Meritrust Business vs INTRUST Treasury Online
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Meritrust Business
Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.
- Self-Service User Access
- ACH Approvals & Positive Pay
- eStatements & Notifications
- Transfer funds
- Bill pay
- Card Activation
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Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. FEATURES: · Self-Service User Access · ACH Approvals & Positive Pay · eStatements & Notifications · Transfer funds · Pay a Person · Bill pay · Make Meritrust loan payments · Card Activation To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy
INTRUST Treasury Online
Manage your company's finances with secure and convenient access to accounts, transactions, and payment tools. Customize your dashboard for efficiency and utilize advanced reporting for financial insights. Get support directly through the app.
- Account and transaction management
- Customizable dashboard
- Bill payment scheduling
- ACH origination
- Check and ACH Positive Pay
- Enhanced financial reporting
- Secure in-app messaging support
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Our history of innovation can be traced back to our founding in 1876. Today that means giving you convenient and secure access to manage your company’s finances. If you don’t have an account with INTRUST Bank, please visit intrustbank.com to learn more about the accounts we offer. VIEW AND MANAGE YOUR ACCOUNTS AND TRANSACTIONS View your company’s accounts and balances, search and filter transactions, create alerts, and transfer funds between accounts. CUSTOMIZE YOUR DASHBOARD Improve your efficiency by configuring your dashboard to highlight the accounts and tools you use most often and hide those you don’t. Take actions like initiating transfers or approving ACH payments right from the dashboard. PAY BILLS Schedule one-time or recurring payments to any company or vendor in the United States. ADDITIONAL PAYMENT TOOLS As your business grows and becomes more complex, so do your finances. Once enrolled in these additional payment services, you can use them in Treasury Online. ACH Origination - An efficient way to electronically send payments to vendors or employees. Create payments manually or through a file upload. Check Positive Pay - Protect your business from check fraud by using this tool to compare expected check payments to those that post to your account. ACH Positive Pay - Mitigate ACH fraud by using this powerful tool to approve or decline ACH payments from your accounts. ENHANCED REPORTING Review your company’s financial position by adding Enhanced Reporting. Leverage out-of-the-box reports or create your own custom balance and transaction reports you can reference anytime. GET SUPPORT If you have a question or need help with your accounts, you can send a secure message to Treasury Services any time online or through the app. A member of our team will be there to assist you as soon as possible during our support hours. If you have questions about the app or need assistance, contact Treasury Services at 800-905-6630 and we’ll be happy to help. Member FDIC
Screenshots
Verdict
The clearest difference is monetization model: INTRUST Treasury Online at free against Meritrust Business's free with in-app purchases. INTRUST Treasury Online also leads on rating (5.0 vs 4.8). Meritrust Business's advantage is ratings volume (8.3K vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
INTRUST Treasury Online holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Meritrust Business has 8.3K ratings behind it against 5, so its average is the more settled of the two.
Meritrust Business ships an update every 3 months, INTRUST Treasury Online every 2 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.
| Parameter | Meritrust Business | INTRUST Treasury Online |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (8.3K ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 59.5% of reviews | — |
| Number of ratings | 8.3K — better | 5 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 113 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Meritrust Credit Union | INTRUST Bank |
Customer experience
Meritrust Business
INTRUST Treasury Online
Bugs and requests
Meritrust Business
Reported bugs
3 issues- Mobile deposit not working properly
- Login issues on mobile app
- Slow and unreliable performance
Requested features
4 requests- Add ability to lock/unlock debit card
- Improve mobile deposit functionality
- Streamline login and account access
- Enhance app performance and stability
INTRUST Treasury Online
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Meritrust Business
No in-app purchases
INTRUST Treasury Online
No in-app purchases
Questions
Is Meritrust Business free?
Is INTRUST Treasury Online free?
Which has better reviews, Meritrust Business or INTRUST Treasury Online?
Do Meritrust Business or INTRUST Treasury Online have ads?
Which is updated more often, Meritrust Business or INTRUST Treasury Online?
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