Comparison

Erste mBanking vs CEPS Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Erste mBanking

Manage your finances securely and easily from your smartphone. Perform all transactions, from payments to account management, with intuitive features like PhotoPay and biometric login. Access statements, loans, and card information on the go.

Highlights
  • Secure biometric and mPIN login
  • Unified payment screen for all transactions
  • PhotoPay for scanning and paying invoices
  • Account balance and transaction tracking
  • Loan and credit card management
  • Currency exchange rates and calculator
  • Branch and ATM locator
Read full description

Erste mBanking usluga je mobilnog bankarstva Erste banke kojom jednostavno i sigurno možete obavljati sve svoje financijske transakcije pametnim telefonom, a uz standardnu identifikaciju 4-znamenkastim mPIN-om, ili biometrijom. 
 Jedinstveni zaslon za unos naloga još više olakšava plaćanja i prijenos sredstava. Opcija Slikaj i plati, s kojom je ručno popunjavanje naloga postalo prošlost, sad vam je nadohvat prsta, a umjesto internim prijenosom sva kunska plaćanja zadajete na jednom zaslonu. 
 Korisnici mogu učitavati fakture iz galerije ili skenirati pojedine elemente fakture, pregledavati i potpisivati naloge u kunskim datotekama te naručivati izvode i fakture za svoje poslovne račune uz znatno niže naknade. 
 Sigurnu prijavu u usluge e-bankarstva omogućuje mToken - jednostavna opcija unutar mBankinga koja unosom 4-znamenkastog mPIN-a daje kontrolu nad vlastitim transakcijama. mToken je besplatan, a za njegovo je korištenje potrebno imati ugovorenu uslugu NetBanking ili FonBanking te potom preuzeti mBanking aplikaciju. 
 Osim navedenoga, Erste mBanking omogućuje: 
 * praćenje stanja i prometa po svim Erste računima * pregledavanje svih transakcija zadanih putem mBankinga i NetBankinga * plaćanje svih vrsta računa u kunama općom uplatnicom te izvršavanje obveza po kreditima i obavljanje kupoprodaje deviza * pregledavanje oročene štednje i kredita i postavljanje zahtjeva za predodobrenim kreditom * pregledavanje stanja, transakcija i računa kreditnih kartica * pregledavanje ugovorenih fondova te zadavanje zahtjeva za otkup i izdavanje fondova * pregledavanje tečajne liste i preračunavanje valuta * pronalazak najbliže Erste poslovnice ili Erste bankomata * aktivaciju mBankinga preko aplikacije, bez odlaska u poslovnicu * pregledavanje i ažuriranje osobnih podataka 
 Minimalna podržana verzija iOS-a je 15.2. Za korištenje Touch ID funkcionalnosti potrebno je imati model iPhone 5S ili noviji. Erste mBanking is Erste Bank's mobile banking service, which enables you to carry out all financial transactions using only your smartphone. Depending on settings and devices, it provides authentication by 4-digit mPIN or with biometry. The unique/unified payment screen makes payments and fund transfers even easier. The PhotoPay feature, with which manually filling orders has become a thing of the past, is now at your fingertips, and the internal transfer option has been incorporated into a single screen, where you can make all types of national payments. You can upload invoices from the gallery or scan parts of the invoice, review and sign orders for national payment files, and order statements and invoices for their business accounts with significantly lower fees. Erste Bank's secure e-banking services are accessible via mToken, a simple option 
within the mBanking app that lets you control all your financial transactions via a 
4-digit mPIN. As a NetBanking or FonBanking user, you can download the free mBanking app and start using the mToken option. In addition to the above, Erste mBanking allows: * monitoring of balance and traffic by all Erste accounts, * view all transactions made on mBanking and NetBanking, * payment of all types of national invoices by general payment slip, execution of obligations per loans, and conducting foreign currency purchases, * reviewing terms of savings and loans as well as setting requirements for a pre-approved loan, * check balances, transactions, and view credit card accounts, * reviewing contracted funds and issuing requests for the purchase and issuance of funds, * viewing exchange rates and converting currencies, * assistance in locating the nearest Erste branch or Erste ATM, * activation of the mBanking app through the application itself, without visiting the branch, * view and update of personal information. 
 Minimal version requirement: iOS 15.2. 
 The Touch ID feature is available on iPhone 5s or later.

