrowed/used o current interest rate o next due dates o capital outstanding Find all your electronic documents easily - Download your banking documents in PDF format - Take advantage of the free and environmentally friendly paper-free option so that you no longer receive your documents by post - Sign your documents electronically - All electronic documents are now sorted by date Contact us whenever you need to - Communicate with the bank using secure messaging and share any attachments required Don’t have an account yet? Visit bil.com for more information. The app is available in three languages (FR, DE, EN). *For more information about our tariffs, visit bil.com

DipOut scans your restaurant receipt and catches a sneaky trick: tip suggestions calculated on the post-tax total, so you're quietly tipping on the tax itself. HOW IT WORKS Point your camera at any receipt. DipOut reads the subtotal, tax, and printed tip suggestions, then checks whether the restaurant ran those percentages against the pre-tax subtotal or the inflated post-tax total. If they tipped on tax, it flags it, recalculates a fair tip on the subtotal, and splits the bill evenly between however many people you choose. FEATURES • Instant OCR receipt scanning using Apple Vision — no upload, no account • Detects post-tax tip inflation across all common tip percentages (18%, 20%, 22%, 25%) • Recalculates the correct tip amount on the pre-tax subtotal • Even bill splitting with exact-cent reconciliation so shares always sum correctly • Tip history saved on-device so you can look back at past meals • Pro unlock: unlimited scanning, one-time purchase, no subscription PRIVACY Everything runs on your device. Receipt images are processed by Apple's Vision framework and immediately discarded — never uploaded. No analytics. No trackers. No account required.