Comparison

Meritrust Business vs INTRUST Treasury Online

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritrust Business

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Highlights
  • Self-Service User Access
  • ACH Approvals & Positive Pay
  • eStatements & Notifications
  • Transfer funds
  • Bill pay
  • Card Activation
Features
Read full description

Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. FEATURES: · Self-Service User Access · ACH Approvals & Positive Pay · eStatements & Notifications · Transfer funds · Pay a Person · Bill pay · Make Meritrust loan payments · Card Activation To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy

About

INTRUST Treasury Online

Manage your company's finances with secure and convenient access to accounts, transactions, and payment tools. Customize your dashboard for efficiency and utilize advanced reporting for financial insights. Get support directly through the app.

Highlights
  • Account and transaction management
  • Customizable dashboard
  • Bill payment scheduling
  • ACH origination
  • Check and ACH Positive Pay
  • Enhanced financial reporting
  • Secure in-app messaging support
Features
Read full description

Our history of innovation can be traced back to our founding in 1876. Today that means giving you convenient and secure access to manage your company’s finances. If you don’t have an account with INTRUST Bank, please visit intrustbank.com to learn more about the accounts we offer. VIEW AND MANAGE YOUR ACCOUNTS AND TRANSACTIONS View your company’s accounts and balances, search and filter transactions, create alerts, and transfer funds between accounts. CUSTOMIZE YOUR DASHBOARD Improve your efficiency by configuring your dashboard to highlight the accounts and tools you use most often and hide those you don’t. Take actions like initiating transfers or approving ACH payments right from the dashboard. PAY BILLS Schedule one-time or recurring payments to any company or vendor in the United States. ADDITIONAL PAYMENT TOOLS As your business grows and becomes more complex, so do your finances. Once enrolled in these additional payment services, you can use them in Treasury Online. ACH Origination - An efficient way to electronically send payments to vendors or employees. Create payments manually or through a file upload. Check Positive Pay - Protect your business from check fraud by using this tool to compare expected check payments to those that post to your account. ACH Positive Pay - Mitigate ACH fraud by using this powerful tool to approve or decline ACH payments from your accounts. ENHANCED REPORTING Review your company’s financial position by adding Enhanced Reporting. Leverage out-of-the-box reports or create your own custom balance and transaction reports you can reference anytime. GET SUPPORT If you have a question or need help with your accounts, you can send a secure message to Treasury Services any time online or through the app. A member of our team will be there to assist you as soon as possible during our support hours. If you have questions about the app or need assistance, contact Treasury Services at 800-905-6630 and we’ll be happy to help. Member FDIC

Screenshots

Meritrust Business4 screens
INTRUST Treasury Online4 screens

Verdict

The call

The clearest difference is monetization model: INTRUST Treasury Online at free against Meritrust Business's free with in-app purchases. INTRUST Treasury Online also leads on rating (5.0 vs 4.8). Meritrust Business's advantage is ratings volume (8.3K vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

INTRUST Treasury Online holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Meritrust Business ships an update every 3 months, INTRUST Treasury Online every 2 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Meritrust Business versus INTRUST Treasury Online: the parameters behind the verdict, then further details
ParameterMeritrust BusinessINTRUST Treasury Online
PriceFreeFree
Rating4.8 (8.3K ratings)5.0 (5 ratings) — better
Positive reviews59.5% of reviews—
Number of ratings8.3K — better5
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.0
Further details — not scored
Size113 MB1 MB
Age rating4+4+
DeveloperMeritrust Credit UnionINTRUST Bank

Customer experience

Meritrust Business

All ratings8,271 ratings
Positive95.7%
Neutral2.0%
Negative2.3%
Written reviews74 reviews
Positive59.5%
Neutral13.5%
Negative27.0%

INTRUST Treasury Online

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Meritrust Business

Reported bugs

3 issues
  • Mobile deposit not working properly
  • Login issues on mobile app
  • Slow and unreliable performance

Requested features

4 requests
  • Add ability to lock/unlock debit card
  • Improve mobile deposit functionality
  • Streamline login and account access
  • Enhance app performance and stability

INTRUST Treasury Online

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Meritrust Business

No in-app purchases

None

INTRUST Treasury Online

No in-app purchases

Questions

Is Meritrust Business free?
Meritrust Business is free to download, with no in-app purchases.
Is INTRUST Treasury Online free?
INTRUST Treasury Online is free to download, with no in-app purchases.
Which has better reviews, Meritrust Business or INTRUST Treasury Online?
INTRUST Treasury Online is rated higher. Meritrust Business averages 4.8 out of 5 from 8.3K ratings, while INTRUST Treasury Online averages 5.0 from 5 ratings.
Do Meritrust Business or INTRUST Treasury Online have ads?
Neither Meritrust Business nor INTRUST Treasury Online shows ads.
Which is updated more often, Meritrust Business or INTRUST Treasury Online?
Meritrust Business ships an update every 3 months, and INTRUST Treasury Online every 2 months. Most recently, Meritrust Business was updated on November 6, 2026 and INTRUST Treasury Online on October 30, 2026.

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