ESL Mobile Banking vs CUOnlineUHS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ESL Mobile Banking
Manage your finances anytime, anywhere with this secure mobile banking application. Check balances, deposit checks, transfer funds, and pay bills with ease. Find nearby branches and ATMs for added convenience.
- 24/7 account access
- Check balances
- Deposit checks
- View transaction history
- Transfer funds
- Bill payments
- Find branches/ATMs
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Access your accounts 24/7 from anywhere with ESL Mobile Banking. It’s Free, Fast and Secure! With ESL Mobile Banking you can check your balances, deposit checks, view transaction history, transfer funds, or make bill payments. You can even find an ESL branch or ATM location nearest you! Peace of mind as you bank on the go. ESL Mobile Banking is as safe and secure as ESL Internet Banking. Your personal and confidential information are protected using industry standard technologies and security certificates. Experience the convenience of ESL. Download the ESL Mobile Banking app today! To learn how we protect your privacy, please visit https://www.esl.org/about-us/policies/privacy
CUOnlineUHS
Manage your finances conveniently from your smartphone. Access real-time account information, deposit checks, transfer funds, and pay bills securely. Locate ATMs and branches easily.
- Real-time account information
- Check deposits
- Fund transfers
- Transaction history
- Online bill pay
- ATM/branch locator
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Get all the convenience of Online Banking right from your smartphone. With mobile banking you can access your accounts when you need them from just about anywhere you may be. You can use your mobile phone or device to conveniently and securely access your accounts the way that’s best for you using your iPhone or iPad, or web enabled phone or device . With Mobile Banking you can: • Access real-time account information and check balances • Deposit checks • Transfer funds instantly to other credit union accounts or loans • View transaction history • Pay your bills whenever you want with Online Bill Pay • Locate ATMs and/or branches near you • It’s safe, convenient and free
Screenshots
Verdict
The clearest difference is rating: ESL Mobile Banking at 4.8 against CUOnlineUHS's 3.0. ESL Mobile Banking also leads on ratings volume (36K vs 7). CUOnlineUHS's advantage is iOS requirement (12.2 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ESL Mobile Banking holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: ESL Mobile Banking has 36K ratings behind it against 7, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.
| Parameter | ESL Mobile Banking | CUOnlineUHS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (36K ratings) — better | 3.0 (7 ratings) |
| Positive reviews | 53.9% of reviews | — |
| Number of ratings | 36K — better | 7 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 12.2 — better |
| Further details — not scored | ||
| Size | 179 MB | 100 MB |
| Age rating | 4+ | 4+ |
| Developer | ESL Federal Credit Union | UHS EMPLOYEES FED'L CREDIT UNION |
Customer experience
ESL Mobile Banking
CUOnlineUHS
Bugs and requests
ESL Mobile Banking
Reported bugs
4 issues- Accounts not loading after updates
- Mobile deposit issues (check size, image recognition)
- Quick balance widget not working as expected
- Transactions disappearing and reappearing
Requested features
4 requests- Add Zelle functionality
- Improve mobile deposit process
- Provide more detailed transaction history
- Implement biometric authentication options
CUOnlineUHS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ESL Mobile Banking
No in-app purchases
CUOnlineUHS
No in-app purchases
Questions
Is ESL Mobile Banking free?
Is CUOnlineUHS free?
Which has better reviews, ESL Mobile Banking or CUOnlineUHS?
Do ESL Mobile Banking or CUOnlineUHS have ads?
Which is updated more often, ESL Mobile Banking or CUOnlineUHS?
Other comparisons
