Comparison

Erste mBanking vs George Österreich

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Erste mBanking

Manage your finances securely and easily from your smartphone. Perform all transactions, from payments to account management, with intuitive features like PhotoPay and biometric login. Access statements, loans, and card information on the go.

Highlights
  • Secure biometric and mPIN login
  • Unified payment screen for all transactions
  • PhotoPay for scanning and paying invoices
  • Account balance and transaction tracking
  • Loan and credit card management
  • Currency exchange rates and calculator
  • Branch and ATM locator
Read full description

Erste mBanking usluga je mobilnog bankarstva Erste banke kojom jednostavno i sigurno možete obavljati sve svoje financijske transakcije pametnim telefonom, a uz standardnu identifikaciju 4-znamenkastim mPIN-om, ili biometrijom. 
 Jedinstveni zaslon za unos naloga još više olakšava plaćanja i prijenos sredstava. Opcija Slikaj i plati, s kojom je ručno popunjavanje naloga postalo prošlost, sad vam je nadohvat prsta, a umjesto internim prijenosom sva kunska plaćanja zadajete na jednom zaslonu. 
 Korisnici mogu učitavati fakture iz galerije ili skenirati pojedine elemente fakture, pregledavati i potpisivati naloge u kunskim datotekama te naručivati izvode i fakture za svoje poslovne račune uz znatno niže naknade. 
 Sigurnu prijavu u usluge e-bankarstva omogućuje mToken - jednostavna opcija unutar mBankinga koja unosom 4-znamenkastog mPIN-a daje kontrolu nad vlastitim transakcijama. mToken je besplatan, a za njegovo je korištenje potrebno imati ugovorenu uslugu NetBanking ili FonBanking te potom preuzeti mBanking aplikaciju. 
 Osim navedenoga, Erste mBanking omogućuje: 
 * praćenje stanja i prometa po svim Erste računima * pregledavanje svih transakcija zadanih putem mBankinga i NetBankinga * plaćanje svih vrsta računa u kunama općom uplatnicom te izvršavanje obveza po kreditima i obavljanje kupoprodaje deviza * pregledavanje oročene štednje i kredita i postavljanje zahtjeva za predodobrenim kreditom * pregledavanje stanja, transakcija i računa kreditnih kartica * pregledavanje ugovorenih fondova te zadavanje zahtjeva za otkup i izdavanje fondova * pregledavanje tečajne liste i preračunavanje valuta * pronalazak najbliže Erste poslovnice ili Erste bankomata * aktivaciju mBankinga preko aplikacije, bez odlaska u poslovnicu * pregledavanje i ažuriranje osobnih podataka 
 Minimalna podržana verzija iOS-a je 15.2. Za korištenje Touch ID funkcionalnosti potrebno je imati model iPhone 5S ili noviji. Erste mBanking is Erste Bank's mobile banking service, which enables you to carry out all financial transactions using only your smartphone. Depending on settings and devices, it provides authentication by 4-digit mPIN or with biometry. The unique/unified payment screen makes payments and fund transfers even easier. The PhotoPay feature, with which manually filling orders has become a thing of the past, is now at your fingertips, and the internal transfer option has been incorporated into a single screen, where you can make all types of national payments. You can upload invoices from the gallery or scan parts of the invoice, review and sign orders for national payment files, and order statements and invoices for their business accounts with significantly lower fees. Erste Bank's secure e-banking services are accessible via mToken, a simple option 
within the mBanking app that lets you control all your financial transactions via a 
4-digit mPIN. As a NetBanking or FonBanking user, you can download the free mBanking app and start using the mToken option. In addition to the above, Erste mBanking allows: * monitoring of balance and traffic by all Erste accounts, * view all transactions made on mBanking and NetBanking, * payment of all types of national invoices by general payment slip, execution of obligations per loans, and conducting foreign currency purchases, * reviewing terms of savings and loans as well as setting requirements for a pre-approved loan, * check balances, transactions, and view credit card accounts, * reviewing contracted funds and issuing requests for the purchase and issuance of funds, * viewing exchange rates and converting currencies, * assistance in locating the nearest Erste branch or Erste ATM, * activation of the mBanking app through the application itself, without visiting the branch, * view and update of personal information. 
 Minimal version requirement: iOS 15.2. 
 The Touch ID feature is available on iPhone 5s or later.

About

George Österreich

Manage your finances effortlessly with a powerful mobile banking app. Track accounts, make instant transfers, and gain personalized financial insights. Invest in securities, communicate with advisors, and discover tailored financial products and services.

