Comparison

BRED vs Cafineo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BRED

Manage your bank accounts, view balances, make transfers, and track your budget. Securely message your advisor, access electronic statements, and utilize a digital safe for important documents. Protect sensitive transactions and sign contracts electronically.

Highlights
  • Account balance and transaction viewing
  • Money transfers
  • Budget management
  • Secure messaging with advisor
  • Electronic statements
  • Digital safe for documents
  • Secure online payment authentication
Features
Read full description

Téléchargez l’application BRED et retrouvez : - La possibilité d’ouvrir un compte en ligne en quelques minutes, - Les fonctionnalités de gestion de comptes (consultation des soldes et des opérations, virements, gestion de budget …) - Votre messagerie sécurisée bred.fr avec la possibilité d’échanger directement avec votre conseiller - Vos relevés électroniques - Votre coffre-fort numérique (option) pour retrouver l’ensemble de vos documents bancaires, personnels et factures électroniques - Votre fonction BREDSecure qui vous permet de sécuriser vos opérations sensibles, vos achats sur les sites internet marchands (3DSecure) et signer électroniquement vos contrats depuis votre mobile - Et bien d’autres services (recherche agence, numéros utiles, simulateur de prêt, commande de chéquier et devises…)

About

Cafineo

Access your personal space anytime, anywhere with this finance app. Securely view account balances, manage financial products, track transactions, and update personal information. Enhanced security features are available for safer payments.

Highlights
  • View account balances
  • Manage financial products
  • Track transaction details
  • Access online statements
  • Update personal information
  • Enable strong authentication
Features
Read full description

Avec votre application gratuite Cafineo, retrouvez, où que vous soyez, votre espace personnel. Connectez-vous simplement avec votre identifiant et votre code secret pour accéder à l'ensemble des fonctionnalités offertes. Vous pourrez à tout moment : - Consultez vos comptes (Crédit renouvelable, Prêt personnel, Assurance) - Connaitre votre solde - Gérez vos produits détenus - Suivez le détail de vos dernières opérations - Accédez à vos relevés de compte en ligne - Mettez à jour vos coordonnées personnelles - Activez votre authentification forte pour des paiements toujours plus sécurisés Grâce à votre nouvelle application Cafineo, vous accédez, en toute sécurité, à votre espace personnel 24h/24, 7j/7 et gérez vos comptes en toute autonomie.

Screenshots

BRED3 screens
Cafineo4 screens

Verdict

The call

The clearest difference is review sentiment: BRED at 67% against Cafineo's 0%. BRED also leads on update cadence (every 9 days vs every 10 months). Cafineo's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BRED ships an update every 9 days, Cafineo every 10 months. The most recent releases landed on October 17, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
BRED versus Cafineo: the parameters behind the verdict, then further details
ParameterBREDCafineo
PriceFreeFree
Rating4.6 (1.6K ratings) — better—
Positive reviews67.4% of reviews — better0.0% of reviews
Number of ratings1.6K — better—
Update frequencyEvery 9 days — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS1716.0 — better
Further details — not scored
Size218 MB53 MB
Age rating4+4+
DeveloperBred Banque PopulaireCetelem

Customer experience

BRED

All ratings1,562 ratings
Positive91.1%
Neutral4.3%
Negative4.6%
Written reviews43 reviews
Positive67.4%
Neutral2.3%
Negative30.2%

Cafineo

Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

BRED

Reported bugs

2 issues
  • App doesn't send connect code
  • Transactions not showing up for days

Requested features

2 requests
  • English language support
  • Increase transfer limit

Cafineo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BRED

No in-app purchases

None

Cafineo

No in-app purchases

Questions

Is BRED free?
BRED is free to download, with no in-app purchases.
Is Cafineo free?
Cafineo is free to download, with no in-app purchases.
Do BRED or Cafineo have ads?
Neither BRED nor Cafineo shows ads.
Which is updated more often, BRED or Cafineo?
BRED ships an update every 9 days, and Cafineo every 10 months. Most recently, BRED was updated on October 17, 2026 and Cafineo on October 6, 2026.

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