Comparison

Erste mBanking vs s Identity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Erste mBanking

Manage your finances securely and easily from your smartphone. Perform all transactions, from payments to account management, with intuitive features like PhotoPay and biometric login. Access statements, loans, and card information on the go.

Highlights
  • Secure biometric and mPIN login
  • Unified payment screen for all transactions
  • PhotoPay for scanning and paying invoices
  • Account balance and transaction tracking
  • Loan and credit card management
  • Currency exchange rates and calculator
  • Branch and ATM locator
Read full description

Erste mBanking usluga je mobilnog bankarstva Erste banke kojom jednostavno i sigurno možete obavljati sve svoje financijske transakcije pametnim telefonom, a uz standardnu identifikaciju 4-znamenkastim mPIN-om, ili biometrijom. 
 Jedinstveni zaslon za unos naloga još više olakšava plaćanja i prijenos sredstava. Opcija Slikaj i plati, s kojom je ručno popunjavanje naloga postalo prošlost, sad vam je nadohvat prsta, a umjesto internim prijenosom sva kunska plaćanja zadajete na jednom zaslonu. 
 Korisnici mogu učitavati fakture iz galerije ili skenirati pojedine elemente fakture, pregledavati i potpisivati naloge u kunskim datotekama te naručivati izvode i fakture za svoje poslovne račune uz znatno niže naknade. 
 Sigurnu prijavu u usluge e-bankarstva omogućuje mToken - jednostavna opcija unutar mBankinga koja unosom 4-znamenkastog mPIN-a daje kontrolu nad vlastitim transakcijama. mToken je besplatan, a za njegovo je korištenje potrebno imati ugovorenu uslugu NetBanking ili FonBanking te potom preuzeti mBanking aplikaciju. 
 Osim navedenoga, Erste mBanking omogućuje: 
 * praćenje stanja i prometa po svim Erste računima * pregledavanje svih transakcija zadanih putem mBankinga i NetBankinga * plaćanje svih vrsta računa u kunama općom uplatnicom te izvršavanje obveza po kreditima i obavljanje kupoprodaje deviza * pregledavanje oročene štednje i kredita i postavljanje zahtjeva za predodobrenim kreditom * pregledavanje stanja, transakcija i računa kreditnih kartica * pregledavanje ugovorenih fondova te zadavanje zahtjeva za otkup i izdavanje fondova * pregledavanje tečajne liste i preračunavanje valuta * pronalazak najbliže Erste poslovnice ili Erste bankomata * aktivaciju mBankinga preko aplikacije, bez odlaska u poslovnicu * pregledavanje i ažuriranje osobnih podataka 
 Minimalna podržana verzija iOS-a je 15.2. Za korištenje Touch ID funkcionalnosti potrebno je imati model iPhone 5S ili noviji. Erste mBanking is Erste Bank's mobile banking service, which enables you to carry out all financial transactions using only your smartphone. Depending on settings and devices, it provides authentication by 4-digit mPIN or with biometry. The unique/unified payment screen makes payments and fund transfers even easier. The PhotoPay feature, with which manually filling orders has become a thing of the past, is now at your fingertips, and the internal transfer option has been incorporated into a single screen, where you can make all types of national payments. You can upload invoices from the gallery or scan parts of the invoice, review and sign orders for national payment files, and order statements and invoices for their business accounts with significantly lower fees. Erste Bank's secure e-banking services are accessible via mToken, a simple option 
within the mBanking app that lets you control all your financial transactions via a 
4-digit mPIN. As a NetBanking or FonBanking user, you can download the free mBanking app and start using the mToken option. In addition to the above, Erste mBanking allows: * monitoring of balance and traffic by all Erste accounts, * view all transactions made on mBanking and NetBanking, * payment of all types of national invoices by general payment slip, execution of obligations per loans, and conducting foreign currency purchases, * reviewing terms of savings and loans as well as setting requirements for a pre-approved loan, * check balances, transactions, and view credit card accounts, * reviewing contracted funds and issuing requests for the purchase and issuance of funds, * viewing exchange rates and converting currencies, * assistance in locating the nearest Erste branch or Erste ATM, * activation of the mBanking app through the application itself, without visiting the branch, * view and update of personal information. 
 Minimal version requirement: iOS 15.2. 
 The Touch ID feature is available on iPhone 5s or later.

