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Comparison

Ficohsa vs Ginih

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
Ficohsa
Ficohsa
Free
💰 Finance
★ 3.1226 ratingsView app →
Ginih
Ginih
Free
💰 Finance
★ 4.8520 ratingsView app →
About

Ficohsa

Manage your banking operations conveniently from your mobile device. This free application allows you to check balances, make transfers, pay bills, and locate ATMs. It offers enhanced security features and personalized product management.

Highlights
  • Fingerprint login
  • Account balance and transaction history
  • Transfers (own, third-party, ACH)
  • Bill and service payments
  • ATM and branch locator
  • Transaction authorization with PIN/token
Features
Read full description

Grupo Financiero Ficohsa En Ficohsa queremos hacerte la vida más fácil, por eso ponemos a tu disposición está nueva aplicación completamente gratis, disponible en español e inglés para que puedas realizar tus operaciones bancarias desde tu móvil de una manera cómoda y sencilla. Estos son algunos de los beneficios que disfrutarás: • Configurar tu acceso con huella digital (aplica para dispositivos Apple) • Consulta de saldos y movimientos de productos bancarios • Transferencias entre cuentas propias, a terceros y ACH • Pago de tarjeta de crédito, servicios públicos, recargas y otros • Personalización de productos para su fácil identificación • Registro de cuentas como favoritas • Autorización de transacciones por medio de pin o token para mayor seguridad • Ubicación de agencias y cajeros automáticos • Consulta de beneficios y promociones • Acceso directo para contactar al banco Para una mejor utilización te recomendamos: • Habilitar ubicación, necesaria para mostrar la localización de beneficios, agencias y ATMs cerca de ti. • Conexión Wifi/datos, necesario para verificar el funcionamiento de la app en tu dispositivo.

About

Ginih

Manage all your bills, installments, and loans from anywhere, anytime. Receive payment reminders to avoid late fees, view your payment history, and easily share payment links with others. Connect your customer accounts or scan QR codes to pay for services and products from various providers.

Highlights
  • Pay bills, installments, and loans
  • 24/7 payment access
  • Payment reminders
  • Payment history
  • Share payment links
  • Connect customer accounts
  • Scan QR codes for payment
Features
Read full description

Paga tus facturas, mensualidades y préstamos desde cualquier lugar 24/7. - Recibe notificaciones de tus próximos pagos para evitar entrar en mora - Consulta el historial de tus pagos - Comparte el enlace de un pago con familia y amigos en tiempo de dificultad ¿Cómo funciona? Conecta tu numero de cliente o cuenta con las empresas con las que tienes una mensualidad para ver tus pagos pendientes, recibir notificaciones y realizar los pagos. También puedes escanear el código QR de la empresa para realizar el pago de un servicio o producto. ¡Paga tu saldo pendiente con la universidad UTH, energía eléctrica RECO, préstamos COFISA, Cablecolor, gimnasio AJ Fitness, Aguas de Choloma, PrestaYa, PrestaAuto, CrediRapid, Credimóvil y mucho más! Términos de uso: https://ginih.com/terms-of-service/ Política de privacidad: http://ginih.com/privacy-policy

Screenshots

Ficohsa4 screens
Ginih4 screens

Verdict

The call

The clearest difference is rating: Ginih at 4.8 against Ficohsa's 3.1. Ginih also leads on review sentiment (45% vs 27%). Ficohsa's advantage is update cadence (weekly vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ginih holds the better App Store score, 4.8 against 3.1. Both are backed by a comparable volume of ratings — 226 and 520 respectively. Written reviews point the same way: 27% of Ficohsa's written reviews are positive against 45% of Ginih's.

UpkeepUpdate frequency

Ficohsa ships an update weekly, Ginih every 3 weeks. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
Ficohsa versus Ginih: the parameters behind the verdict, then further details
ParameterFicohsaGinih
PriceFreeFree
Rating3.1 (226 ratings)4.8 (520 ratings) — better
Positive reviews26.7% of reviews45.5% of reviews — better
Number of ratings226520 — better
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better13.4
Further details — not scored
Size162 MB44 MB
Age rating4+4+
DeveloperGrupo Financiero FicohsaGinih App, S. L.

Customer experience

Ficohsa

All ratings226 ratings
Positive48.7%
Neutral8.0%
Negative43.4%
Written reviews75 reviews
Positive26.7%
Neutral12.0%
Negative61.3%

Ginih

All ratings519 ratings
Positive95.6%
Neutral2.5%
Negative1.9%
Written reviews11 reviews
Positive45.5%
Neutral18.2%
Negative36.4%

Bugs and requests

Ficohsa

Reported bugs

27 issues
  • App freezes when ads are closed
  • App closes immediately after clicking 'X' on ads
  • App shuts down on its own
  • App freezes too much
  • App doesn't allow token activation
Show 22 more
  • App doesn't respond
  • App interface gets stuck
  • App duplicates transactions
  • App distorts resolution when split-screen
  • App shows slow/no internet connection error
  • App doesn't log in after Face ID verification
  • App shows credit card balance as zero
  • App requires country selection and credentials every time
  • App closes when trying to activate Face ID
  • App erases credential information daily
  • App shows a blue screen with logo and doesn't open
  • App crashes immediately
  • App session duplication
  • App doesn't show credit card movements or balances
  • Last account in list is covered by bottom menu
  • App closes during savings account creation process
  • App blocks user after correct password entry
  • App doesn't work with Face ID
  • App shows error when trying to log in
  • App doesn't open Interbanca
  • App is a web browser wrapper
  • App has limited transaction capabilities

Requested features

9 requests
  • Option to remove ads
  • Improve customer service training
  • Add Face ID/biometric login
  • Allow adding trusted devices from app
  • Change numeric keyboard for amount fields
Show 4 more
  • Allow computer access for transfers
  • Update app interface
  • Allow managing personal and business accounts together
  • Implement dark mode

Ginih

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Ficohsa

No in-app purchases

None

Ginih

No in-app purchases

Questions

Is Ficohsa free?
Ficohsa is free to download, with no in-app purchases.
Is Ginih free?
Ginih is free to download, with no in-app purchases.
Which has better reviews, Ficohsa or Ginih?
Ginih is rated higher. Ficohsa averages 3.1 out of 5 from 226 ratings, while Ginih averages 4.8 from 520 ratings.
Do Ficohsa or Ginih have ads?
Neither Ficohsa nor Ginih shows ads.
Which is updated more often, Ficohsa or Ginih?
Ficohsa ships an update weekly, and Ginih every 3 weeks. Most recently, Ficohsa was updated on October 16, 2026 and Ginih on October 14, 2026.

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