Comparison

FSCB Banking vs First Community CU (MO)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSCB Banking

Manage your finances on the go with this comprehensive banking app. Track account balances, deposit checks remotely, transfer funds, and pay bills. It also offers budgeting tools, savings goals, and card controls for enhanced financial management.

Highlights
  • Account management
  • Mobile check deposit
  • Money transfers
  • Bill payment
  • Budgeting tools
  • Savings goals
  • Debit card controls
Features
Read full description

With the FSCB Digital Banking app, you can bank on the go! You can manage your accounts, check account balances, view account activity, view eStatements and Notices, take photos of checks for mobile deposit, transfer money internally and externally, and pay bills. The FSCB Digital Banking App is available to all First State Community Banking customers. Access your FSCB accounts using your login ID and password. The FSCB Digital Banking App is fast, free, and secure! Additional Banking Features Include: • Money Management tools to calculate net worth, set budgets, view spending habits and trends, and set up a debt payment plan. • Create digital Goals to help save money and plan for expenses. • Setup alerts via text, email, or push notifications. • Manage your debit card with card controls. You’ll be able to activate, deactivate, or lock your card. Setup alerts, spending limits, send travel messages, and more. • Enroll in Credit Score & Reporting to obtain your credit score and the factors that influence it. • Locate FSCB branches and ATMs using GPS provided by your mobile phone. • Our business services include ACH, Wires, Positive Pay, Autobooks, and more. *Banking features are subject to eligibility and terms and conditions. *Charges may be applied by your mobile carrier for text messages and internet access. First State Community Bank Farmington Main - 201 E. Columbia Street Farmington MO 63640 Customer Care Center, 877-955-3722 https://www.fscb.com Member FDIC - Equal Housing Lender

About

First Community CU (MO)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.

Highlights
  • View account balances and transaction history
  • Transfer funds between accounts
  • Deposit checks remotely
  • Schedule and pay bills
  • Find branch and ATM locations
  • View deposit and loan rates
Features
Read full description

First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. TRANSFERS --Transfer funds between your credit union accounts and loans. DEPOSITS -- Deposit checks to your accounts remotely PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. LOCATIONS --Find Branch and ATM locations near you. RATES -- Get deposit and loan rates. CONTACT US – Need help? We’re here for you. SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.

Screenshots

FSCB Banking4 screens
First Community CU (MO)4 screens

Verdict

The call

The clearest difference is rating: First Community CU (MO) at 4.8 against FSCB Banking's 4.5. First Community CU (MO) also leads on ratings volume (26K vs 2.5K). FSCB Banking's advantage is review sentiment (68% vs 56%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First Community CU (MO) holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: First Community CU (MO) has 26K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews complicate that: 68% of FSCB Banking's written reviews are positive against 56% of First Community CU (MO)'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 20, 2026.

Scorecard3 real differences · 7 level
FSCB Banking versus First Community CU (MO): the parameters behind the verdict, then further details
ParameterFSCB BankingFirst Community CU (MO)
PriceFreeFree
Rating4.5 (2.5K ratings)4.8 (26K ratings) — better
Positive reviews68.1% of reviews — better56.0% of reviews
Number of ratings2.5K26K — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS16.0 — better17.0
Further details — not scored
Size103 MB114 MB
Age rating4+4+
DeveloperFirst State Community BankFirst Community Credit Union (MO)

Customer experience

FSCB Banking

All ratings2,458 ratings
Positive88.6%
Neutral2.2%
Negative9.2%
Written reviews301 reviews
Positive68.1%
Neutral3.3%
Negative28.6%

First Community CU (MO)

All ratings24,815 ratings
Positive95.4%
Neutral1.8%
Negative2.8%
Written reviews182 reviews
Positive56.0%
Neutral9.9%
Negative34.1%

User reviews

FSCB Banking

From 2.5K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Quick and responsive
  • 🔒 Secure banking
  • 💡 Helpful features like goals and credit reporting

Room to improve

  • 🐛 Frequent crashes and glitches
  • 🔍 Difficult to find and access certain features
  • 🕰️ Slow loading times and lags
  • 💰 Inconsistent account balances and transaction tracking

First Community CU (MO)

From 26K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient access to accounts
  • 🔒 Secure banking
  • 💡 Helpful features like notes for transfers

Room to improve

  • 🐛 Frequent app crashes and stability issues
  • 🐛 Balance and transaction display problems
  • 🐛 Unreliable mobile check deposit
  • 🐛 Slow processing of transactions and transfers
  • 🤔 Unnecessary changes to UI and features

Bugs and requests

FSCB Banking

Reported bugs

3 issues
  • Login issues and inability to access accounts
  • Disappearing transactions and incorrect balances
  • Compatibility problems with newer iOS versions

Requested features

4 requests
  • Improved transaction history and reporting
  • Ability to lock/unlock cards directly in the app
  • Real-time balance updates and notifications
  • Smoother mobile check deposit process

First Community CU (MO)

Reported bugs

3 issues
  • Login issues with incorrect password errors
  • Notification badges that don't clear
  • Crashes when trying to access certain features

Requested features

5 requests
  • Dark mode option
  • Ability to nickname accounts
  • Instant transaction notifications
  • Card controls (lock/unlock)
  • Longer history of transactions and statements

In-app purchases

None

FSCB Banking

No in-app purchases

None

First Community CU (MO)

No in-app purchases

Questions

Is FSCB Banking free?
FSCB Banking is free to download, with no in-app purchases.
Is First Community CU (MO) free?
First Community CU (MO) is free to download, with no in-app purchases.
Which has better reviews, FSCB Banking or First Community CU (MO)?
First Community CU (MO) is rated higher. FSCB Banking averages 4.5 out of 5 from 2.5K ratings, while First Community CU (MO) averages 4.8 from 26K ratings.
Do FSCB Banking or First Community CU (MO) have ads?
Neither FSCB Banking nor First Community CU (MO) shows ads.
Which is updated more often, FSCB Banking or First Community CU (MO)?
FSCB Banking ships an update every 3 months, and First Community CU (MO) every 3 months. Most recently, FSCB Banking was updated on October 20, 2026 and First Community CU (MO) on October 20, 2026.

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