AmbankWaco vs CBTWaco
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AmbankWaco
Manage your finances on the go with this mobile banking application. Check balances, review transaction history, and transfer funds between accounts. Locate nearby ATMs and contact your local branch directly from the app.
- Check account balances
- View transaction history
- Transfer funds between accounts
- Find American Bank ATMs
- Contact local branch
- User-friendly interface
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With the AmBank Mobile Banking app, you can check available balances, view transaction history, transfer between accounts, contact your local branch, and find American Bank ATMs in the area. To learn how we protect your privacy, please visit https://www.am.bank/mobile-privacy-disclosure
CBTWaco
Manage your finances on the go with this banking app. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Secure sign-on options like Touch ID and Face ID are available.
- Account balance checks
- Transaction search
- Inter-account transfers
- Bill payment
- Payee management
- Mobile check deposit
- Biometric login
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Start banking wherever you are with Community Bank & Trust Mobile Banking app. Available to all Community Bank & Trust online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Manage Payees: •Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
Screenshots
Verdict
AmbankWaco and CBTWaco both sit at 4.8 stars, but that hides the real split: 83% of AmbankWaco's written reviews are positive against 50% of CBTWaco's. AmbankWaco also leads on monetization model (free vs ad-supported) and ratings volume (714 vs 121). CBTWaco's advantage is iOS requirement (15.5 vs 17.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for AmbankWaco against 4.8 for CBTWaco. That said, the two scores are not equally well evidenced: AmbankWaco has 714 ratings behind it against 121, so its average is the more settled of the two. Written reviews are what separate them: 83% of AmbankWaco's written reviews are positive against 50% of CBTWaco's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and October 31, 2026 respectively.
| Parameter | AmbankWaco | CBTWaco |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (714 ratings) — better | 4.8 (121 ratings) |
| Positive reviews | 82.6% of reviews — better | 50.0% of reviews |
| Number of ratings | 714 — better | 121 |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 125 MB | 199 MB |
| Age rating | 4+ | 4+ |
| Developer | American Bank, N.A. | Community Bank & Trust’s Mobile Community |
Customer experience
AmbankWaco
CBTWaco
Bugs and requests
AmbankWaco
Reported bugs
4 issues- Mobile deposit picture not accepted
- App freezes on loading screen
- Unable to access anything after update
- Cash back rewards always says needs activation
Requested features
2 requests- Make mobile deposit easier
- Link category spending from full site to app
CBTWaco
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AmbankWaco
No in-app purchases
CBTWaco
No in-app purchases
Questions
Is AmbankWaco free?
Is CBTWaco free?
Which has better reviews, AmbankWaco or CBTWaco?
Do AmbankWaco or CBTWaco have ads?
Which is updated more often, AmbankWaco or CBTWaco?
Other comparisons
