iMMIG 記帳小秘書 vs CostDiary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iMMIG 記帳小秘書
This app helps you manage personal finances by tracking income, expenses, and bills. It offers features like QR code scanning for invoices, multi-currency accounts, cloud backups, and payment reminders. Secure your data with facial recognition or fingerprint unlock.
- Income and expense tracking
- Bill payment reminders
- QR code invoice scanning
- Multi-currency account management
- Cloud backup (Dropbox/iCloud)
- Biometric security (Face/Fingerprint ID)
- Reporting and statistics
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iMMIG(記帳小秘書)是用於記錄個人在日常生活中的收入、支出、繳費資料的軟體,讓您記帳、繳費e次搞定 - 支持掃描 QR Code 電子發票 / 電子發票自動對獎 / 手機條碼匯入電子發票功能,讓您輕鬆記帳對獎一次完成 - 豐富的清單列表介面,隨時掌握您的收入、支出、繳費情形 - 多幣別帳戶功能,即時匯率轉換及查詢,讓您的資產瞭如指掌 - 報表統計可隨時追蹤收入、支出、繳費情形以及收支比對 - 支援 Dropbox 雲端資料備份 / 資料復原 / 資料匯出,使用方便且不怕備份檔案遺失 - 支援 iCloud 雲端資料備份 / 資料復原 / 自動備份 / 資料同步 ..... 等功能 - 支援臉部辨識/指紋解鎖功能,讓您不用麻煩每次輸入密碼解鎖,也不用再擔心忘記密碼了 - 通知中心功能(近期繳費提醒),讓您隨時掌握繳費資訊,帳單不漏繳 詳細功能請參考下面說明! *********************************** 本軟體所有的刪除資料功能,皆以滑動的方式刪除 在要刪除的資料列上,向左滑動的方式刪除資料即可 *********************************** 功能說明: 1. 記帳功能: 只要簡單的操作,就可以幫您快速輸入每筆收入、支出、繳費、轉帳紀錄,也可以拍照紀錄 2. 繳費功能: 繳費事項可設定重複週期、提醒時間、繳費期限、過期持續提醒等功能,讓您不漏繳帳單,並可當待辦事項功能使用喔 貼心小功能 : (1)許多人在繳帳單時多半是先轉帳再自動扣款.因此在繳費事項修改中, 如果已轉帳但尚未扣款, 可只選擇[繳費日期], 但[是否完成]不要選取, 此時在事項清單中該事項會變為藍色, 表示您已轉帳準備扣款, 但尚未扣款, 待真正扣款後, 再修改成已完成即可(2)繳費完成自動抵銷帳戶金額功能 3. 行事曆: 顯示所有【收入】、【支出】、【已繳費/尚未繳費】、【轉帳】記錄,讓您收支狀況一目了然 (藍點:收入、紅點:支出、黑點:該日尚有未繳費紀錄、灰點:該日皆已繳費、綠點:轉帳) 4. 小算盤: 內鍵小算盤,協助您快速計算金額,並可將您計算好的金額直接帶入資料,免去重新輸入困擾 5. 帳戶管理: 顯示目前資產、負債、總計金額資料 可建立多個帳戶,且每個帳戶皆有餘額顯示,帳戶/項目關閉功能,讓您對自己資產配置瞭若指掌 6. 標籤管理 可針對單一特定事件標記紀錄,以便統計該事件支出總額,例如:出國旅遊、出差費用...等 7. 報表統計: 報表統計可分類別分析、結餘分析、圓餅圖分析,關鍵字搜尋,且可以金額排序,讓您隨時掌握帳務詳細資料 8. Dropbox 資料匯出: 匯出 Excel 格式,方便您做資料存檔、篩選、整理 9. 支援 Dropbox 雲端備份: 您可以透過 Dropbox 帳號執行匯出、備份、復原資料,使用方便且不怕檔案遺失 匯出、備份檔案位置:Install Dropbox Path\Apps\iMMIG\ (例:C:\My Dropbox\Apps\iMMIG\) 10. 提醒設定: -可依照個人需求設定預設提醒時間(也可在各筆紀錄設定提醒時間),以及是否過期持續提醒功能 -記帳提醒功能 -備份提醒功能 11. 密碼鎖: -密碼鎖功能以確保您的個人資料安全 -支援臉部辨識 / 指紋解鎖功能(讓您不用麻煩每次輸入密碼解鎖,也不用再擔心忘記密碼了) 12. 預算設定: 可針對「支出」、「繳費」之(年)(月)(週)(日)預算各別做設定 13. 支援 Apple Watch 讓您隨時掌握帳務資訊 功能說明: - 可在概覽隨時查看本週待繳費資訊 - 即時繳費提醒,讓您不漏繳帳單 - 隨時查看當日收支狀況/帳務分析/各帳戶結餘/資產...等資料 14. 支持掃描 QR Code 電子發票/電子發票自動對獎/手機條碼匯入電子發票功能 操作方式請參考我們的 FB iMMIG 粉絲團 15. 多幣別帳戶功能 - 本地帳戶與外幣帳戶可互相轉帳 - 靈活的匯率輸入功能 - 匯率計算器 - 即時匯率轉換及查詢 - 各外幣帳戶之匯率可自由設定 - 自動計算外幣帳戶加本地帳戶之總資產/負債資訊(資產金額以本地幣別為主,如有外幣帳戶則會自動轉換本地金額加總) 16. 支援 iCloud 雲端備份 - 資料備份 - 資料復原 - 自動備份 - 資料同步:可在 iPhone、iPad 資料同步 17. 通知中心功能(近期繳費提醒) - 讓您隨時掌握繳費資訊,帳單不漏繳 如果您有任何問題或建議,歡迎加入我們 FB 粉絲團 http://www.facebook.com/JNL.iMMIG
CostDiary