About

s Identity

This app provides a secure and convenient method for signing in and authorizing transactions for George and George Business banking. It offers a faster alternative to SMS authentication, with options for fingerprint or face recognition for enhanced security and ease of use.

Highlights
  • Secure login and signing
  • Fast transaction authorization
  • SMS alternative
  • Fingerprint recognition
  • Face recognition
  • Automatic action confirmation
Read full description

s Identity – the signing and login method for George and George Business Secure, fast and comfortable even without SMS. Download s Identity App and then start the change of the login & signing method in George (Business) via PC/MAC (settings). At the end of this process you generate the activation code for the App. Or start the activation in the George (Business) App at the product info screen. Available even with fingerprint or face recognition for login and signing. Get your activation code for Telebanking Pro from your administrator or your account manager. Login to George & co with your s Identity the smart way: Start signing in or log into internet banking and confirm this action in your s Identity app. Everything else is done automatically. Get started now.

Screenshots

Erste mBanking4 screens
s Identity4 screens

Verdict

The call

The clearest difference is rating: Erste mBanking at 4.7 against s Identity's 1.9. Erste mBanking also leads on review sentiment (43% vs 16%) and update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Erste mBanking holds the better App Store score, 4.7 against 1.9. That said, the two scores are not equally well evidenced: Erste mBanking has 547 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 43% of Erste mBanking's written reviews are positive against 16% of s Identity's.

UpkeepUpdate frequency

Erste mBanking ships an update every 3 weeks, s Identity every 3 months. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Erste mBanking versus s Identity: the parameters behind the verdict, then further details
ParameterErste mBankings Identity
PriceFreeFree
Rating4.7 (547 ratings) — better1.9 (15 ratings)
Positive reviews42.9% of reviews — better16.1% of reviews
Number of ratings547 — better15
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.215.0 — better
Further details — not scored
Size154 MB22 MB
Age rating4+4+
DeveloperErste banka HRErste Bank und Sparkassen

Customer experience

Erste mBanking

All ratings547 ratings
Positive92.1%
Neutral3.8%
Negative4.0%
Written reviews14 reviews
Positive42.9%
Neutral14.3%
Negative42.9%

s Identity

All ratings15 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews31 reviews
Positive16.1%
Neutral6.5%
Negative77.4%

Bugs and requests

Erste mBanking

Reported bugs

8 issues
  • Fields get autoselected / randomly selected when making payments
  • After EVERY payment created, requires re-log in
  • Cursor jumps from where it should be to after the last decimal when inputting amount
  • App forces update with almost every release
  • Cannot log in frequently
Show 3 more
  • Lost all accounts and balance visibility after new update
  • Cannot pay by scanning 2D barcode
  • Cannot connect Diners card to the mobile app

Requested features

3 requests
  • iPad optimized version
  • Apple Pay integration
  • Ability to copy IBAN from transaction details

s Identity

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Erste mBanking

No in-app purchases

None

s Identity

No in-app purchases

Questions

Is Erste mBanking free?
Erste mBanking is free to download, with no in-app purchases.
Is s Identity free?
s Identity is free to download, with no in-app purchases.
Which has better reviews, Erste mBanking or s Identity?
Erste mBanking is rated higher. Erste mBanking averages 4.7 out of 5 from 547 ratings, while s Identity averages 1.9 from 15 ratings.
Do Erste mBanking or s Identity have ads?
Neither Erste mBanking nor s Identity shows ads.
Which is updated more often, Erste mBanking or s Identity?
Erste mBanking ships an update every 3 weeks, and s Identity every 3 months. Most recently, Erste mBanking was updated on October 30, 2026 and s Identity on October 24, 2026.

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