Highlights
  • Financial overviews and instant transfers
  • Account and card tracking
  • Apple Pay support
  • Personalized financial insights and tips
  • Stock, fund, and ETF trading
  • Secure communication with advisors
  • Savings features with activity tracking
Read full description

Make friends with your banking and upgrade your finances with George. George is simple, intelligent and personal, offering you the most mobile money experience in one powerful app: • From quick financial overviews to instant transfers with Scan & Pay: George simplifies your everyday money matters. There’s (almost) nothing George can’t do. • Keep track of all your accounts and cards – anytime, anywhere. • Of course, with Apple Pay support for all debit and credit cards. • Because context matters: Get valuable insights and personalized tips from George to improve your financial fitness. • Investing is for everyone: Track and trade stocks, funds, ETFs, and many more securities – easier than ever, thanks to George Invest. • For all financial situations: Communicate directly and securely with your personal advisor and the experts at Erste Bank and Sparkasse. • Whether it’s instant cash offers, smart credit cards, or moneyback deals at your favorite brands – discover new products and services tailored to your needs. • Get your savings moving – link George’s new Move & Save feature with Apple Fitness and save every time you close an activity ring. • Tested and optimized for accessibility. • Talent linguist - in addition to German, George is also available in the following languages: Čeština, English, Español, Filipino, Français, Hrvatski, Italiano, Magyar, Polski, Română, Slovenčina, Slovenščina, Srpski, Tiếng Việt, Türkçe, Українська. Don’t stop George now, cause he’s giving you a good time with new features and updates almost every month.

Screenshots

Erste mBanking4 screens
George Österreich4 screens

Verdict

The call

Erste mBanking and George Österreich both sit at 4.7 stars, but that hides the real split: 66% of George Österreich's written reviews are positive against 43% of Erste mBanking's. George Österreich also leads on ratings volume (4.4K vs 547). Erste mBanking's advantage is iOS requirement (15.2 vs 17.7). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Erste mBanking against 4.9 for George Österreich. That said, the two scores are not equally well evidenced: George Österreich has 4.4K ratings behind it against 547, so its average is the more settled of the two. Written reviews are what separate them: 43% of Erste mBanking's written reviews are positive against 66% of George Österreich's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
Erste mBanking versus George Österreich: the parameters behind the verdict, then further details
ParameterErste mBankingGeorge Österreich
PriceFreeFree
Rating4.7 (547 ratings)4.9 (4.4K ratings) — better
Positive reviews42.9% of reviews66.3% of reviews — better
Number of ratings5474.4K — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.2 — better17.7
Further details — not scored
Size154 MB463 MB
Age rating4+4+
DeveloperErste banka HRErste Bank und Sparkassen

Customer experience

Erste mBanking

All ratings547 ratings
Positive92.1%
Neutral3.8%
Negative4.0%
Written reviews14 reviews
Positive42.9%
Neutral14.3%
Negative42.9%

George Österreich

All ratings4,348 ratings
Positive96.8%
Neutral1.4%
Negative1.7%
Written reviews172 reviews
Positive66.3%
Neutral6.4%
Negative27.3%

User reviews

Erste mBanking

From 547 App Store ratings

What we love

  • 👍 Reliable and intuitive app
  • 👍 Easy login and account access
  • 👍 Friendly and professional support
  • 👍 Good overall app performance

Room to improve

  • ❌ No iPad support
  • 🐛 App full of bugs
  • 🐛 Login issues frequently
  • 🐛 Input fields behave erratically
  • 🐛 Payments require re-login

George Österreich

From 4.4K App Store ratings

What we love

  • 👍 Simple and intuitive UI
  • 🚀 Fast and efficient
  • 🔒 Secure banking experience
  • 💡 Innovative features like George
  • 📱 Optimized for mobile devices

Room to improve

  • 🐛 Frequent crashes and freezes
  • 🌐 Incomplete language support
  • 🔑 Frustrating login/authentication process
  • 💳 Issues with adding cards to Apple Pay

Bugs and requests

Erste mBanking

Reported bugs

8 issues
  • Fields get autoselected / randomly selected when making payments
  • After EVERY payment created, requires re-log in
  • Cursor jumps from where it should be to after the last decimal when inputting amount
  • App forces update with almost every release
  • Cannot log in frequently
Show 3 more
  • Lost all accounts and balance visibility after new update
  • Cannot pay by scanning 2D barcode
  • Cannot connect Diners card to the mobile app

Requested features

3 requests
  • iPad optimized version
  • Apple Pay integration
  • Ability to copy IBAN from transaction details

George Österreich

Reported bugs

3 issues
  • App not opening on new iOS devices
  • Compatibility issues with older OS versions
  • Manual transfers causing app freezes

Requested features

4 requests
  • Push notifications for account activity
  • Consolidated view of all financial accounts
  • Improved English translations
  • Option to disable personified George interface

In-app purchases

None

Erste mBanking

No in-app purchases

None

George Österreich

No in-app purchases

Questions

Is Erste mBanking free?
Erste mBanking is free to download, with no in-app purchases.
Is George Österreich free?
George Österreich is free to download, with no in-app purchases.
Which has better reviews, Erste mBanking or George Österreich?
George Österreich is rated higher. Erste mBanking averages 4.7 out of 5 from 547 ratings, while George Österreich averages 4.9 from 4.4K ratings.
Do Erste mBanking or George Österreich have ads?
Neither Erste mBanking nor George Österreich shows ads.
Which is updated more often, Erste mBanking or George Österreich?
Erste mBanking ships an update every 3 weeks, and George Österreich every 3 weeks. Most recently, Erste mBanking was updated on November 1, 2026 and George Österreich on November 6, 2026.

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