Meritrust Business vs WichitaFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Meritrust Business
Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.
- Self-Service User Access
- ACH Approvals & Positive Pay
- eStatements & Notifications
- Transfer funds
- Bill pay
- Card Activation
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Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. FEATURES: · Self-Service User Access · ACH Approvals & Positive Pay · eStatements & Notifications · Transfer funds · Pay a Person · Bill pay · Make Meritrust loan payments · Card Activation To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy
WichitaFCU
Manage your finances on the go with this mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.
- Add tags, notes, and photos to transactions
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- Reorder or turn off debit cards
- Find branches and ATMs
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Our mobile app allows you to safely and conveniently access WFCU accounts on your mobile device from just about anywhere. Here's what you can do with the Wichita FCU Mobile App: · Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks. · Set up alerts so you know when your balance drops below a certain amount · Make payments, whether you're paying a company or a friend · Transfer money between your accounts · Deposit checks in a snap by taking a picture of the front and back · Reorder your debit card or turn it off if you've misplaced it · View and save your monthly statements · Find branches and ATMs near you · Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is monetization model: WichitaFCU at free against Meritrust Business's free with in-app purchases. WichitaFCU also leads on review sentiment (80% vs 59%) and update cadence (every 4 weeks vs every 3 months). Meritrust Business's advantage is ratings volume (8.3K vs 824). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.8 for WichitaFCU. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 824, so its average is the more settled of the two. Written reviews are what separate them: 59% of Meritrust Business's written reviews are positive against 80% of WichitaFCU's.
Meritrust Business ships an update every 3 months, WichitaFCU every 4 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | Meritrust Business | WichitaFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8.3K ratings) | 4.8 (824 ratings) — better |
| Positive reviews | 59.5% of reviews | 80.0% of reviews — better |
| Number of ratings | 8.3K — better | 824 |
| Update frequency | Every 3 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 113 MB | 198 MB |
| Age rating | 4+ | 12+ |
| Developer | Meritrust Credit Union | Wichita Federal Credit Union |
Customer experience
Meritrust Business
WichitaFCU
Bugs and requests
Meritrust Business
Reported bugs
3 issues- Mobile deposit not working properly
- Login issues on mobile app
- Slow and unreliable performance
Requested features
4 requests- Add ability to lock/unlock debit card
- Improve mobile deposit functionality
- Streamline login and account access
- Enhance app performance and stability
WichitaFCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Meritrust Business
No in-app purchases
WichitaFCU
No in-app purchases
Questions
Is Meritrust Business free?
Is WichitaFCU free?
Which has better reviews, Meritrust Business or WichitaFCU?
Do Meritrust Business or WichitaFCU have ads?
Which is updated more often, Meritrust Business or WichitaFCU?
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