About

CEPS Mobile

Features
Read full description

CEPS je profesionalni cashless sustav za događaje, namijenjen organizatorima, festivalima i svima koji koriste fiskalne blagajne i prodajne punktove. Aplikacija omogućuje potpunu kontrolu nad prodajom, prometom i potrošnjom na događaju -- sve u stvarnom vremenu, direktno s mobilnog uređaja. Za koga je CEPS aplikacija? - Organizatori događaja (festivali, koncerti, sport, sajmovi) - Vlasnici i voditelji prodajnih punktova - Administratori sustava - Tvrtke koje koriste CEPS fiskalne blagajne na terenu Ključne značajke - Pregled prometa u stvarnom vremenu -- Gotovina, kartice, CEPS kartice. - Kontrola blagajni -- Pregled aktivnih blagajni, operatera i statusa prodajnih mjesta. - Analitika i izvještaji -- Detaljan uvid u promet po artiklima, blagajnama i vremenskim periodima. - Potrošnja korisnika -- Informacije o potrošnji na svim CEPS karticama i narukvicama. - Pristup više događaja -- Jedna aplikacija za sve vaše festivale i projekte. Zašto CEPS? CEPS smanjuje gužve, ubrzava procese naplate i daje organizatorima potpunu kontrolu nad potrošnjom i prodajom. Dizajniran je za profesionalnu upotrebu, jasan je, pouzdan i spreman za rad i na zahtjevnim terenskim lokacijama.

Screenshots

Erste mBanking4 screens
CEPS Mobile4 screens

Verdict

The call

Erste mBanking and CEPS Mobile are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Erste mBanking ships an update every 3 weeks, CEPS Mobile every 2 weeks. The most recent releases landed on October 17, 2026 and September 29, 2026 respectively.

ScorecardNo meaningful differences
Erste mBanking versus CEPS Mobile: the parameters behind the verdict, then further details
ParameterErste mBankingCEPS Mobile
PriceFreeFree
Rating4.7 (546 ratings) — better—
Positive reviews42.9% of reviews—
Number of ratings546 — better—
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.215.1 — better
Further details — not scored
Size153 MB33 MB
Age rating4+4+
DeveloperErste banka HRLB Digital d.o.o.

Bugs and requests

Erste mBanking

Reported bugs

8 issues
  • Fields get autoselected / randomly selected when making payments
  • After EVERY payment created, requires re-log in
  • Cursor jumps from where it should be to after the last decimal when inputting amount
  • App forces update with almost every release
  • Cannot log in frequently
Show 3 more
  • Lost all accounts and balance visibility after new update
  • Cannot pay by scanning 2D barcode
  • Cannot connect Diners card to the mobile app

Requested features

3 requests
  • iPad optimized version
  • Apple Pay integration
  • Ability to copy IBAN from transaction details

CEPS Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Erste mBanking

No in-app purchases

None

CEPS Mobile

No in-app purchases

Questions

Is Erste mBanking free?
Erste mBanking is free to download, with no in-app purchases.
Is CEPS Mobile free?
CEPS Mobile is free to download, with no in-app purchases.
Do Erste mBanking or CEPS Mobile have ads?
Neither Erste mBanking nor CEPS Mobile shows ads.
Which is updated more often, Erste mBanking or CEPS Mobile?
Erste mBanking ships an update every 3 weeks, and CEPS Mobile every 2 weeks. Most recently, Erste mBanking was updated on October 17, 2026 and CEPS Mobile on September 29, 2026.

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