Best Bank vs AEM

Manage your money simply, in a single app. Invest, save, send money, buy online or in-store. At home or abroad. Open a Portuguese account in 5 minutes at no cost. What do I need to open a Digital Account without leaving my sofa? All you need is: • 5 minutes • Digital Mobile Key • ID card or passport • Proof of your address • Proof of profession / employer Day-to-day management • Check your balance and movements • Make payments for services or purchases • Charge your phone • Send proof of IBAN • Request or block your cards • Spread the payment of your purchases through Special Purchases • Check your account and card statements • Check all your direct debits • Link and view accounts from other banks in the Banco Best app Transfer, pay, withdraw or receive money with MB WAY (you don't need the MB WAY app) • Make payments easily and instantly with the Best Bank App • Divide and settle accounts after a dinner with friends • Request money directly through the app • Create MBNET cards directly through the app • Withdraw cash without needing a card • Share your bills with friends Transfers all over the world • Make free intra-bank and SEPA+ credit transfers on the website, in the app and at ATMs A card that makes a difference • Ask for your ATM card: Best Visa Debit (€0 for the first year for online account openings). • Pay without a PIN using contacless technology • Have absolute control of your card, using the option to "Block" it in the App in the event of theft or loss, 24 hours a day with no need to call. • See all your card movements • Withdraw money at any ATM for free Best Gold Plus Visa with TAP Miles&Go Miles or Cashback • Exclusive credit card for Best customers • Activate "Special Purchases" from 250€ for up to 59 months • Anti-fraud system: Best Guardian - receive notification of all card transactions • Payments on the Visa network on 5 continents Best Card Club - Discounts of up to 30% • For Best card users (debit or credit) • Discounts of up to 30% on selected partners: travel, hotels, travel agencies, car rental, technology and lifestyle Achieve your goals easily • Start saving for your dream trip, down payment for your next car, surfboard or even an electric bike with Best Bank App Goals • Create your goal and make automatic monthly reinforcements • When the date comes, you have the money to achieve your goal Invest without the hassle • Buy and sell funds, ETFs, shares, bonds, public offerings and more • Plan your retirement with Retirement Savings Funds, Retirement Savings Plans or Pension Funds • Explore current investment topics, learn about trends, news and classics • Invest like a machine with the MorgenFund Robot Advisor • Have a shopping experience as if you were in an online store, with the Shopping Cart Alerts - The app that talks to you: • On the App's homepage, you can have alerts to update your personal details, deposit auctions in progress, update your investor profile, investment themes, create goals and more. Customize the app to your liking • Hide your balances when you open the app for greater privacy • Change the colors and background • Add your frequent beneficiaries • Create frequent payments Probably the best App, everything you need is here. Download the Best Bank App and change your financial life. For more information visit the Best Bank website www.bancobest.pt Do you have any suggestions for improvements? Send them to best.dmk@bancobest.pt

The AEM “Portuguese Market” APP features comprehensive information on the Portuguese capital markets main listed companies, and members of AEM, including stock prices, data graphics, reports, news, and other contents relevant for investors. Plus, you get all the news regarding AEM’s activity, including its position papers and reports, and exclusive comment, insight, and the more structural news and trends concerning the Portuguese market. Whenever you want to access it, always first hand.