Comparison

Ficohsa vs Ginny

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ficohsa

Manage your banking operations conveniently from your mobile device. This free application allows you to check balances, make transfers, pay bills, and locate ATMs. It offers enhanced security features and personalized product management.

Highlights
  • Fingerprint login
  • Account balance and transaction history
  • Transfers (own, third-party, ACH)
  • Bill and service payments
  • ATM and branch locator
  • Transaction authorization with PIN/token
Features
Read full description

Grupo Financiero Ficohsa En Ficohsa queremos hacerte la vida más fácil, por eso ponemos a tu disposición está nueva aplicación completamente gratis, disponible en español e inglés para que puedas realizar tus operaciones bancarias desde tu móvil de una manera cómoda y sencilla. Estos son algunos de los beneficios que disfrutarás: • Configurar tu acceso con huella digital (aplica para dispositivos Apple) • Consulta de saldos y movimientos de productos bancarios • Transferencias entre cuentas propias, a terceros y ACH • Pago de tarjeta de crédito, servicios públicos, recargas y otros • Personalización de productos para su fácil identificación • Registro de cuentas como favoritas • Autorización de transacciones por medio de pin o token para mayor seguridad • Ubicación de agencias y cajeros automáticos • Consulta de beneficios y promociones • Acceso directo para contactar al banco Para una mejor utilización te recomendamos: • Habilitar ubicación, necesaria para mostrar la localización de beneficios, agencias y ATMs cerca de ti. • Conexión Wifi/datos, necesario para verificar el funcionamiento de la app en tu dispositivo.

About

Ginny

This app helps you manage your credit cards and budgets automatically. It tracks your spending in real-time by processing bank notifications sent to your email, updating your monthly budget instantly.

Highlights
  • Automatic budget control
  • Manage multiple cards
  • Instant spending notifications
  • Real-time budget updates
  • Processes bank email notifications
Features
Read full description

Ginny es tu asistente para el control efectivo de tus tarjetas de crédito. Podrás tener el control de tus presupuestos de forma automática, manejar varias tarjetas y recibir notificaciones de tus consumos al instante. Ginny funciona a través de las notificaciones bancarias que llegan a tu correo electrónico cada vez que realizas una compra. Posteriormente, la aplicación registra esos datos y hace una actualización de tu presupuesto mensual. De esta manera podrás ver tus gastos al instante sin tener que esperar a que pasen 24 horas para que se reflejen en dicha tarjeta o tener que consultar tu correo.

Screenshots

Ficohsa4 screens
Ginny4 screens

Verdict

The call

The clearest difference is rating: Ficohsa at 3.1 against Ginny's 1.7. Ficohsa also leads on update cadence (weekly vs every 7 months) and review sentiment (27% vs 0%). Ginny's advantage is iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ficohsa holds the better App Store score, 3.1 against 1.7. That said, the two scores are not equally well evidenced: Ficohsa has 226 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 27% of Ficohsa's written reviews are positive against 0% of Ginny's.

UpkeepUpdate frequency

Ficohsa ships an update weekly, Ginny every 7 months. The most recent releases landed on October 16, 2026 and October 2, 2026 respectively.

Scorecard5 real differences · 5 level
Ficohsa versus Ginny: the parameters behind the verdict, then further details
ParameterFicohsaGinny
PriceFreeFree
Rating3.1 (226 ratings) — better1.7 (3 ratings)
Positive reviews26.7% of reviews — better0.0% of reviews
Number of ratings226 — better3
Update frequencyWeekly — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.09.0 — better
Further details — not scored
Size162 MB21 MB
Age rating4+4+
DeveloperGrupo Financiero FicohsaMCTEKK SRL

Customer experience

Ficohsa

All ratings226 ratings
Positive48.7%
Neutral8.0%
Negative43.4%
Written reviews75 reviews
Positive26.7%
Neutral12.0%
Negative61.3%

Ginny

All ratings3 ratings
Positive0.0%
Neutral33.3%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

Bugs and requests

Ficohsa

Reported bugs

27 issues
  • App freezes when ads are closed
  • App closes immediately after clicking 'X' on ads
  • App shuts down on its own
  • App freezes too much
  • App doesn't allow token activation
Show 22 more
  • App doesn't respond
  • App interface gets stuck
  • App duplicates transactions
  • App distorts resolution when split-screen
  • App shows slow/no internet connection error
  • App doesn't log in after Face ID verification
  • App shows credit card balance as zero
  • App requires country selection and credentials every time
  • App closes when trying to activate Face ID
  • App erases credential information daily
  • App shows a blue screen with logo and doesn't open
  • App crashes immediately
  • App session duplication
  • App doesn't show credit card movements or balances
  • Last account in list is covered by bottom menu
  • App closes during savings account creation process
  • App blocks user after correct password entry
  • App doesn't work with Face ID
  • App shows error when trying to log in
  • App doesn't open Interbanca
  • App is a web browser wrapper
  • App has limited transaction capabilities

Requested features

9 requests
  • Option to remove ads
  • Improve customer service training
  • Add Face ID/biometric login
  • Allow adding trusted devices from app
  • Change numeric keyboard for amount fields
Show 4 more
  • Allow computer access for transfers
  • Update app interface
  • Allow managing personal and business accounts together
  • Implement dark mode

Ginny

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ficohsa

No in-app purchases

None

Ginny

No in-app purchases

Questions

Is Ficohsa free?
Ficohsa is free to download, with no in-app purchases.
Is Ginny free?
Ginny is free to download, with no in-app purchases.
Which has better reviews, Ficohsa or Ginny?
Ficohsa is rated higher. Ficohsa averages 3.1 out of 5 from 226 ratings, while Ginny averages 1.7 from 3 ratings.
Do Ficohsa or Ginny have ads?
Neither Ficohsa nor Ginny shows ads.
Which is updated more often, Ficohsa or Ginny?
Ficohsa ships an update weekly, and Ginny every 7 months. Most recently, Ficohsa was updated on October 16, 2026 and Ginny on October 2, 2026.

Other comparisons