Commerce Bank for iPhone vs First Community CU (MO)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Commerce Bank for iPhone
Manage your finances conveniently on the go with this mobile banking application. It offers quick logins, check deposits, bill payments, and card management. Find nearby branches and receive personalized help.
- Biometric login
- Mobile check deposit
- Fund transfers
- Bill payment
- Card lock/unlock
- Branch locator
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The Commerce Bank Mobile App is designed to help you manage your finances on the go. - Log in quickly with biometric authentication - Deposit checks, transfer funds and pay bills - Manage push notifications - Lock and unlock cards - Find the nearest Commerce branch - Get help when you need it - And so much more! Mobile Banking from Commerce Bank. Challenge Accepted.(R) To help protect the privacy of your account information, access to your account utilizes SSL technology. Our Online Banking Guarantee for personal accounts applies to the Commerce Bank Mobile App. (see Online Banking Terms and Conditions for full details). You must be a Commerce Bank Online Banking or Small Business Online Banking user. To activate Online Banking, visit commercebank.com. Commerce Bank serves Missouri, Kansas, Illinois, Oklahoma and Colorado. Accounts held with Commerce Trust Company are not accessible via the application. Message and data usage fees may apply; check with your wireless or VoIP provider for more information. See Mobile Banking Terms and Conditions for full details. Copyright © 2026 Commerce Bancshares, Inc. All rights reserved. Commerce Bank: Member FDIC.
First Community CU (MO)
Manage your finances on the go with this mobile banking app. Access account balances, transfer funds, deposit checks, pay bills, and find ATM locations. Enjoy secure, 24/7 banking from your smartphone or tablet.
- View account balances and transaction history
- Transfer funds between accounts
- Remote check deposit
- Schedule and pay bills
- Find branch and ATM locations
- Access deposit and loan rates
- Secure banking with SSL encryption
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First Community Credit Union proudly brings you mobile banking to your smartphone and tablet. Designed to provide a customized approach especially for your device, now you can experience all the benefits of EXPRESSnet Online Banking in a sleek, convenient, on-the-go package. And best of all, it’s FREE! Any First Community member who uses EXPRESSnet Online Banking has immediate and automatic access to mobile banking – there’s no registration process. Just sign in the same way you would online. Stay on top of your finances wherever you are. With your smartphone or tablet, you’ll delight in the freedom of one-touch access to many of your most important banking functions, such as: BALANCES -- View up to the minute balances and detailed transactional history, including check images, on all of your deposit and loan accounts. TRANSFERS --Transfer funds between your credit union accounts and loans. DEPOSITS -- Deposit checks to your accounts remotely PAYMENTS -- Schedule and pay your bills, view recent payment history and check your ebills. LOCATIONS --Find Branch and ATM locations near you. RATES -- Get deposit and loan rates. CONTACT US – Need help? We’re here for you. SECURITY IS IMPORTANT TO US. Rest assured your banking session is secure using the latest in SSL encryption. First Community Mobile Banking uses the same secure sign on method that EXPRESSnet Online Banking uses. No matter where you go, with mobile banking your bank account goes with you, 24/7. So download the First Community Mobile Banking application today and see how easy mobile banking can be. Not yet an EXPRESSnet user? Contact us at 800-767-8880 to get started.
Screenshots
Verdict
The clearest difference is update cadence: Commerce Bank for iPhone at every 6 weeks against First Community CU (MO)'s every 3 months. Commerce Bank for iPhone also leads on ratings volume (150K vs 26K). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Commerce Bank for iPhone against 4.8 for First Community CU (MO). That said, the two scores are not equally well evidenced: Commerce Bank for iPhone has 150K ratings behind it against 26K, so its average is the more settled of the two. Written reviews are what separate them: 58% of Commerce Bank for iPhone's written reviews are positive against 56% of First Community CU (MO)'s.
Commerce Bank for iPhone ships an update every 6 weeks, First Community CU (MO) every 3 months. Both last shipped on November 8, 2026.
| Parameter | Commerce Bank for iPhone | First Community CU (MO) |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (150K ratings) | 4.8 (26K ratings) — better |
| Positive reviews | 58.2% of reviews — better | 56.5% of reviews |
| Number of ratings | 150K — better | 26K |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 68 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | Commerce Bank | First Community Credit Union (MO) |
Customer experience
Commerce Bank for iPhone
First Community CU (MO)
User reviews
Commerce Bank for iPhone
From 150K App Store ratingsWhat we love
- 💻 Easy to use
- 📱 Convenient mobile banking
- 🏦 Reliable banking services
- 🔒 Secure app and transactions
- 🚀 Quick mobile deposits
Room to improve
- 🐛 Buggy app updates
- ⏱️ Slow customer service response times
- 🔍 Lack of transparency in account activity
- 💰 Overdraft fees and account issues
- 🤖 Impersonal digital banking experience
First Community CU (MO)
From 26K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient access to accounts
- 🔒 Secure banking
- 💡 Helpful features like notes for transfers
Room to improve
- 🐛 Frequent app crashes and stability issues
- 🐛 Balance and transaction display problems
- 🐛 Unreliable mobile check deposit
- 🐛 Slow processing of transactions and transfers
- 🤔 Unnecessary changes to UI and features
Bugs and requests
Commerce Bank for iPhone
Reported bugs
5 issues- App crashes and freezes during use
- Inconsistent account balance display
- Mobile deposit issues with check endorsements
- Login problems and account access restrictions
- Sync issues between app and online banking
Requested features
5 requests- Ability to transfer funds between external accounts
- More detailed transaction history and reporting
- Improved mobile check deposit functionality
- Integration with personal finance management tools
- Seamless login experience across devices
First Community CU (MO)
Reported bugs
3 issues- Login issues with incorrect password errors
- Notification badges that don't clear
- Crashes when trying to access certain features
Requested features
5 requests- Dark mode option
- Ability to nickname accounts
- Instant transaction notifications
- Card controls (lock/unlock)
- Longer history of transactions and statements
In-app purchases
Commerce Bank for iPhone
No in-app purchases
First Community CU (MO)
No in-app purchases
Questions
Is Commerce Bank for iPhone free?
Is First Community CU (MO) free?
Which has better reviews, Commerce Bank for iPhone or First Community CU (MO)?
Do Commerce Bank for iPhone or First Community CU (MO) have ads?
Which is updated more often, Commerce Bank for iPhone or First Community CU (MO)?
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