Track daily expenses and record life events with text and stickers. Visualize spending with charts, manage budgets, and secure your data with password protection and iCloud backup. Supports multiple accounts and currencies.
- Daily expense tracking
- Diary/journal with stickers
- Spending visualization (charts)
- Budget management
- Multi-account and multi-currency support
- iCloud data backup
- Password protection
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CostDiary is not only a daily spending tracker but also a diary app. You can easily track your daily expenses and record your daily life with text and stickers. # DIARY/JOURNAL * Ability to insert stickers and icons into diary * Ability to adjust text color and text size and background color. * Ability to pick background image for your diary # ACCOUNTING * Multi-account support. * Multi-currency support. * Visualize your spendings via line chart and pie chart. * Budget management. * Ability to adjust text styles, themes, icons and colors. * Ability to add a memo, photo or location for each transaction. * Backup data via iCloud. No worry about data loss. * Password protection. * Support creating recurring transactions. Terms of Use: https://DiaryForest.com/terms-of-use/
Screenshots
Verdict
The clearest difference is price: CostDiary at Free against iMMIG 記帳小秘書's $1.99. iMMIG 記帳小秘書's advantage is rating (4.1 vs 3.0) and in-app purchases (none vs 2). On review sentiment, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
CostDiary is free to download; iMMIG 記帳小秘書 costs $1.99 up front. CostDiary sells 2 in-app purchases, starting at $0.99 per month. iMMIG 記帳小秘書 asks for nothing beyond the download.
iMMIG 記帳小秘書 holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: iMMIG 記帳小秘書 has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 73% of iMMIG 記帳小秘書's written reviews are positive against 68% of CostDiary's.
iMMIG 記帳小秘書 ships an update every 6 weeks, CostDiary every 3 weeks. The most recent releases landed on September 21, 2026 and August 17, 2026 respectively.
| Parameter | iMMIG 記帳小秘書 | CostDiary |
|---|---|---|
| Price | $1.99 | Free — better |
| Rating | 4.1 (7 ratings) — better | 3.0 (1 ratings) |
| Positive reviews | 73.3% of reviews — better | 68.4% of reviews |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Freemium — better |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 18 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | Jackie Kuang | JiunJiue Liou |
Customer experience
iMMIG 記帳小秘書
CostDiary
In-app purchases
iMMIG 記帳小秘書
No in-app purchases
CostDiary
- PRO plan (Monthly)14 Days trial$0.991 Month
- PRO plan (Yearly)14 Days trial$7.991 Year









