Comparison

BRED vs Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BRED

Manage your bank accounts, view balances, make transfers, and track your budget. Securely message your advisor, access electronic statements, and utilize a digital safe for important documents. Protect sensitive transactions and sign contracts electronically.

Highlights
  • Account balance and transaction viewing
  • Money transfers
  • Budget management
  • Secure messaging with advisor
  • Electronic statements
  • Digital safe for documents
  • Secure online payment authentication
Features
Read full description

Téléchargez l’application BRED et retrouvez : - La possibilité d’ouvrir un compte en ligne en quelques minutes, - Les fonctionnalités de gestion de comptes (consultation des soldes et des opérations, virements, gestion de budget …) - Votre messagerie sécurisée bred.fr avec la possibilité d’échanger directement avec votre conseiller - Vos relevés électroniques - Votre coffre-fort numérique (option) pour retrouver l’ensemble de vos documents bancaires, personnels et factures électroniques - Votre fonction BREDSecure qui vous permet de sécuriser vos opérations sensibles, vos achats sur les sites internet marchands (3DSecure) et signer électroniquement vos contrats depuis votre mobile - Et bien d’autres services (recherche agence, numéros utiles, simulateur de prêt, commande de chéquier et devises…)

About

Pay

Features
Read full description

Avec Pay later, proposez le paiement échelonné à vos clients en partenariat avec votre Banque. Pay later digitalise le contrôle de l’identité de vos acheteurs avant d’initier les dossiers, sécurisant les paiements échelonnés Votre banque récupère les numéros de dossiers de vos transactions automatiquement pour un suivi optimal des dossiers. Avec Pay Later, soyez assurés d’être payés !

Screenshots

BRED3 screens
Pay3 screens

Verdict

The call

The clearest difference is update cadence: BRED at every 9 days against Pay's every 2 months. Pay's advantage is iOS requirement (15.1 vs 17). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BRED ships an update every 9 days, Pay every 2 months. The most recent releases landed on September 30, 2026 and May 16, 2026 respectively.

Scorecard2 real differences · 8 level
BRED versus Pay: the parameters behind the verdict, then further details
ParameterBREDPay
PriceFreeFree
Rating4.6 (1.6K ratings) — better—
Positive reviews67.4% of reviews—
Number of ratings1.6K — better—
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, Apple WatchiPhone, iPad, iPod — better
Requires iOS1715.1 — better
Further details — not scored
Size218 MB16 MB
Age rating4+4+
DeveloperBred Banque PopulaireVIALINK

Bugs and requests

BRED

Reported bugs

2 issues
  • App doesn't send connect code
  • Transactions not showing up for days

Requested features

2 requests
  • English language support
  • Increase transfer limit

Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BRED

No in-app purchases

None

Pay

No in-app purchases

Questions

Is BRED free?
BRED is free to download, with no in-app purchases.
Is Pay free?
Pay is free to download, with no in-app purchases.
Do BRED or Pay have ads?
Neither BRED nor Pay shows ads.
Which is updated more often, BRED or Pay?
BRED ships an update every 9 days, and Pay every 2 months. Most recently, BRED was updated on September 30, 2026 and Pay on May 16, 2026.

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