Comparison

Seacoast Mobile Banking vs SCCU Plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Seacoast Mobile Banking

Manage your finances on the go with this banking app. Check balances, transfer funds, pay bills, deposit checks, and secure your accounts with alerts and card locking. Business users have advanced treasury management features.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Mobile check deposit
  • Set up account alerts
  • Lock debit card
  • Send money with Zelle®
Features
Read full description

Manage your everyday banking from wherever you are with Seacoast Mobile Banking. Available to all Seacoast Bank customers, the Seacoast mobile banking app lets you to check balances, make transfers, pay bills, manage loans, deposit checks, and so much more. Manage Your Accounts ⁻ Check your account balance ⁻ Search transaction history by date, amount, or check number ⁻ View mortgage and loan balances ⁻ Reorder checks Make Payments & Transfer Money ⁻ Schedule, cancel, and edit bill payments ⁻ Transfer funds to other accounts owned by you or to another Seacoast customer ⁻ Send wire transfers ⁻ Securely send and receive money with Zelle® ⁻ Make loan and mortgage payments Bank on the Go ⁻ Make mobile deposits ⁻ Open additional accounts ⁻ Apply for a consumer loan Protect Your Finances ⁻ Set up Account & Fraud Alerts ⁻ Adjust your preferences ⁻ Submit stop payment on checks ⁻ Lock your debit card ⁻ Touch and Face ID log-in Connect with Seacoast ⁻ Contact Seacoast Bank ⁻ Send and receive secure messages from seacoast bank ⁻ Find branch and ATM locations Additional Features for Business Treasury Management Customers: ⁻ Review and approve wire and ACH transactions ⁻ Decision Positive Pay exceptions ⁻ Manage users and entitlements ⁻ And much more! Use of Seacoast Mobile Banking requires enrollment in Online Banking. See Seacoast Bank Online Banking Agreement https://www.seacoastbank.com/hubfs/Disclosures/Online-Banking-Disclosure/OnlineBankingAgreement_FINAL.pdf. The Seacoast Mobile Banking app is free, but message and data rates from your carrier may apply. System availability and response time are subject to market conditions. Seacoast Bank is an Equal Housing Lender. Member FDIC. © 2021 Seacoast National Bank. By clicking "install," you agree to the installation of the Seacoast Mobile Banking app provided by Seacoast Bank and to any future updates/upgrades. You also acknowledge that you understand that the Seacoast Mobile Banking app and any future updates/upgrades will/may perform the functions described above at Seacoast Mobile Banking app sole discretion. You may withdraw your consent at any time by deleting or uninstalling this app. *It is recommended that you DO NOT use Zelle for transactions that might be considered high-risk or with individuals you do not personally know. Once you authorize a payment to be sent to a recipient enrolled in Zelle, it cannot be cancelled. Review Zelle’s security information for more details. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Seacoast Bank® does not maintain any role or responsibility in the operation, security, or risk associated with the use of Zelle®.

About

SCCU Plus

Manage your finances conveniently and securely from your mobile device. Access accounts 24/7, pay bills, transfer funds, deposit checks with a photo, and get instant support. Locate branches and ATMs easily.

Highlights
  • Deposit checks via photo
  • Live chat support
  • Customizable account alerts
  • Biometric login
  • View balances and transaction history
  • Easy bill payment
  • Seamless fund transfers
  • P2P payments
  • Branch and ATM locator
Features
Read full description

Managing your money is easier than ever with the SCCU Mobile App! Access your finances 24/7 with a secure, simple solution that fits your schedule. Why You'll Love It Skip the bank lines—manage your accounts anytime, anywhere. Check balances, pay bills, transfer funds, and more with just a tap. Key Features • Deposit Checks – Snap a photo to deposit checks. • Live Chat – Get instant support when you need it. • Account Alerts – Stay informed with custom notifications. • Biometric Login – Quick and secure access. • Balance & History – View balances and transactions instantly. • Bill Pay – Pay bills with ease. • Transfer Funds – Move money across accounts seamlessly. • P2P Payments – Pay friends and family fast. • Branch & ATM Finder – Locate branches or ATMs nearby. Get Started Today Downloading the SCCU Mobile App by phone is a breeze—get started in just a few taps. DISCLOSURES • Must be enrolled in Online Banking. • SCCU does not charge for using the Mobile App, but carrier message and data rates may apply. • Mobile check deposit is available for eligible SCCU Checking or Savings Accounts. We've updated the app to provide a smoother, more user-friendly experience, complete with improvements and optimizations to enhance overall functionality.

