Banka IN vs Beans App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Banka IN
Manage your banking needs conveniently from anywhere. This app allows you to check account balances, make payments, review transactions, and sign offers securely. It provides a modern and user-friendly interface for all your financial management.
- Account management
- Mobile payments
- Review transactions
- Sign offers
- Message and offer review
- Card and credit management
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Mobilno bančništvo Intese Sanpaolo Bank - Banka IN Mobile Svoboda in prosti čas postajata vedno bolj dragocena sopotnika današnjega časa. Banka IN Mobile omogoča popoln izkoristek časa, saj lahko večino bančnih storitev opravljate od doma, iz službe ali s potovanja v tujini. Omogoča vam sodoben in uporabniško prijazen način poslovanja ter vam zagotavlja popolno varnost in zasebnost podatkov. Banka IN Mobile je namenjena komitentom Intese Sanpaolo Bank, katerim je omogočeno: - Pregled sporočil in ponudb - prikaz celotne komunikacije z bančnikom in pošiljanje novih sporočil - Podpisovanje ponudb - sklenite posel kar preko mobilne naprave - Poslovanje z računi - trenutno na računu, pregled prometa, pregled izpiskov, pooblaščeni računi - Poslovanje z e-računom - prejetje, plačilo in pregled - QL Plačevanje in QL Prenosi - mobilna plačila - Plačevanje UPN QR plačilnih nalogov brez prepisovanja podatkov - Pregled plačil - imenik plačil, čakajoča plačila, bodoči dogodki, prejeta in nova plačila - Pregled plačilnih kartic - seznam kartic (stanje in limit), pregled nezapadlega prometa - Pregled kreditov - seznam in stanje kreditov - Pregled naložb - seznam in stanje skladov, seznam in stanje vrednostnih papirjev. - Pregled varčevanja - seznam in stanje depozitov, varčevanj, prenos iz/na varčevalni račun - Pregled sklenjenih zavarovanih pogodb. - Pregled novic in obvestil - Spreminjanje nastavitev - obveščanje (GSM, e-pošta, potek pogodb, sprememba stanja, prejete ponudbe/pogodbe, novice in obvestila) Poslovanje z Banko IN Mobile je enostavno, priročno in udobno, saj lahko zelo veliko bančnih storitev opravimo v času, ko smo izven pisarne ali doma, na vlaku, na odmoru, na dopustu, ne glede na kraj in čas. Mobilno bančništvo se tudi splača, saj banka tudi finančno stimulira paket telefonskega-spletnega-mobilnega bančništva. Novi komitenti pa lahko izkoristijo še prednosti brezplačnega vodenja računa v sklopu paketov dobrodošlice. ------------------------ English version: ------------------------ Freedom and time for leisure are increasingly valued in today's world. Banka IN Mobile allows you to use your time to the fullest, as now you can take care of most of your banking needs from home, work or on the road abroad. The service offers you a modern, user friendly way of getting your business done and ensures complete safety and privacy. Banka IN Mobile is intended for Intesa Sanpaolo Bank clients, with the following services at their disposal: - Review messages and offers – message list, display messages, new message - Signing offers - close the deal on your mobile - Account management – account balance, overview of transactions, overview of statements, authorised accounts - E-reciept management – e-receipt payment and review - QL Payments - mobile payments - Pay UPN QR payment invoices without transcribing - Review of payments – index of payments, pending payments, future events, new payments - Review of bank card status – list of cards (balance and limit), overview of pending transactions - Review of loans – list and balance of loans - Review of investments – list and balance of investment funds, list and status of securities - Review of savings – list and balance of deposits, savings, transfers from/to savings account - Review of insurance agreements - Review of news and notices Business with the Banka IN Mobile service is simple, practical and comfortable, as many banking tasks can be taken care of when not at home or at the office, on a train, during breaks, on vacation, no matter the time and place. Mobile banking also pays off, as the bank subsidises the phone-web-mobile banking package. New clients can also take advantage of the account operation fee waiver offered in the welcome packages.
Beans App
Manage, send, and receive money globally with a secure, non-custodial wallet. Instantly move funds, exchange currencies, and earn variable returns on your value. Access cash worldwide through MoneyGram locations.
- Global money management
- Instant international transfers
- Multi-currency wallet
- Earn variable returns
- Cash access via MoneyGram
- Secure non-custodial wallet
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With Beans you can manage, send and receive money globally in one secure, non custodial wallet. Move funds instantly, exchange between currencies and access variable returns on your value with clear insight and control. The Beans App helps you be smart with your money. Beans Earn (new): Earn variable returns on your value across supported currencies. Returns change over time and your funds can be withdrawn whenever you choose. There are no lock in periods and your money always stays under your control. Instant global transfers: Send and receive money worldwide without hidden fees or delays. Transfers within the Beans network are instant and free. Multi currency wallet: Hold and exchange more than 80 currencies at competitive rates. Manage everything easily in one simple and reliable app. Cash access with MoneyGram: Deposit or withdraw cash through more than 350.000 MoneyGram locations worldwide. This makes it easy for anyone to move between digital and physical money when needed. Security and control: Beans is a non custodial wallet. Only you have access to your funds with secure private key technology on your device. Encryption and two factor authentication help protect your account at all times. Who uses Beans • People looking for a simple, transparent and secure finance app • Families sending money across borders • Freelancers receiving international payments • Travellers managing different currencies • Users who want their value to work for them while keeping control Why choose Beans • Instant and free wallet to wallet transfers • Variable returns across supported currencies • Multi currency support • Cash access through MoneyGram • Secure non custodial wallet • Simple, transparent and easy to use Download Beans App today and experience an easier way to send, earn and manage your money globally. Returns vary over time. Capital at risk.
Screenshots
Verdict
The clearest difference is rating: Beans App at 3.7 against Banka IN's 3.2. Beans App also leads on update cadence (fortnightly vs every 2 months) and ratings volume (27 vs 5). Banka IN's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (9.0 vs 15.5). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Beans App holds the better App Store score, 3.7 against 3.2. That said, the two scores are not equally well evidenced: Beans App has 27 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 67% of Banka IN's written reviews are positive against 60% of Beans App's, so the app with the better star average is not the one people write more warmly about.
Banka IN ships an update every 2 months, Beans App fortnightly. The most recent releases landed on September 17, 2026 and October 6, 2026 respectively.
| Parameter | Banka IN | Beans App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (5 ratings) | 3.7 (27 ratings) — better |
| Positive reviews | 66.7% of reviews — better | 60.0% of reviews |
| Number of ratings | 5 | 27 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 10 MB | 66 MB |
| Age rating | 4+ | 4+ |
| Developer | Banka Intesa Sanpaolo d.d. | Beans bv |
Customer experience
Banka IN
Beans App
In-app purchases
Banka IN
No in-app purchases
Beans App
No in-app purchases









