Comparison

Commerce Bank for iPhone vs First Community CU (MO)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commerce Bank for iPhone

Manage your finances conveniently on the go with this mobile banking application. It offers quick logins, check deposits, bill payments, and card management. Find nearby branches and receive personalized help.

Highlights
  • Biometric login
  • Mobile check deposit
  • Fund transfers
  • Bill payment
  • Card lock/unlock
  • Branch locator
Features
Read full description

The Commerce Bank Mobile App is designed to help you manage your finances on the go. - Log in quickly with biometric authentication - Deposit checks, transfer funds and pay bills - Manage push notifications - Lock and unlock cards - Find the nearest Commerce branch - Get help when you need it - And so much more! Mobile Banking from Commerce Bank. Challenge Accepted.(R) To help protect the privacy of your account information, access to your account utilizes SSL technology. Our Online Banking Guarantee for personal accounts applies to the Commerce Bank Mobile App. (see Online Banking Terms and Conditions for full details). You must be a Commerce Bank Online Banking or Small Business Online Banking user. To activate Online Banking, visit commercebank.com. Commerce Bank serves Missouri, Kansas, Illinois, Oklahoma and Colorado. Accounts held with Commerce Trust Company are not accessible via the application. Message and data usage fees may apply; check with your wireless or VoIP provider for more information. See Mobile Banking Terms and Conditions for full details. Copyright © 2026 Commerce Bancshares, Inc. All rights reserved. Commerce Bank: Member FDIC.

About

First Community CU (MO)

Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks, pay bills, and find ATM locations. Enjoy secure, 24/7 banking from your smartphone or tablet.

Highlights
  • View account balances and transaction history
  • Transfer funds between accounts
  • Remote check deposit
  • Schedule and pay bills
  • Find branch and ATM locations
  • Access deposit and loan rates
  • Secure banking with SSL encryption
Features
Read full description

First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. TRANSFERS --Transfer funds between your credit union accounts and loans. DEPOSITS -- Deposit checks to your accounts remotely PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. LOCATIONS --Find Branch and ATM locations near you. RATES -- Get deposit and loan rates. CONTACT US – Need help? We’re here for you. SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.

Screenshots

Commerce Bank for iPhone4 screens
First Community CU (MO)4 screens

Verdict

The call

The clearest difference is update cadence: Commerce Bank for iPhone at every 6 weeks against First Community CU (MO)'s every 3 months. Commerce Bank for iPhone also leads on ratings volume (150K vs 26K). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Commerce Bank for iPhone against 4.8 for First Community CU (MO). That said, the two scores are not equally well evidenced: Commerce Bank for iPhone has 150K ratings behind it against 26K, so its average is the more settled of the two. Written reviews are what separate them: 58% of Commerce Bank for iPhone's written reviews are positive against 56% of First Community CU (MO)'s.

UpkeepUpdate frequency

Commerce Bank for iPhone ships an update every 6 weeks, First Community CU (MO) every 3 months. Both last shipped on November 8, 2026.

Scorecard2 real differences · 8 level
Commerce Bank for iPhone versus First Community CU (MO): the parameters behind the verdict, then further details
ParameterCommerce Bank for iPhoneFirst Community CU (MO)
PriceFreeFree
Rating4.7 (150K ratings)4.8 (26K ratings) — better
Positive reviews58.2% of reviews — better56.5% of reviews
Number of ratings150K — better26K
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS17.017.0
Further details — not scored
Size68 MB114 MB
Age rating4+4+
DeveloperCommerce BankFirst Community Credit Union (MO)

Customer experience

Commerce Bank for iPhone

All ratings149,796 ratings
Positive94.4%
Neutral2.6%
Negative3.0%
Written reviews347 reviews
Positive58.2%
Neutral6.3%
Negative35.4%

First Community CU (MO)

All ratings26,007 ratings
Positive95.4%
Neutral1.8%
Negative2.8%
Written reviews186 reviews
Positive56.5%
Neutral9.7%
Negative33.9%

User reviews

Commerce Bank for iPhone

From 150K App Store ratings

What we love

  • 💻 Easy to use
  • 📱 Convenient mobile banking
  • 🏦 Reliable banking services
  • 🔒 Secure app and transactions
  • 🚀 Quick mobile deposits

Room to improve

  • 🐛 Buggy app updates
  • ⏱️ Slow customer service response times
  • 🔍 Lack of transparency in account activity
  • 💰 Overdraft fees and account issues
  • 🤖 Impersonal digital banking experience

First Community CU (MO)

From 26K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient access to accounts
  • 🔒 Secure banking
  • 💡 Helpful features like notes for transfers

Room to improve

  • 🐛 Frequent app crashes and stability issues
  • 🐛 Balance and transaction display problems
  • 🐛 Unreliable mobile check deposit
  • 🐛 Slow processing of transactions and transfers
  • 🤔 Unnecessary changes to UI and features

Bugs and requests

Commerce Bank for iPhone

Reported bugs

5 issues
  • App crashes and freezes during use
  • Inconsistent account balance display
  • Mobile deposit issues with check endorsements
  • Login problems and account access restrictions
  • Sync issues between app and online banking

Requested features

5 requests
  • Ability to transfer funds between external accounts
  • More detailed transaction history and reporting
  • Improved mobile check deposit functionality
  • Integration with personal finance management tools
  • Seamless login experience across devices

First Community CU (MO)

Reported bugs

3 issues
  • Login issues with incorrect password errors
  • Notification badges that don't clear
  • Crashes when trying to access certain features

Requested features

5 requests
  • Dark mode option
  • Ability to nickname accounts
  • Instant transaction notifications
  • Card controls (lock/unlock)
  • Longer history of transactions and statements

In-app purchases

None

Commerce Bank for iPhone

No in-app purchases

None

First Community CU (MO)

No in-app purchases

Questions

Is Commerce Bank for iPhone free?
Commerce Bank for iPhone is free to download, with no in-app purchases.
Is First Community CU (MO) free?
First Community CU (MO) is free to download, with no in-app purchases.
Which has better reviews, Commerce Bank for iPhone or First Community CU (MO)?
First Community CU (MO) is rated higher. Commerce Bank for iPhone averages 4.7 out of 5 from 150K ratings, while First Community CU (MO) averages 4.8 from 26K ratings.
Do Commerce Bank for iPhone or First Community CU (MO) have ads?
Neither Commerce Bank for iPhone nor First Community CU (MO) shows ads.
Which is updated more often, Commerce Bank for iPhone or First Community CU (MO)?
Commerce Bank for iPhone ships an update every 6 weeks, and First Community CU (MO) every 3 months. Most recently, Commerce Bank for iPhone was updated on November 8, 2026 and First Community CU (MO) on November 8, 2026.

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