BILnet vs ORIZON Money

BILnet: simple, fast, and easy to use. You can perform all of your essential transactions on your mobile! Manage, group, and rename your accounts independently - View your account and credit card balances and transactions in real time - Log in as the account holder or an agent - When you log in to BILnet as an agent, your accounts are now grouped. Tip: to make organising your accounts easier, feel free to rename your accounts and/or change the order in which they are displayed. Free instant payments, made in a few seconds and in just a few clicks! - Your eligible SEPA (single euro payment area) payments are now made instantly, within a few seconds, 24/7, and for free! * - If your instant payment cannot be made, for example if the receiving bank does not accept instant payments, then your payment will be treated as a standard transfer under the relevant time frame. The interface for your transfers and standing orders has been tweaked - Extra fields are now provided when entering details about the beneficiaries of your transfers. From your computer you can set up a standing order directly from the transfer entry screen. Just tick the “Make this a standing order” box. Tip: to avoid making a mistake when you enter your new beneficiary’s IBAN, you can copy/paste it straight into the appropriate field. Better loan management - Your mortgages and your personal, student and investment loans appear in the dedicated “Loan” section of BILnet. These loans now take the form of a contract rather than an account on which movements are recorded. - You can now find additional information about your loans in BILnet, including: o type of loan o amount borrowed/used o current interest rate o next due dates o capital outstanding Find all your electronic documents easily - Download your banking documents in PDF format - Take advantage of the free and environmentally friendly paper-free option so that you no longer receive your documents by post - Sign your documents electronically - All electronic documents are now sorted by date Contact us whenever you need to - Communicate with the bank using secure messaging and share any attachments required Don’t have an account yet? Visit bil.com for more information. The app is available in three languages (FR, DE, EN). *For more information about our tariffs, visit bil.com

ORIZON Money — Your Money. Made Simple. Discover a simpler way to manage your everyday finances with ORIZON Money. Send money to family and friends, grow your savings, fund your account through Mobile Money and make payments directly from your phone. SEND MONEY WITH ZERO TRANSFER FEES Send and receive money between ORIZON accounts without transfer fees. Whether you're supporting family, sharing expenses or making everyday transfers, ORIZON Money makes moving money between people simple and convenient. SAVE AT YOUR OWN PACE With ORIZON Savings, choose the savings option that works for you: • Flexible savings with access to your funds whenever you need them. • Fixed-term savings for 6, 12, 24 or 36 months. • Annual interest rates ranging from 2% to 4%, depending on the savings term. CONNECTED TO YOUR MOBILE MONEY Fund your ORIZON account through MTN MoMo or Orange Money and transfer funds back to these mobile wallets when needed. FREE CASH WITHDRAWALS AT CAMPOST Withdraw cash without fees at 350 CAMPOST offices across Cameroon. SIMPLIFIED EVERYDAY PAYMENTS Pay taxes and other government fees directly from ORIZON Money. AN ACCOUNT FOR EVERYONE Access essential financial services with simple and transparent pricing: • Account maintenance: XAF 100 per month. • Transfers between ORIZON accounts: free. • Withdrawals at CAMPOST offices: free. • MTN MoMo and Orange Money deposits and withdrawals: 0.6%. ORIZON Money combines convenience, accessibility and security to help you manage your money with confidence. In partnership with CAMPOST. Download ORIZON Money and experience a simpler way to manage your finances.