Comparison

First Comm Credit Union Mobile vs First Community CU (MO)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Comm Credit Union Mobile

Manage your finances on the go with this mobile banking app. Perform transactions, deposit checks, pay bills, and locate ATMs and branches securely. Get quick answers to your questions through the in-app FAQ.

Highlights
  • Account management
  • Fund transfers
  • Mobile check deposit
  • Bill payment
  • ATM and branch locator
  • Security encryption
Features
Read full description

First Community Credit Union’s Mobile Banking Application for the iPhone™ and iPad™ BANK 24/7 Manage your accounts, make quick transfers, deposit checks, view copies of your cleared checks, pay bills, receive alerts and find the closest ATM in First Community’s network. SAFE and SECURE First Community Credit Union uses TLS (Transport Layer Security) encryption to communicate securely through all mobile service providers. Security measures block unauthorized access and protect your data, no matter how you access your accounts. LOCATE With a single click, you can find the no-fee ATMs near you and locate the closest First Community branch. Our search map provides addresses and branch contact information. ANSWERS Consult our Frequently Asked Questions for quick answers about First Community’s Mobile App at www.myfirstccu.org

About

First Community CU (MO)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks, pay bills, and find ATM locations. Enjoy secure, 24/7 banking from your smartphone or tablet.

Highlights
  • View account balances and transaction history
  • Transfer funds between accounts
  • Remote check deposit
  • Schedule and pay bills
  • Find branch and ATM locations
  • Access deposit and loan rates
  • Secure banking with SSL encryption
Features
Read full description

First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. TRANSFERS --Transfer funds between your credit union accounts and loans. DEPOSITS -- Deposit checks to your accounts remotely PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. LOCATIONS --Find Branch and ATM locations near you. RATES -- Get deposit and loan rates. CONTACT US – Need help? We’re here for you. SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.

Screenshots

First Comm Credit Union Mobile4 screens
First Community CU (MO)4 screens

Verdict

The call

The clearest difference is review sentiment: First Community CU (MO) at 56% against First Comm Credit Union Mobile's 13%. First Community CU (MO) also leads on rating (4.8 vs 2.3) and ratings volume (26K vs 72). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First Community CU (MO) holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: First Community CU (MO) has 26K ratings behind it against 72, so its average is the more settled of the two. Written reviews point the same way: 13% of First Comm Credit Union Mobile's written reviews are positive against 56% of First Community CU (MO)'s.

UpkeepUpdate frequency

First Comm Credit Union Mobile ships an update every 8 months, First Community CU (MO) every 3 months. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.

Scorecard4 real differences · 6 level
First Comm Credit Union Mobile versus First Community CU (MO): the parameters behind the verdict, then further details
ParameterFirst Comm Credit Union MobileFirst Community CU (MO)
PriceFreeFree
Rating2.3 (72 ratings)4.8 (26K ratings) — better
Positive reviews12.8% of reviews56.5% of reviews — better
Number of ratings7226K — better
Update frequencyEvery 8 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS16.0 — better17.0
Further details — not scored
Size95 MB114 MB
Age rating4+4+
DeveloperFirst Community Credit UnionFirst Community Credit Union (MO)

Customer experience

First Comm Credit Union Mobile

All ratings48 ratings
Positive20.8%
Neutral6.3%
Negative72.9%
Written reviews109 reviews
Positive12.8%
Neutral7.3%
Negative79.8%

First Community CU (MO)

All ratings26,007 ratings
Positive95.4%
Neutral1.8%
Negative2.8%
Written reviews186 reviews
Positive56.5%
Neutral9.7%
Negative33.9%

User reviews

First Comm Credit Union Mobile

From 72 App Store ratings

What we love

  • 👍 Easy to use interface
  • 🚀 Fast transfers and transactions
  • 💳 Mobile check deposit feature (when working)
  • 🔐 Biometric login options
  • 📱 Account preview without login

Room to improve

  • 🐛 Frequent app crashes and freezes
  • 🔓 Persistent login failures
  • ❌ Mobile deposit consistently broken
  • ⚠️ App becomes unusable after updates
  • 🔄 Requires constant re-authentication

First Community CU (MO)

From 26K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient access to accounts
  • 🔒 Secure banking
  • 💡 Helpful features like notes for transfers

Room to improve

  • 🐛 Frequent app crashes and stability issues
  • 🐛 Balance and transaction display problems
  • 🐛 Unreliable mobile check deposit
  • 🐛 Slow processing of transactions and transfers
  • 🤔 Unnecessary changes to UI and features

Bugs and requests

First Comm Credit Union Mobile

Reported bugs

14 issues
  • App crashes immediately upon opening
  • Login credentials rejected despite being correct
  • Invalid credentials error loops
  • Mobile deposit timeout errors
  • Black screen when loading services
Show 9 more
  • Security channel selection screen with no visible options
  • Biometric authentication fails repeatedly
  • App force closes during transactions
  • Transfer between accounts fails
  • Face ID/Touch ID not working
  • App won't stay logged in
  • Device not recognized errors
  • Blank account display after login
  • App unresponsive to user input

Requested features

10 requests
  • Dark mode support
  • Landscape orientation support
  • Higher mobile deposit limits
  • Transfer to other financial institutions
  • Running balance display for transactions
Show 5 more
  • Improved Face ID/Touch ID reliability
  • Remember login credentials
  • Express/quick view that stays logged in
  • Better iPad/tablet compatibility
  • More frequent app updates and maintenance

First Community CU (MO)

Reported bugs

3 issues
  • Login issues with incorrect password errors
  • Notification badges that don't clear
  • Crashes when trying to access certain features

Requested features

5 requests
  • Dark mode option
  • Ability to nickname accounts
  • Instant transaction notifications
  • Card controls (lock/unlock)
  • Longer history of transactions and statements

In-app purchases

None

First Comm Credit Union Mobile

No in-app purchases

None

First Community CU (MO)

No in-app purchases

Questions

Is First Comm Credit Union Mobile free?
First Comm Credit Union Mobile is free to download, with no in-app purchases.
Is First Community CU (MO) free?
First Community CU (MO) is free to download, with no in-app purchases.
Which has better reviews, First Comm Credit Union Mobile or First Community CU (MO)?
First Community CU (MO) is rated higher. First Comm Credit Union Mobile averages 2.3 out of 5 from 72 ratings, while First Community CU (MO) averages 4.8 from 26K ratings.
Do First Comm Credit Union Mobile or First Community CU (MO) have ads?
Neither First Comm Credit Union Mobile nor First Community CU (MO) shows ads.
Which is updated more often, First Comm Credit Union Mobile or First Community CU (MO)?
First Comm Credit Union Mobile ships an update every 8 months, and First Community CU (MO) every 3 months. Most recently, First Comm Credit Union Mobile was updated on November 1, 2026 and First Community CU (MO) on November 11, 2026.

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