FSCB Banking vs First Community CU (MO)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FSCB Banking
Manage your finances on the go with this comprehensive banking app. Track account balances, deposit checks remotely, transfer funds, and pay bills. It also offers budgeting tools, savings goals, and card controls for enhanced financial management.
- Account management
- Mobile check deposit
- Money transfers
- Bill payment
- Budgeting tools
- Savings goals
- Debit card controls
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With the FSCB Digital Banking app, you can bank on the go! You can manage your accounts, check account balances, view account activity, view eStatements and Notices, take photos of checks for mobile deposit, transfer money internally and externally, and pay bills. The FSCB Digital Banking App is available to all First State Community Banking customers. Access your FSCB accounts using your login ID and password. The FSCB Digital Banking App is fast, free, and secure! Additional Banking Features Include: • Money Management tools to calculate net worth, set budgets, view spending habits and trends, and set up a debt payment plan. • Create digital Goals to help save money and plan for expenses. • Setup alerts via text, email, or push notifications. • Manage your debit card with card controls. You’ll be able to activate, deactivate, or lock your card. Setup alerts, spending limits, send travel messages, and more. • Enroll in Credit Score & Reporting to obtain your credit score and the factors that influence it. • Locate FSCB branches and ATMs using GPS provided by your mobile phone. • Our business services include ACH, Wires, Positive Pay, Autobooks, and more. *Banking features are subject to eligibility and terms and conditions. *Charges may be applied by your mobile carrier for text messages and internet access. First State Community Bank Farmington Main - 201 E. Columbia Street Farmington MO 63640 Customer Care Center, 877-955-3722 https://www.fscb.com Member FDIC - Equal Housing Lender
First Community CU (MO)
Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks remotely, and pay bills. Find nearby branches and ATMs, and view current rates. Your banking sessions are secured with SSL encryption.
- View account balances and transaction history
- Transfer funds between accounts
- Deposit checks remotely
- Schedule and pay bills
- Find branch and ATM locations
- View deposit and loan rates
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First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. TRANSFERS --Transfer funds between your credit union accounts and loans. DEPOSITS -- Deposit checks to your accounts remotely PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. LOCATIONS --Find Branch and ATM locations near you. RATES -- Get deposit and loan rates. CONTACT US – Need help? We’re here for you. SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.
Screenshots
Verdict
The clearest difference is rating: First Community CU (MO) at 4.8 against FSCB Banking's 4.5. First Community CU (MO) also leads on ratings volume (26K vs 2.5K). FSCB Banking's advantage is review sentiment (68% vs 56%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Community CU (MO) holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: First Community CU (MO) has 26K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews complicate that: 68% of FSCB Banking's written reviews are positive against 56% of First Community CU (MO)'s, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 20, 2026.
| Parameter | FSCB Banking | First Community CU (MO) |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.5K ratings) | 4.8 (26K ratings) — better |
| Positive reviews | 68.1% of reviews — better | 56.0% of reviews |
| Number of ratings | 2.5K | 26K — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 103 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | First State Community Bank | First Community Credit Union (MO) |
Customer experience
FSCB Banking
First Community CU (MO)
User reviews
FSCB Banking
From 2.5K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Quick and responsive
- 🔒 Secure banking
- 💡 Helpful features like goals and credit reporting
Room to improve
- 🐛 Frequent crashes and glitches
- 🔍 Difficult to find and access certain features
- 🕰️ Slow loading times and lags
- 💰 Inconsistent account balances and transaction tracking
First Community CU (MO)
From 26K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers
Room to improve
- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features
Bugs and requests
FSCB Banking
Reported bugs
3 issues- Login issues and inability to access accounts
- Disappearing transactions and incorrect balances
- Compatibility problems with newer iOS versions
Requested features
4 requests- Improved transaction history and reporting
- Ability to lock/unlock cards directly in the app
- Real-time balance updates and notifications
- Smoother mobile check deposit process
First Community CU (MO)
Reported bugs
3 issues- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features
Requested features
5 requests- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements
In-app purchases
FSCB Banking
No in-app purchases
First Community CU (MO)
No in-app purchases
Questions
Is FSCB Banking free?
Is First Community CU (MO) free?
Which has better reviews, FSCB Banking or First Community CU (MO)?
Do FSCB Banking or First Community CU (MO) have ads?
Which is updated more often, FSCB Banking or First Community CU (MO)?
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