Comparison

1st Trust Mobile vs 360FCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

1st Trust Mobile

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks securely from your device. Access your transaction history and manage your money anytime, anywhere.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Make mobile deposits
Features
Read full description

Start banking wherever you are with 1st Trust Mobile! Available to all 1st Trust Bank online banking customers 1st Trust Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. All features may not be available in the tablet application.

About

360FCU

Manage your accounts securely from anywhere with this free mobile banking app. Access real-time balances, view transaction history, transfer funds, and pay bills on the go. Deposit checks using your phone's camera and find ATM/branch locations.

Highlights
  • Real-time account balances
  • Transaction history search and sort
  • Funds transfers
  • Send money with POPMoney
  • Mobile check deposit
  • eBill viewing and bill pay
  • Secure messaging
Features
Read full description

Here at 360 Federal Credit Union “It All Revolves Around You!” Now Web24 revolves around your busy schedule! Introducing the new and improved Web24 Mobile App!!! Securely do your banking anywhere, anytime with 360FCU’s Web24 Mobile App! This FREE app allows you to access and manage your accounts here at the Credit Union plus so much more! Some of the features of the app are: Display account balances and details in real-time View transaction history Search account history, as well as sort and search based on recent activity, dates, transaction description, check number and amount Perform funds transfers Send money to friends and family vias POPMoney Make Deposits using your phone’s camera View eBills and pay Bills on the fly Send or receive secure messages, as well as attach images to secure messages View our ATM/Branch locations and information Web24 is free of charge to use, however messaging and data rates may apply, please check with your carrier.

Screenshots

1st Trust Mobile4 screens
360FCU4 screens

Verdict

The call

1st Trust Mobile and 360FCU both sit at 4.8 stars, but that hides the real split: 61% of 1st Trust Mobile's written reviews are positive against 14% of 360FCU's. 1st Trust Mobile also leads on ads (none vs shown) and update cadence (monthly vs every 5 months). 360FCU's advantage is ratings volume (1.4K vs 329). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for 1st Trust Mobile against 4.7 for 360FCU. Both are backed by a comparable volume of ratings — 329 and 1.4K respectively. Written reviews are what separate them: 61% of 1st Trust Mobile's written reviews are positive against 14% of 360FCU's.

UpkeepUpdate frequency

1st Trust Mobile ships an update monthly, 360FCU every 5 months. Both last shipped on November 1, 2026.

Scorecard4 real differences · 6 level
1st Trust Mobile versus 360FCU: the parameters behind the verdict, then further details
Parameter1st Trust Mobile360FCU
PriceFreeFree
Rating4.8 (329 ratings) — better4.7 (1.4K ratings)
Positive reviews61.1% of reviews — better13.9% of reviews
Number of ratings3291.4K — better
Update frequencyMonthly — betterEvery 5 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size148 MB100 MB
Age rating4+4+
Developer1st Trust Bank, Inc.360 Federal Credit Union

Customer experience

1st Trust Mobile

All ratings303 ratings
Positive94.1%
Neutral2.6%
Negative3.3%
Written reviews18 reviews
Positive61.1%
Neutral5.6%
Negative33.3%

360FCU

All ratings1,317 ratings
Positive92.7%
Neutral2.6%
Negative4.7%
Written reviews36 reviews
Positive13.9%
Neutral8.3%
Negative77.8%

Bugs and requests

1st Trust Mobile

Not enough reviews yet to summarise bugs or requests.

360FCU

Reported bugs

3 issues
  • Constant network connectivity errors
  • App not working on certain devices
  • Repeated log-in issues

Requested features

4 requests
  • Add search function
  • Improve transaction history display
  • Enable mobile check deposit
  • Provide more detailed transfer information

In-app purchases

None

1st Trust Mobile

No in-app purchases

None

360FCU

No in-app purchases

Questions

Is 1st Trust Mobile free?
1st Trust Mobile is free to download, with no in-app purchases.
Is 360FCU free?
360FCU is free to download, with no in-app purchases.
Which has better reviews, 1st Trust Mobile or 360FCU?
1st Trust Mobile is rated higher. 1st Trust Mobile averages 4.8 out of 5 from 329 ratings, while 360FCU averages 4.7 from 1.4K ratings.
Do 1st Trust Mobile or 360FCU have ads?
360FCU shows ads; 1st Trust Mobile does not.
Which is updated more often, 1st Trust Mobile or 360FCU?
1st Trust Mobile ships an update monthly, and 360FCU every 5 months. Most recently, 1st Trust Mobile was updated on November 1, 2026 and 360FCU on November 1, 2026.

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