Comparison

Meritrust Business vs WichitaFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritrust Business

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Highlights
  • Self-Service User Access
  • ACH Approvals & Positive Pay
  • eStatements & Notifications
  • Transfer funds
  • Bill pay
  • Card Activation
Features
Read full description

Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. FEATURES: · Self-Service User Access · ACH Approvals & Positive Pay · eStatements & Notifications · Transfer funds · Pay a Person · Bill pay · Make Meritrust loan payments · Card Activation To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy

About

WichitaFCU

Manage your finances on the go with this mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

Highlights
  • Add tags, notes, and photos to transactions
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • Reorder or turn off debit cards
  • Find branches and ATMs
Features
Read full description

Our mobile app allows you to safely and conveniently access WFCU accounts on your mobile device from just about anywhere. Here's what you can do with the Wichita FCU Mobile App: · Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks. · Set up alerts so you know when your balance drops below a certain amount · Make payments, whether you're paying a company or a friend · Transfer money between your accounts · Deposit checks in a snap by taking a picture of the front and back · Reorder your debit card or turn it off if you've misplaced it · View and save your monthly statements · Find branches and ATMs near you · Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

Meritrust Business4 screens
WichitaFCU4 screens

Verdict

The call

The clearest difference is monetization model: WichitaFCU at free against Meritrust Business's free with in-app purchases. WichitaFCU also leads on review sentiment (80% vs 59%) and update cadence (every 4 weeks vs every 3 months). Meritrust Business's advantage is ratings volume (8.3K vs 824). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.8 for WichitaFCU. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 824, so its average is the more settled of the two. Written reviews are what separate them: 59% of Meritrust Business's written reviews are positive against 80% of WichitaFCU's.

UpkeepUpdate frequency

Meritrust Business ships an update every 3 months, WichitaFCU every 4 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Meritrust Business versus WichitaFCU: the parameters behind the verdict, then further details
ParameterMeritrust BusinessWichitaFCU
PriceFreeFree
Rating4.8 (8.3K ratings)4.8 (824 ratings) — better
Positive reviews59.5% of reviews80.0% of reviews — better
Number of ratings8.3K — better824
Update frequencyEvery 3 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size113 MB198 MB
Age rating4+12+
DeveloperMeritrust Credit UnionWichita Federal Credit Union

Customer experience

Meritrust Business

All ratings8,271 ratings
Positive95.7%
Neutral2.0%
Negative2.3%
Written reviews74 reviews
Positive59.5%
Neutral13.5%
Negative27.0%

WichitaFCU

All ratings816 ratings
Positive96.1%
Neutral1.6%
Negative2.3%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Bugs and requests

Meritrust Business

Reported bugs

3 issues
  • Mobile deposit not working properly
  • Login issues on mobile app
  • Slow and unreliable performance

Requested features

4 requests
  • Add ability to lock/unlock debit card
  • Improve mobile deposit functionality
  • Streamline login and account access
  • Enhance app performance and stability

WichitaFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Meritrust Business

No in-app purchases

None

WichitaFCU

No in-app purchases

Questions

Is Meritrust Business free?
Meritrust Business is free to download, with no in-app purchases.
Is WichitaFCU free?
WichitaFCU is free to download, with no in-app purchases.
Which has better reviews, Meritrust Business or WichitaFCU?
WichitaFCU is rated higher. Meritrust Business averages 4.8 out of 5 from 8.3K ratings, while WichitaFCU averages 4.8 from 824 ratings.
Do Meritrust Business or WichitaFCU have ads?
Neither Meritrust Business nor WichitaFCU shows ads.
Which is updated more often, Meritrust Business or WichitaFCU?
Meritrust Business ships an update every 3 months, and WichitaFCU every 4 weeks. Most recently, Meritrust Business was updated on November 1, 2026 and WichitaFCU on October 30, 2026.

Other comparisons