Comparison

Meritrust Business vs 2UFi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritrust Business

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Highlights
  • Self-Service User Access
  • ACH Approvals & Positive Pay
  • eStatements & Notifications
  • Transfer funds
  • Bill pay
  • Card Activation
Features
Read full description

Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. FEATURES: · Self-Service User Access · ACH Approvals & Positive Pay · eStatements & Notifications · Transfer funds · Pay a Person · Bill pay · Make Meritrust loan payments · Card Activation To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy

About

2UFi

This finance app helps small businesses manage operations and finances. It offers features for payments, cash flow monitoring, automated savings, and debit card control. Gain insights and make better decisions with real-time alerts and flexible team access.

Highlights
  • Link external accounts
  • Monitor transactions and cash flow
  • Automated savings with interest
  • Fast, low-fee money movement
  • Debit card control and management
  • Secure document storage
  • Real-time financial insights and alerts
  • Flexible team access with custom permissions
Features
Read full description

2UFi is built to assist small businesses in simplifying operations and managing finances with ease. Equipped with robust features for payments and financial analytics, it empowers you to oversee your business anytime, from anywhere. Its user-friendly design and secure system enable seamless transaction handling, cash flow monitoring, and efficient business management. All Your Accounts in One Place • Link external accounts • Monitor transactions and cash flow across institutions Automated Savings That Earn: 2UFi Business Suite • Your money shifts to a savings account to help you earn more Fast, Low-Fee Money Movement • Free: incoming wires, next-day ACH, mobile deposit, billpay • Low-cost: same-day ACH ($2), domestic wires ($10) Full Debit Card Control • Instantly lock, cancel, or control your card • Manage debit cards for your entire team in one place Your 2U Passport™ • Enter your business info once — done • Organize and securely store key documents • Personalize your 2UFi experience Smarter Insights, Better Decisions • Spot trends in real time • See balances, spending, and cash flow at a glance • Get actionable recommendations Real-Time Alerts • Stay informed on key activity and balance changes • 2UFi watches your money, so you don’t have to Flexible Team Access • Add team members with custom access • Dual-control for safer payments 2UFi gives small business owners the tools they need to manage money, learn from it, and move forward with clarity and confidence — no jargon, no guesswork.

Screenshots

Meritrust Business4 screens
2UFi4 screens

Verdict

The call

The clearest difference is monetization model: 2UFi at free against Meritrust Business's free with in-app purchases. 2UFi also leads on update cadence (every 3 weeks vs every 3 months). Meritrust Business's advantage is ratings volume (8.3K vs 15). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Meritrust Business against 4.7 for 2UFi. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 15, so its average is the more settled of the two.

UpkeepUpdate frequency

Meritrust Business ships an update every 3 months, 2UFi every 3 weeks. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
Meritrust Business versus 2UFi: the parameters behind the verdict, then further details
ParameterMeritrust Business2UFi
PriceFreeFree
Rating4.8 (8.3K ratings) — better4.7 (15 ratings)
Positive reviews59.5% of reviews—
Number of ratings8.3K — better15
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size113 MB113 MB
Age rating4+4+
DeveloperMeritrust Credit Union2UniFi, LLC

Customer experience

Meritrust Business

All ratings8,271 ratings
Positive95.7%
Neutral2.0%
Negative2.3%
Written reviews74 reviews
Positive59.5%
Neutral13.5%
Negative27.0%

2UFi

All ratings15 ratings
Positive93.3%
Neutral0.0%
Negative6.7%

Bugs and requests

Meritrust Business

Reported bugs

3 issues
  • Mobile deposit not working properly
  • Login issues on mobile app
  • Slow and unreliable performance

Requested features

4 requests
  • Add ability to lock/unlock debit card
  • Improve mobile deposit functionality
  • Streamline login and account access
  • Enhance app performance and stability

2UFi

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Meritrust Business

No in-app purchases

None

2UFi

No in-app purchases

Questions

Is Meritrust Business free?
Meritrust Business is free to download, with no in-app purchases.
Is 2UFi free?
2UFi is free to download, with no in-app purchases.
Which has better reviews, Meritrust Business or 2UFi?
Meritrust Business is rated higher. Meritrust Business averages 4.8 out of 5 from 8.3K ratings, while 2UFi averages 4.7 from 15 ratings.
Do Meritrust Business or 2UFi have ads?
Neither Meritrust Business nor 2UFi shows ads.
Which is updated more often, Meritrust Business or 2UFi?
Meritrust Business ships an update every 3 months, and 2UFi every 3 weeks. Most recently, Meritrust Business was updated on October 26, 2026 and 2UFi on October 22, 2026.

Other comparisons