Comparison

FSCB Banking vs MOPAC MOBILE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSCB Banking

Manage your finances on the go with this comprehensive banking app. Track account balances, deposit checks remotely, transfer funds, and pay bills. It also offers budgeting tools, savings goals, and card controls for enhanced financial management.

Highlights
  • Account management
  • Mobile check deposit
  • Money transfers
  • Bill payment
  • Budgeting tools
  • Savings goals
  • Debit card controls
Features
Read full description

With the FSCB Digital Banking app, you can bank on the go! You can manage your accounts, check account balances, view account activity, view eStatements and Notices, take photos of checks for mobile deposit, transfer money internally and externally, and pay bills. The FSCB Digital Banking App is available to all First State Community Banking customers. Access your FSCB accounts using your login ID and password. The FSCB Digital Banking App is fast, free, and secure! Additional Banking Features Include: • Money Management tools to calculate net worth, set budgets, view spending habits and trends, and set up a debt payment plan. • Create digital Goals to help save money and plan for expenses. • Setup alerts via text, email, or push notifications. • Manage your debit card with card controls. You’ll be able to activate, deactivate, or lock your card. Setup alerts, spending limits, send travel messages, and more. • Enroll in Credit Score & Reporting to obtain your credit score and the factors that influence it. • Locate FSCB branches and ATMs using GPS provided by your mobile phone. • Our business services include ACH, Wires, Positive Pay, Autobooks, and more. *Banking features are subject to eligibility and terms and conditions. *Charges may be applied by your mobile carrier for text messages and internet access. First State Community Bank Farmington Main - 201 E. Columbia Street Farmington MO 63640 Customer Care Center, 877-955-3722 https://www.fscb.com Member FDIC - Equal Housing Lender

About

MOPAC MOBILE

Manage your MOPAC EFCU accounts conveniently from your mobile device. Check balances, review transactions, transfer funds, and pay bills securely and quickly. Requires enrollment in MOPAC EFCU Online Banking.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure and fast access
Features
Read full description

Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to you MOPAC EFCU accounts anytime, anywhere. You have access to check your balances, pay bills, and transfer money…while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in MOPAC EFCU Online Banking to use this app. To enroll, visit www.mopaccu.com or visit our office. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA

Screenshots

FSCB Banking4 screens
MOPAC MOBILE4 screens

Verdict

The call

The clearest difference is review sentiment: FSCB Banking at 68% against MOPAC MOBILE's 0%. FSCB Banking also leads on ads (none vs shown) and ratings volume (2.5K vs 73). MOPAC MOBILE's advantage is rating (4.7 vs 4.5). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MOPAC MOBILE holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: FSCB Banking has 2.5K ratings behind it against 73, so its average is the more settled of the two. Written reviews complicate that: 68% of FSCB Banking's written reviews are positive against 0% of MOPAC MOBILE's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

FSCB Banking ships an update every 3 months, MOPAC MOBILE every 4 months. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.

Scorecard5 real differences · 5 level
FSCB Banking versus MOPAC MOBILE: the parameters behind the verdict, then further details
ParameterFSCB BankingMOPAC MOBILE
PriceFreeFree
Rating4.5 (2.5K ratings)4.7 (73 ratings) — better
Positive reviews68.1% of reviews — better0.0% of reviews
Number of ratings2.5K — better73
Update frequencyEvery 3 months — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size103 MB100 MB
Age rating4+4+
DeveloperFirst State Community BankMOPAC Employees Federal Credit Union

Customer experience

FSCB Banking

All ratings2,458 ratings
Positive88.6%
Neutral2.2%
Negative9.2%
Written reviews301 reviews
Positive68.1%
Neutral3.3%
Negative28.6%

MOPAC MOBILE

All ratings70 ratings
Positive91.4%
Neutral5.7%
Negative2.9%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

FSCB Banking

Reported bugs

3 issues
  • Login issues and inability to access accounts
  • Disappearing transactions and incorrect balances
  • Compatibility problems with newer iOS versions

Requested features

4 requests
  • Improved transaction history and reporting
  • Ability to lock/unlock cards directly in the app
  • Real-time balance updates and notifications
  • Smoother mobile check deposit process

MOPAC MOBILE

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FSCB Banking

No in-app purchases

None

MOPAC MOBILE

No in-app purchases

Questions

Is FSCB Banking free?
FSCB Banking is free to download, with no in-app purchases.
Is MOPAC MOBILE free?
MOPAC MOBILE is free to download, with no in-app purchases.
Which has better reviews, FSCB Banking or MOPAC MOBILE?
MOPAC MOBILE is rated higher. FSCB Banking averages 4.5 out of 5 from 2.5K ratings, while MOPAC MOBILE averages 4.7 from 73 ratings.
Do FSCB Banking or MOPAC MOBILE have ads?
MOPAC MOBILE shows ads; FSCB Banking does not.
Which is updated more often, FSCB Banking or MOPAC MOBILE?
FSCB Banking ships an update every 3 months, and MOPAC MOBILE every 4 months. Most recently, FSCB Banking was updated on October 15, 2026 and MOPAC MOBILE on October 9, 2026.

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