U.S. Bank Mobile Banking vs eCential

The award-winning (1) U.S. Bank Mobile App lets you manage your accounts, monitor cash flow, send money and much more, all in one app. Security at your fingertips • Log in with your credentials or enroll in digital services. • Be alerted to duplicate charges, suspicious activity, and low balances. Manage accounts and cards • View accounts & balances in one spot: checking, savings, credit cards, loans, and more. • Securely access credit scores. • Set travel notifications, lock & unlock cards, and more. • Add cards to mobile wallet. • Select your language preference to English or Spanish. Manage and move money easily • Send & request money with friends and family using Zelle®(2.) • Quickly deposit checks, now with increased limits. • Pay & manage bills in one spot. • Make transfers between U.S. Bank accounts. • See how your cash flow is trending with a daily look comparing your income and spending. • Track your cash flow, monitor your credit score and more with plan and track. Get personalized insights • Review monthly spending in key categories, like Food & Dining. • Get recommendations from U.S. Bank Smart Assistant® on how to save and grow your money based on your spending history. Explore products • Apply for new accounts, credit cards, loans, small business accounts, & more. • Get help when you need it. • Explore the Help Center for answers to commonly asked questions. • View banking demos on Digital Explorer. • Schedule an appointment with a banker or get real-time support with Cobrowse. • Locate branches & ATMs near you. Manage your investments with U.S. Bancorp Advisors, an affiliate of U.S. Bank • View U.S. Bancorp Advisors account balances, holdings, gain/loss information, transaction history, and more. • Check the status of open orders. • Trade stocks, mutual funds and options. • Get stock quotes, company news and charts. • Keep up to date on market news and market movers. • Make transfers between U.S. Bank accounts & U.S. Bancorp Advisors accounts. 1. Industry benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile app in its Q3 2021 Mobile Banker Scorecard. 2. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Terms and conditions apply 3. U.S. Bank and U.S. Bancorp Advisors is committed to protecting your privacy and security. Learn more by visiting U.S. Bank Consumer Privacy Pledge, the U.S. Bancorp Advisors Privacy Pledge, and the Online Privacy and Security Policy. The Digital Security Guarantee | Mobile and online security | U.S. Bank (usbank.com) protects customers from fraud loss. For more information about U.S. Bank Mobile Banking, please visit usbank.com/mobile or call us toll-free at 800-685-5035. Investment and insurance products and services including annuities are: ● Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency For U.S. Bank: Equal Housing Lender. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Deposit products are offered by U.S. Bank National Association. Member FDIC. U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Advisors. For U.S. Bancorp Advisors: Brokerage and investment advisory products and services offered by U.S. Bancorp Advisors LLC, member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. Insurance services are offered by USBA Insurance Services, a dba of U.S. Bancorp Advisors LLC, having a California domicile and principal place of business at 800 N. Brand Blvd., 16th Floor, Glendale, CA 91203. CA Insurance License #6011694. Products may not be available in all states. US Bancorp 800 Nicollet Mall Minneapolis, MN-55402-7000

A budgeting app that helps users spend and save their money safely and more effectively. It provides suggestions to improve spending habits, helps users manage their money, and allows users to find deals in nearby grocery stores.