mBank CZ vs KB Klíč
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mBank CZ
Manage your finances securely and conveniently with this mobile banking app. It offers real-time account overviews, mobile payments, quick money transfers, and secure online transaction confirmations. Easily manage your cards, order virtual cards, and access various banking products.
- Real-time account overview and notifications
- Mobile contactless payments
- Quick money transfers via QR codes or phone numbers
- Secure online payment confirmation with mKlíč
- Payment card management (limits, PIN, blocking)
- Virtual card ordering
- Loan, savings, and insurance applications
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Mějte své finance stále pod kontrolou a v bezpečí zároveň. Mobilní aplikace od mBank skloubila nejpokročilejší bezpečností systémy s uživatelsky přívětivým prostředím. Správa peněz ještě nikdy nebyla vymakanější. Jak vám mobilní aplikace od mBank usnadní život? 1. Přehled o svých financích budete mít stále po ruce – díky notifikacím se hned dozvíte o každém pohybu na účtu. 2. Otevře vám cestu do světa mobilních plateb – s bankovnictvím v mobilu vám k bezkontaktním platbám stačí telefon a palec nebo chytré hodinky. 3. Převod peněz bude otázkou pár kliknutí – uskutečníte jej snadno a rychle pomocí QR kódů nebo mobilních čísel. 4. Online platby se stanou ještě bezpečnější – k jejich potvrzení použijete mKlíč, který chrání váš unikátní PIN nebo biometrie. 5. Usnadní vám správu platebních karet – nastavení limitů, změny PINu nebo rychlého zablokování karty. 6. Zpřístupní vám výhody virtuálních karet – eKartu si snadno objednáte přímo v aplikaci. 7. Umožní vám sjednání půjčky, spoření, pojištění a dalších bankovních produktů – předschválenou půjčku můžete mít na účtu do 3 minut. Co se bezpečnosti týče, jsme nekompromisní Bezpečnost vašich financí je pro nás prioritou. Proto mobilní aplikaci od mBank chrání ty nejpokročilejší funkce. • Přihlášení a každý úkon vyžaduje vámi vybraný unikátní PIN nebo ověření pomocí otisku prstu, případně obličeje. • Při odcizení telefonu aplikaci odpojíte skrz internetové bankovnictví. • Díky pokročilým šifrovacím protokolům nikdo nezneužije vaše hesla, PINy ani další osobní údaje. Ještě nemáte mKonto? Vyhněte se návštěvám poboček. Bankovní účet od mBank si založíte pohodlně odkudkoli. Stáhněte si mobilní aplikaci mBank a dostaňte své finance pod kontrolu ještě dnes.
KB Klíč
Securely log into online banking and authorize payments with this app. It replaces texted codes with in-app confirmation, offering PIN and fingerprint authentication for enhanced security.
- Identity verification
- Secure online banking login
- Payment authorization
- PIN authentication
- Fingerprint authentication
- Replaces texted codes
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The KB Klíč app verifies your identity and safely logs you into MojeBanka online banking and Komerční banka's other online apps. You don't have to enter a texted code and you also authorise payments through the app. You need the following for KB Klíč activation: - KB ID, which you will find in the Electronic Signature Agreement. You can also use your username/email - An activation code that you will receive at a KB branch or when you log into mujprofil.kb.cz otherwise than via KB Klíč The activation guide is available at https://www.kb.cz/en/faq-and-support/how-to-sign-in Set the PIN on the occasion of activation. You can set up your fingerprint if your phone supports them. Komerční banka will never see your fingerprints; they are retained in a secure repository in the phone. If your phone is connected to the internet the request to confirm the activation will be received automatically in your phone. Check and confirm the request. If offline, select 'The device is not connected to the internet' option in your computer. Using the KB Klíč app, scan the pictorial code from the computer's screen. Then confirm the code by the PIN or fingerprint. Finally, type the generated code in your computer. Please note: If you enter an incorrect PIN five times KB Klíč blocks access. You will then activate the apps using an activation code that you will receive in an ATM, at a KB branch or after logging into mujprofil.kb.cz otherwise than via KB Klíč. KB Klíč will not work for you if you have reinstalled software on your phone and your platform (root) is therefore not protected. All of this for the sake of security.
Screenshots
Verdict
The clearest difference is review sentiment: KB Klíč at 83% against mBank CZ's 46%. KB Klíč also leads on rating (4.7 vs 4.4) and iOS requirement (15.0 vs 18.0). mBank CZ's advantage is update cadence (every 2 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KB Klíč holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 253 and 124 respectively. Written reviews point the same way: 46% of mBank CZ's written reviews are positive against 83% of KB Klíč's.
mBank CZ ships an update every 2 weeks, KB Klíč every 2 months. The most recent releases landed on October 23, 2026 and October 14, 2026 respectively.
| Parameter | mBank CZ | KB Klíč |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (253 ratings) | 4.7 (124 ratings) — better |
| Positive reviews | 46.4% of reviews | 83.3% of reviews — better |
| Number of ratings | 253 — better | 124 |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 197 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | mBank S.A. | Komercni banka a.s. |
Customer experience
mBank CZ
KB Klíč
Bugs and requests
mBank CZ
Reported bugs
10 issues- Cannot easily dismiss commercial notifications
- Receiving false notifications for 0.00 Kč incoming payments
- App crashes when clicking on savings account
- SMS notifications not delivered
- Text search in transaction history not working
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- Update prevents login
- App crashes on iPhone 13 and up
- Login issue with new phone linking
- Pairing process fails repeatedly
- Cannot find ATM map
Requested features
9 requests- Display app in landscape mode
- Add Face ID for purchases
- Allow changing card limits
- Enable easier auto transfers between accounts
- Show current balance after each transaction
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- Allow defining custom expense categories
- Improve English translation consistency
- Fix Czech keyboard diacritic issue
- Enable landscape mode support
KB Klíč
Not enough reviews yet to summarise bugs or requests.
In-app purchases
mBank CZ
No in-app purchases
KB Klíč
No in-app purchases