Screenshots

Seacoast Mobile Banking4 screens
SCCU Plus4 screens

Verdict

The call

Seacoast Mobile Banking and SCCU Plus both sit at 4.5 stars, but that hides the real split: 78% of Seacoast Mobile Banking's written reviews are positive against 50% of SCCU Plus's. SCCU Plus's advantage is update cadence (monthly vs every 6 months) and iOS requirement (14.2 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Seacoast Mobile Banking against 4.7 for SCCU Plus. Both are backed by a comparable volume of ratings — 5.9K and 12K respectively. Written reviews are what separate them: 78% of Seacoast Mobile Banking's written reviews are positive against 50% of SCCU Plus's.

UpkeepUpdate frequency

Seacoast Mobile Banking ships an update every 6 months, SCCU Plus monthly. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Seacoast Mobile Banking versus SCCU Plus: the parameters behind the verdict, then further details
ParameterSeacoast Mobile BankingSCCU Plus
PriceFreeFree
Rating4.5 (5.9K ratings)4.7 (12K ratings) — better
Positive reviews77.9% of reviews — better49.6% of reviews
Number of ratings5.9K12K — better
Update frequencyEvery 6 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.014.2 — better
Further details — not scored
Size89 MB375 MB
Age rating4+4+
DeveloperSeacoast National BankSpace Coast Credit Union

Customer experience

Seacoast Mobile Banking

All ratings5,897 ratings
Positive87.7%
Neutral3.7%
Negative8.6%
Written reviews602 reviews
Positive77.9%
Neutral7.6%
Negative14.5%

SCCU Plus

All ratings12,195 ratings
Positive91.6%
Neutral1.0%
Negative7.5%
Written reviews373 reviews
Positive49.6%
Neutral5.9%
Negative44.5%

User reviews

Seacoast Mobile Banking

From 5.9K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Easy to navigate
  • 🔒 Secure banking experience
  • 💡 Convenient features like mobile deposits
  • 🚀 Seamless banking with all options

Room to improve

  • 🐛 Occasional crashes or glitches
  • 🐛 Mobile deposit issues
  • 🐛 Slow account balance updates
  • 🐛 Difficulty managing bill payments
  • 🐛 Inconsistent app performance

SCCU Plus

From 12K App Store ratings

What we love

  • 🚀 Faster and more responsive
  • 👍 Improved user interface and design
  • 💡 Integration of credit score on home page
  • 👍 Ability to customize main page

Room to improve

  • 🐛 Frequent login issues and authentication problems
  • 🐛 Slow loading times and constant loading circles
  • 🐛 Inability to access transaction history and account details
  • 🐛 Incompatibility with Plaid and other third-party integrations
  • 🐛 Lack of card control and management features

Bugs and requests

Seacoast Mobile Banking

Reported bugs

4 issues
  • Accounts disappearing from the app
  • Inability to log in using Touch ID/Face ID
  • Crashes when trying to make mobile deposits
  • Verification issues with international phone numbers

Requested features

6 requests
  • Ability to manage recurring bill payments
  • Improved mobile deposit experience
  • Faster account balance updates
  • Dark mode option
  • Streamlined bill pay interface
Show 1 more
  • Better integration between app and website

SCCU Plus

Reported bugs

3 issues
  • Forced to delete old app and unable to switch back
  • Inconsistent login experience with multiple verification steps
  • Accounts and transactions not displaying properly

Requested features

4 requests
  • Bring back the account balance widget
  • Add ability to pay credit card balances directly
  • Optimize app for tablet landscape mode
  • Improve notification settings and alerts

In-app purchases

None

Seacoast Mobile Banking

No in-app purchases

None

SCCU Plus

No in-app purchases

Questions

Is Seacoast Mobile Banking free?
Seacoast Mobile Banking is free to download, with no in-app purchases.
Is SCCU Plus free?
SCCU Plus is free to download, with no in-app purchases.
Which has better reviews, Seacoast Mobile Banking or SCCU Plus?
SCCU Plus is rated higher. Seacoast Mobile Banking averages 4.5 out of 5 from 5.9K ratings, while SCCU Plus averages 4.7 from 12K ratings.
Do Seacoast Mobile Banking or SCCU Plus have ads?
Neither Seacoast Mobile Banking nor SCCU Plus shows ads.
Which is updated more often, Seacoast Mobile Banking or SCCU Plus?
Seacoast Mobile Banking ships an update every 6 months, and SCCU Plus monthly. Most recently, Seacoast Mobile Banking was updated on October 22, 2026 and SCCU Plus on October 24, 2026.

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