Comparison

Visual Budget vs My Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Visual Budget

Manage personal and business finances with advanced analysis and consolidation. Track income and expenses across multiple accounts, set budgets, and visualize financial data with charts and graphs. Import transactions or input them manually for comprehensive financial oversight.

Highlights
  • Multi-account management
  • Customizable expense/income categories
  • Budget assignment and monitoring
  • Manual and automatic transaction import (CSV, OFX)
  • Recurring transaction setup
  • Financial overview and visualization tools
  • Graphical breakdown of transactions
Features
Read full description

With Visual Budget, easily manage your personal and business accounts using powerful, advanced analysis and consolidation features. Visual Budget can be used to handle several accounts simultaneously and sort them into different groups. Expense/income categories are automatically created based on a standard model that fits most needs. You can of course modify this category list to suit more particular requirements for each of your accounts. Two levels of categories/sub-categories allow you to define your budget plan in an easy but precise way. Assign a budget to every category, and accurately monitor the evolution of your income and expenses. You can input your financial transactions manually, or automatically by importing CSV (spreadsheet) or OFX (bank standard) files with iTunes file sharing. Check off your transactions to ensure that they match your bank statements. Define recurring transactions, such as a monthly Internet subscription, once and for all. Visual Budget also features Overview tools, allowing you to visualize the breakdown of your transactions and the changes in your balances in the blink of an eye, and to monitor your budgets efficiently Several graphs (bar or pie charts) provided by the application give you a clear and synthetic view of your transactions and their breakdown into expense, income, category and budgetary changes. The application comes with an example account featuring a dozen transactions which will allow you to quickly become familiar with it. Freemium version, limited to 50 transactions per account. Integrated purchase unlocks unlimited transaction creation. Universal application for iPhone/iPad, iOS 7.1 and above. Mac Version available on the Mac App Store.

About

My Budget

Track your daily income and expenses across cash, bank, and credit card accounts. Generate financial reports and export your data. Premium features include recurring transactions.

Highlights
  • Fast and simple transaction entry
  • Manage multiple cash, bank, and credit card accounts
  • Financial reports (daily, weekly, monthly, yearly)
  • Data export to CSV or OFX
  • Backup and restore functionality
  • Recurring transactions (Premium)
Features
Read full description

My Budget is a simple and fast money management app. You can manage your daily cash income/outgo, bank, and credit card accounts. Features: 1. Fast and Simple Transactions With just a few taps, you can create a new transaction or adjust the balance of an asset. 2. Multiple Assets You can manage multiple cash, bank, and credit card assets. My Budget supports transfers between the assets. 3. Reports You can create daily, weekly, monthly, and yearly reports to get an overview of your finances. 4. Data Export You can export the data as CSV or OFX file. 5. Backup & Restore You can backup your data and later restore it, even on another device. 6. Recurring Transactions (PREMIUM) You can create recurring transactions that recur on a regular interval (e.g., wage or rent).

Screenshots

Visual Budget4 screens
My Budget4 screens

Verdict

The call

The clearest difference is ads: Visual Budget at none against My Budget's shown. Visual Budget also leads on review sentiment (88% vs 67%) and ratings volume (164 vs 24). My Budget's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (17.0 vs 26.0). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Visual Budget sells 1 one-off in-app purchase and My Budget sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Visual Budget holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Visual Budget has 164 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 88% of Visual Budget's written reviews are positive against 67% of My Budget's.

UpkeepUpdate frequency

Visual Budget ships an update every 2 months, My Budget every 3 weeks. Both last shipped on November 10, 2026.

Scorecard5 real differences · 5 level
Visual Budget versus My Budget: the parameters behind the verdict, then further details
ParameterVisual BudgetMy Budget
PriceFreeFree
Rating4.7 (164 ratings) — better4.5 (24 ratings)
Positive reviews88.0% of reviews — better66.7% of reviews
Number of ratings164 — better24
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size8 MB28 MB
Age rating4+4+
DeveloperPascal MeziatSandro Stricker

Customer experience

Visual Budget

All ratings164 ratings
Positive92.1%
Neutral4.3%
Negative3.7%
Written reviews996 reviews
Positive88.0%
Neutral4.9%
Negative7.1%

My Budget

All ratings24 ratings
Positive87.5%
Neutral4.2%
Negative8.3%
Written reviews135 reviews
Positive66.7%
Neutral10.4%
Negative23.0%

Bugs and requests

Visual Budget

Reported bugs

3 issues
  • Transactions shifting dates unexpectedly
  • Keyboard covering input fields
  • Inconsistent app performance over time

Requested features

5 requests
  • Extend future view to 6-12 months
  • Improve recurring transaction management
  • Seamless cross-device syncing
  • Add multi-currency support
  • Enhance reporting and analytics

My Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Visual Budget

One-time1
  • Unlimited Version$7.99
5 purchases

My Budget

One-time5
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$4.99
Show 2 more
  • Premium$7.99
  • Premium$14.00

Questions

Is Visual Budget free?
Visual Budget is free to download, with in-app purchases available.
Is My Budget free?
My Budget is free to download, with in-app purchases available.
Which has better reviews, Visual Budget or My Budget?
Visual Budget is rated higher. Visual Budget averages 4.7 out of 5 from 164 ratings, while My Budget averages 4.5 from 24 ratings.
Do Visual Budget or My Budget have ads?
My Budget shows ads; Visual Budget does not.
Which is updated more often, Visual Budget or My Budget?
Visual Budget ships an update every 2 months, and My Budget every 3 weeks. Most recently, Visual Budget was updated on November 10, 2026 and My Budget on November 10, 2026.

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